HDB Financial Services Interview Questions, Process, and Tips

Q1. All about Cibil and previous company record
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Q2. All about Cibil
Ans. All about Cibil
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It is learning for so many things

Group discussion process done

Q1. What is your role in previous company?
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Q2. Cibil realated question ❓
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Q1. Service management
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Q2. No issues in fiance service
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Q3. Excellent service
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Q1. What is AMC ?
Ans. 
AMC stands for Asset Management Company, which is a company that manages mutual funds by investing the pooled funds of investors.
• AMCs manage mutual funds by investing in various securities such as stocks, bonds, and money market instruments.

• They charge a fee for managing the funds, known as the expense ratio.

• Examples of AMCs include Vanguard, Fidelity, and BlackRock.
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Q2. What is large cap mid cap small cap
Ans. 
Large cap, mid cap, and small cap refer to the market capitalization of companies, with large cap being the largest and small cap being the smallest.
• Large cap companies have a market capitalization typically over $10 billion, such as Apple or Microsoft.

• Mid cap companies have a market capitalization between $2 billion and $10 billion, such as Chipotle or Etsy.

• Small cap companies have a market capitalization typically un...read more
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Q3. What is Mutual fund
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A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
• Mutual funds are managed by professional fund managers

• Investors pool their money to invest in a diversified portfolio of securities

• Mutual funds offer diversification, liquidity, and professional management

• Types of mutual funds include equity funds, bond funds, and money market funds
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Q1. What is work previous company
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Q2. Collections types
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Q3. India infoline finance Ltd
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Q4. Current to write off
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Current to write off refers to the amount of debt that is deemed uncollectible and removed from the books.
• Current to write off is typically determined based on the age of the debt and the likelihood of collection.

• It is important for collection associates to regularly review and update the current to write off amount.

• Examples of factors that may contribute to a debt being written off include bankruptcy of the debtor or
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Q1. How do you do the collection?
Ans. 
I conduct collections by contacting customers, negotiating payment plans, and documenting all interactions.
• Contact customers via phone, email, or mail to discuss outstanding balances

• Negotiate payment plans based on customer's financial situation

• Document all interactions and agreements made with customers

• Follow up with customers on payment deadlines and provide assistance as needed
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Q2. Based on months you were consistent with your collection daily drr in your previous company?
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What qualities do you have that we should offer you this?

Q1. How much knowledge do you have about the system?
Ans. 
I have extensive knowledge about the system used for collections, including software, processes, and regulations.
• I am proficient in using collection software to track accounts and communicate with debtors.

• I understand the legal regulations surrounding debt collection practices.

• I am familiar with the process of skip tracing to locate debtors who have moved or changed contact information.
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