HDFC Bank Gold Loan Sales Executive Interview Questions and Answers

Q1. How will you meet the target?
Ans. 
I will meet the target by identifying potential customers, building relationships, offering competitive loan terms, and providing excellent customer service.
• Identify potential customers through market research and outreach

• Build strong relationships with customers to understand their needs and gain their trust

• Offer competitive loan terms to attract customers and meet sales targets

• Provide excellent customer service to en
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Q2. What is gold loan?
Ans. 
Gold loan is a type of secured loan where gold jewelry is used as collateral to borrow money from a lender.
• Gold loan is a secured loan where the borrower pledges their gold jewelry as collateral.

• The loan amount is determined based on the value of the gold provided as security.

• Interest rates for gold loans are usually lower compared to unsecured loans.

• If the borrower fails to repay the loan, the lender has the right to ...read more
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Q1. Introduce yourself
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Q2. Why can u join
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Q1. Tell about your experience
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Q1. Profile details
Ans. Now I am working with Axis Bank Ltd as a gold loan officer Assistant manager
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Q2. How to generate ntb customer
Ans. 
To generate ntb customers, focus on targeted marketing, networking, referrals, and offering attractive loan terms.
• Identify target market segments and tailor marketing strategies to attract them

• Leverage networking events, partnerships, and collaborations to reach potential customers

• Encourage existing customers to refer new customers through incentives or rewards

• Offer competitive interest rates, flexible repayment option...read more
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Q3. For ntb customer i have done field activities with my team..
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Q1. Self introduction
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Q2. Working experience and work role
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How to open savings account

Q1. How to use credit card properly
Ans. 
To use credit card properly, pay off the balance in full each month, avoid cash advances, and monitor spending.
• Pay off the balance in full each month to avoid interest charges

• Avoid cash advances as they come with high fees and interest rates

• Monitor your spending regularly to stay within your budget and avoid overspending
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Q2. Credit card executive properly gude
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Gold ratr of interest and how any types of gold loan ect...

Aptitude test multiple 10 question completed

Q1. Bio and pervious experience details
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Q2. Location and package
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