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HDFC Bank Credit Manager Interview Questions, Process, and Tips for Experienced

Updated 16 Nov 2024

Top HDFC Bank Credit Manager Interview Questions and Answers for Experienced

  • Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
  • Q2. Evaluation of credit worthiness What is Cash credit , bank overdraft
  • Q3. What is difference in fund based and non fund based lending
View all 9 questions

27 HDFC Bank Credit Manager Interview Experiences for Experienced

47 questions found

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Credit Manager Interview Questions

user image Anonymous

posted on 15 Feb 2024

Interview experience
3
 Average
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via LinkedIn and was interviewed in Jan 2024.

3 Interview Rounds

1

Aptitude Test Round

Assessment,................

2

Technical Round (1 Question)

  • Q1. About yourself, why this Job
3

HR Round (1 Question)

  • Q1. Salary discussion

Credit Manager Interview Questions

user image Rohit Singh

posted on 13 Feb 2024

Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

One-on-one Round (1 Question)

  • Q1. About company and related to work
2

HR Round (1 Question)

  • Q1. Basic questions

Get interview-ready with top interview questions

Credit Manager Interview Questions

user image Anonymous

posted on 21 May 2024

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before May 2023.

1 Interview Round

1

One-on-one Round (1 Question)

  • Q1. Previous experinec and work profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall experince is nice , good pleace to work

Credit Manager Interview Questions

user image Anonymous

posted on 3 Jan 2023

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Dec 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Group Discussion Round

Financial Management, Crediworhness of the borrower, Financial Analysis,deep understanding of the secured and unsecured loan

3

HR Round (3 Questions)

  • Q1. Negotiation of CTC , about the job profile , what is your CTC expectation? Do you have the following list of documents for the further process?
  • Q2. Negotiation of CTC , about the job profile , Do you have the following list of documents for the further process?
  • Q3. What is your CTC expectation?

Interview Preparation Tips

Interview preparation tips for other job seekers - Required Financial knowledge, assesment of borrower requerment, deep knowledge of underrating loan process, swot analysis knowledge, industry knowledge required as per business segment

HDFC Bank interview questions for designations

 Senior Manager Credit

 (4)

 Branch Credit Manager

 (1)

 Assistant Credit Manager

 (1)

 Credit Officer

 (11)

 Credit Analyst

 (2)

 Credit Underwriter

 (1)

 Credit Risk Analyst

 (2)

 Senior Credit Officer

 (1)

Credit Manager Interview Questions

user image Anonymous

posted on 16 Nov 2024

Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Job Portal and was interviewed before Nov 2023.

2 Interview Rounds

1

HR Round (1 Question)

  • Q1. What is relevant experience in this field
2

One-on-one Round (1 Question)

  • Q1. What is difference in fund based and non fund based lending

Credit Manager Interview Questions

user image Anonymous

posted on 17 Feb 2024

Interview experience
3
 Average
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Recruitment Consulltant and was interviewed before Feb 2023.

1 Interview Round

1

Technical Round (1 Question)

  • Q1. What do you understand by DSCR

Credit Manager Jobs at HDFC Bank

View all

Credit Manager Interview Questions

user image Anonymous

posted on 16 Mar 2023

Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via LinkedIn and was interviewed in Feb 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Aptitude Test Round

Basic banking and credit questions

3

HR Round (2 Questions)

  • Q1. Basic salary questions
  • Q2. Basic salary questions and expectations

Interview Preparation Tips

Interview preparation tips for other job seekers - Banking and credit knowledge, loan appraisal knowledge

Credit Manager Interview Questions

user image Anonymous

posted on 15 Oct 2022

I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed in Sep 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Debt interest coverage ratio CRR/SLR
  • Q2. Evaluation of credit worthiness What is Cash credit , bank overdraft

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about bank and profile for which you applied
General schemes going around

Credit Manager Interview Questions

user image Anonymous

posted on 3 May 2024

Interview experience
5
 Excellent
Difficulty level
 Hard
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Campus Placement and was interviewed before May 2023.

3 Interview Rounds

1

GAMIFIED Round (1 Question)

  • Q1. This round includes a virtual game where different situations where given . We need to take best decision in to come out from that situation.
2

One-on-one Round (1 Question)

  • Q1. Here, interviewers asked about company analysis, Balance sheet and financial statements analysis along with ratios. Also, give a real situation to analyse the b...read more
3

HR Round (1 Question)

  • Q1. Salary negotiation

Interview Preparation Tips

Interview preparation tips for other job seekers - Details Understanding of Balance sheet and profit and loss financial analysis.

Credit Manager Interview Questions

user image Anonymous

posted on 19 Sep 2024

Interview experience
5
 Excellent
Difficulty level
 Hard
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed before Sep 2023.

2 Interview Rounds

1

Group Discussion Round

Work Experience, previous job roles, underwriting process & analogy

2

Case Study Round

Assessment of proposal

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Credit Manager interview for experienced candidates?
HDFC Bank interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process for experienced candidates are Resume Shortlist, One-on-one Round and HR.
How to prepare for HDFC Bank Credit Manager interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Credit Management, Credit Underwriting, Credit Appraisal, Credit Analysis and Working Capital.
What are the top questions asked in HDFC Bank Credit Manager interview for experienced candidates?

Some of the top questions asked at the HDFC Bank Credit Manager interview for experienced candidates -

  1. If someone approaches you with a loan application then how would you decide whe...read more
  2. Evaluation of credit worthiness What is Cash credit , bank overdr...read more
  3. What is difference in fund based and non fund based lend...read more
How long is the HDFC Bank Credit Manager interview process?

The duration of HDFC Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

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Interview Process at HDFC Bank Credit Manager for Experienced

based on 7 interviews in last 1 year

Interview experience

4
  
Good
View more

People are getting interviews through

based on 25 HDFC Bank interviews
Referral
Job Portal
WalkIn
Campus Placement
Company Website
44%
20%
8%
8%
4%
16% candidates got the interview through other sources.
High Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.
HDFC Bank Credit Manager Salary
based on 2.8k salaries
₹3.5 L/yr - ₹14 L/yr
10% more than the average Credit Manager Salary in India
View more details

HDFC Bank Credit Manager Reviews and Ratings

based on 521 reviews

3.2/5

Rating in categories

3.1

Skill development

2.5

Work-Life balance

2.8

Salary & Benefits

3.9

Job Security

2.7

Company culture

2.4

Promotions/Appraisal

2.6

Work Satisfaction

Explore 521 Reviews and Ratings
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