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HDFC Bank
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HDFC Bank Interview Questions, Process, and Tips
Top HDFC Bank Interview Questions and Answers
- Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
- Q2. Evaluation of credit worthiness What is Cash credit , bank overdraft
- Q3. What is difference in fund based and non fund based lending
HDFC Bank Interview Experiences
27 interviews found
Anonymous
I applied via Company Website and was interviewed in Apr 2022. There were 3 interview rounds.
Related to finance, general English and passage reading and related to your behaviour
(1 Question)
- Q1. 5cs, about merger of bank, ratios, basic financials
Interview Preparation Tips
- Finance
I applied via Referral and was interviewed in Apr 2022. There were 3 interview rounds.
(1 Question)
- Q1. Technical round relates to proposal assessment.
(1 Question)
- Q1. Document verification and salary negotiations
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant and was interviewed before Aug 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What will be check points for assessing the loan proposal?
- Ans.
Check points for assessing loan proposals include financial stability, credit history, repayment capacity, collateral, and purpose of the loan.
Financial stability of the borrower
Credit history of the borrower
Repayment capacity of the borrower
Collateral provided by the borrower
Purpose of the loan
- Q2. What are points to be checked in CIBIL report?
- Ans.
Points to check in CIBIL report include credit score, payment history, credit utilization, and credit inquiries.
Credit score: Check if the score is within the acceptable range.
Payment history: Ensure all payments are made on time and there are no defaults.
Credit utilization: Verify the percentage of credit limit being used.
Credit inquiries: Check for any recent inquiries which may impact the credit score.
- Q3. What are the Job responsibilities you handled in your job role which suits the job you applied?
What people are saying about HDFC Bank
I applied via Referral and was interviewed in Oct 2021. There were 3 interview rounds.
Interview Questionnaire
6 Questions
- Q1. Previous company job role
- Q2. Product I handle
- Ans.
I handle credit products for various industries.
I manage credit lines and evaluate creditworthiness for clients in different sectors.
I analyze financial statements, credit reports, and other relevant data to assess risk.
I collaborate with sales teams to establish credit terms and conditions for customers.
I monitor credit limits, payment terms, and collections to ensure timely payments.
I provide recommendations for cred...
- Q3. Count of files per day I do
- Ans.
I process an average of 50 files per day.
On average, I handle 50 files daily.
The number of files I process per day is around 50.
I typically deal with approximately 50 files each day.
- Q4. About Visit to client
- Q5. Check points while underwriting
- Ans.
Check points while underwriting
Evaluate the borrower's credit history and credit score
Assess the borrower's income and employment stability
Review the borrower's debt-to-income ratio
Analyze the borrower's collateral or assets
Consider the borrower's repayment capacity
Verify the borrower's financial documents
Assess the borrower's payment history and credit utilization
Evaluate the borrower's industry and market conditions
- Q6. Any questions to ask
Interview Preparation Tips
HDFC Bank interview questions for designations
(1 Question)
- Q1. Questions related to ratios, Cibil
Interview Preparation Tips
Get interview-ready with Top HDFC Bank Interview Questions
I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.
(1 Question)
- Q1. Tell something about yourself.
Interview Preparation Tips
- Personal Loans
Credit Manager Jobs at HDFC Bank
Selected
I applied via Recruitment Consulltant and was interviewed before Jun 2022. There were 4 interview rounds.
(1 Question)
- Q1. Basic general details about yourself.
Generate financial knowledge and leadership skill related questions.
(2 Questions)
- Q1. They may ask about the company. Your overall experience related general questions.
- Q2. At last discussion on salary.
Interview Preparation Tips
I applied via Walk-in and was interviewed before Oct 2021. There were 2 interview rounds.
(2 Questions)
- Q1. About yourself & about sector knowledge
- Q2. Do you any related to your department knowledge
Interview Preparation Tips
I applied via Referral and was interviewed before Aug 2021. There were 2 interview rounds.
(1 Question)
- Q1. About my study background, family background,past experience, technical knowledge
Interview Preparation Tips
- Financial Analysis
- Credit Analysis
- Credit Appraisal
- Underwriting
- KYC
- Cibil
Selected
I applied via Referral and was interviewed before Jul 2022. There were 3 interview rounds.
(2 Questions)
- Q1. About banking, about underwriting loans
- Q2. Cibil related questions
Mcq related to banking, reasoning, english
Interview Preparation Tips
HDFC Bank Interview FAQs
Some of the top questions asked at the HDFC Bank Credit Manager interview for experienced candidates -
The duration of HDFC Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
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HDFC Bank Interviews By Designations
- HDFC Bank Relationship Manager Interview Questions
- HDFC Bank Deputy Manager Interview Questions
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- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
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- Area Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Credit Processing Associate Interview Questions
- Senior Credit Analyst Interview Questions
- Show more
HDFC Bank Interview Process
based on 12 interviews
3 Interview rounds
- Resume Shortlist Round
- One-on-one Round
- HR Round
Credit Manager Interview Questions from Similar Companies
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HDFC Bank Credit Manager Reviews and Ratings
based on 569 reviews
Rating in categories
|
Deputy Manager
15.1k
salaries
|  ₹2 L/yr - ₹10 L/yr |
|
Manager
10.2k
salaries
| ₹5 L/yr - ₹14.7 L/yr |
|
Assistant Manager
9.5k
salaries
| ₹1.7 L/yr - ₹7.3 L/yr |
|
Senior Manager
6.4k
salaries
| ₹8 L/yr - ₹25 L/yr |
|
Relationship Manager
6.3k
salaries
| ₹2.4 L/yr - ₹12.5 L/yr |
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