HDB Financial Services Insurance Manager Interview Questions and Answers

Q1. Last work experience
Ans. 
Worked as a Senior Insurance Executive at XYZ Insurance Company for 5 years.
• Managed a team of insurance agents and oversaw sales strategies

• Analyzed market trends and competitor offerings to develop new insurance products

• Negotiated contracts with clients and insurance providers

• Implemented cost-saving measures to improve profitability

• Collaborated with underwriters to assess risk and determine coverage options
Answered by AI
Add your answer
Q2. Can you handle pressure
Ans. 
Yes, I thrive under pressure and have a proven track record of successfully managing high-stress situations.
• I have experience in handling high-pressure situations in my previous roles.

• I am able to stay calm and focused when faced with tight deadlines or challenging tasks.

• I have successfully led teams through stressful situations, ensuring that goals were met and quality was maintained.

• I am adaptable and able to think q...read more
Answered by AI
Add your answer

Q1. Self introduction
Add your answer

Discussion about insurance services

Q1. Charges in Unit Linked Policy
Ans. 
Charges in Unit Linked Policy
• Unit linked policies have various charges like premium allocation charge, policy administration charge, fund management charge, mortality charge, etc.

• Premium allocation charge is deducted from the premium paid and the remaining amount is invested in the chosen funds.

• Policy administration charge is deducted monthly or annually for the administration of the policy.

• Fund management charge is de...read more
Answered by AI
Add your answer
Q2. Options in Pension Plan
Ans. 
Pension plans offer various options to employees for retirement savings.
• Employees can choose between defined benefit and defined contribution plans.

• Defined benefit plans offer a fixed payout based on salary and years of service.

• Defined contribution plans allow employees to contribute a portion of their salary and invest in various funds.

• Some plans offer employer matching contributions.

• Employees can also choose between ...read more
Answered by AI
Add your answer

Q1. Don't give interview
Add your answer
Q2. U turn maar lo bhai. Tum itne bhi paapi nahi ho
Add your answer

Q1. What are your salary expectations?
Add your answer
Q2. What is your family background?
Add your answer
Q3. Share details of your previous job.
Add your answer
Q4. Why are you looking for a change?
Add your answer
Q5. Tell me about yourself.
Add your answer

Q1. Final interview with department head on google meet and then I m selected
Add your answer