HDB Financial Services
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I applied via Referral and was interviewed in Jan 2022. There were 2 interview rounds.
The market is highly competitive and constantly evolving.
The demand for our product is increasing due to its unique features.
Our competitors are offering similar products at lower prices.
There is a growing trend towards sustainable and eco-friendly products.
The market is heavily influenced by online reviews and social media.
There are new regulations being introduced that could impact our sales.
We have identified a pote...
The mortgage market is a multi-trillion dollar industry that includes various types of loans and lenders.
The mortgage market includes loans for purchasing homes, refinancing existing mortgages, and home equity loans.
In the United States, the mortgage market was valued at $11.2 trillion in 2020.
The market is highly competitive and includes a mix of traditional banks, credit unions, and online lenders.
Factors such as int...
posted on 17 Jan 2021
I applied via Referral and was interviewed before Jan 2020. There were 4 interview rounds.
To control NPA, implement effective credit risk management strategies, closely monitor loan portfolios, establish strong collection processes, and provide training to sales teams.
Implement effective credit risk management strategies
Closely monitor loan portfolios
Establish strong collection processes
Provide training to sales teams
posted on 20 Sep 2024
To drive Lap business in assigned region, create teams and strategies focusing on market analysis, customer segmentation, product positioning, and sales tactics.
Conduct thorough market analysis to identify key opportunities and challenges in the region.
Segment customers based on their needs, preferences, and buying behaviors to tailor strategies accordingly.
Position Lap products effectively by highlighting their unique...
I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.
Documentation required for home loan in rural areas
Proof of identity and address
Proof of income and employment
Property documents
Land records
No objection certificate from local authorities
Proof of insurance
Proof of investment in the property
Proof of repayment capacity
Proof of agricultural income (if applicable)
I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.
Yes, I know how to calculate EMI.
EMI stands for Equated Monthly Installment.
It is calculated using the formula: EMI = [P x R x (1+R)^N]/[(1+R)^N-1]
P is the principal amount, R is the rate of interest, and N is the number of months.
I have experience in calculating EMI for various loan products such as personal loans, home loans, and car loans.
I applied via Referral and was interviewed in Dec 2023. There were 2 interview rounds.
Sales is the process of selling products or services to customers.
Sales involves identifying potential customers and their needs.
Salespeople use various techniques to persuade customers to make a purchase.
Sales requires building relationships with customers and providing excellent customer service.
Sales can involve negotiating prices, closing deals, and meeting sales targets.
Sales can be done through various channels s...
Almost anyone can take loans depending on their eligibility and the lender's criteria.
Individuals who meet the lender's eligibility criteria can take loans.
Common types of loan borrowers include individuals, businesses, and organizations.
Loan eligibility factors may include credit score, income, employment history, and collateral.
Examples of loan borrowers include students taking education loans, entrepreneurs starting
based on 1 review
Rating in categories
Sales Executive
4.4k
salaries
| ₹0.9 L/yr - ₹5.1 L/yr |
Junior Officer
2.5k
salaries
| ₹0.9 L/yr - ₹4.3 L/yr |
Sales Officer
2k
salaries
| ₹0.9 L/yr - ₹5 L/yr |
Senior Sales Officer
1.4k
salaries
| ₹1 L/yr - ₹5.5 L/yr |
Relationship Manager
1.4k
salaries
| ₹1.5 L/yr - ₹4.8 L/yr |
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