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Fiserv Credit Risk Analyst Interview Questions and Answers

Updated 4 Mar 2022

Fiserv Credit Risk Analyst Interview Experiences

1 interview found

Round 1 - Recruiter 

(1 Question)

  • Q1. Why would like to join fiserv ?
  • Ans. 

    I would like to join Fiserv because of its reputation as a leading financial technology company and its commitment to innovation and growth.

    • Fiserv is known for its cutting-edge technology solutions in the financial industry.

    • I am impressed by Fiserv's track record of delivering innovative products and services to its clients.

    • Joining Fiserv would provide me with opportunities to work with talented professionals and learn...

  • Answered by AI
Round 2 - Group Discussion 

There’s usually a total of 3 interviews but I had my interview with both managers at the same time . Tell me what you look for to determine risk . Everything else was bass on experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Just know your resume down pack and make sure you go in talking about experience that’s relatable to the position

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

About 30 questions somewhat similar to CAT level were given in 30 minutes

Round 3 - Case Study 

The case study was rigorous, they asked to solve the case study and then also compute the results, then they will give you some scenario on that case study, it was around 45 minutes

Round 4 - Case Study 

It was similar to the 2nd round, but little bit difficult in terms of cases.

Interview Questionnaire 

2 Questions

  • Q1. Questions of some business logics.? More technical questions on java, Testng , service, API and Sql.? Scenario based questions.
  • Q2. Well prepared for your interview. Don't panic and be clear with your answer. Give your best and don't think about result. If you follow all your process well definitely you will get good results
Interview experience
3
Average
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. A lot of questions related to advance financials which mostly CA's are good in
  • Q2. Ratios related to underwriting like capital ratio calculation , DSCR ratio calculation.
  • Q3. Financial statements like , cassh floe , balance sheet etc related advance questions
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Telephonic Call 

(2 Questions)

  • Q1. What's your product in previous organisation
  • Ans. 

    In my previous organization, the product I managed was a range of personal loans tailored to meet the financial needs of individual customers.

    • Managed a portfolio of personal loans

    • Analyzed creditworthiness of applicants

    • Developed strategies to increase loan disbursement

    • Collaborated with sales team to drive product awareness

  • Answered by AI
  • Q2. What's knowledge of about secured loan vertical
  • Ans. 

    Knowledge of secured loan vertical involves understanding the process of lending money with collateral as security.

    • Understanding the concept of collateral and its importance in securing loans

    • Knowledge of different types of collateral that can be used in secured loans, such as real estate, vehicles, or investments

    • Familiarity with the legal aspects of secured loans, including the rights and responsibilities of both the l...

  • Answered by AI
Round 2 - Group Discussion 

HR just will discuss just on salary negotiable

Interview Preparation Tips

Topics to prepare for Aye Finance Branch Credit Manager interview:
  • Product knowledge
  • Credit Analysis
Interview preparation tips for other job seekers - If any one try to join Aye finance ltd in secured loan vertical, my advice please check deeply 1st you are experienced guy
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Typical HR questions regarding experience and what I am looking for
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

About 30 questions somewhat similar to CAT level were given in 30 minutes

Round 3 - Case Study 

The case study was rigorous, they asked to solve the case study and then also compute the results, then they will give you some scenario on that case study, it was around 45 minutes

Round 4 - Case Study 

It was similar to the 2nd round, but little bit difficult in terms of cases.

Interview Questionnaire 

2 Questions

  • Q1. Questions of some business logics.? More technical questions on java, Testng , service, API and Sql.? Scenario based questions.
  • Q2. Well prepared for your interview. Don't panic and be clear with your answer. Give your best and don't think about result. If you follow all your process well definitely you will get good results
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Aptitude Test 

Field work Full information gathered in customer

Round 3 - Technical 

(1 Question)

  • Q1. Whats about pd and dpds
  • Ans. 

    PD stands for Probability of Default and DPDS stands for Days Past Due Severity.

    • PD is a measure of the likelihood that a borrower will default on a loan.

    • DPDS measures the severity of delinquency in terms of days past due.

    • Both are important factors in assessing credit risk and determining loan terms.

    • PD is typically expressed as a percentage, while DPDS is measured in days.

    • Lenders use PD and DPDS to make informed decisio

  • Answered by AI
Interview experience
4
Good
Difficulty level
Hard
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. General discussion about credit risk domain knowledge. Questions on entire work experience
Round 3 - Case Study 

Typical MBA job interview case study

Round 4 - One-on-one 

(1 Question)

  • Q1. Bar Raiser with the head of department

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well for the case study. And keep a plenty of strengths/weakness/learnings handy with you

Fiserv Interview FAQs

How many rounds are there in Fiserv Credit Risk Analyst interview?
Fiserv interview process usually has 2 rounds. The most common rounds in the Fiserv interview process are Group Discussion.
How to prepare for Fiserv Credit Risk Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Fiserv. The most common topics and skills that interviewers at Fiserv expect are Credit Risk Analysis, Risk Management, Credit Analysis, Credit Risk and Credit Underwriting.

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Fiserv Credit Risk Analyst Salary
based on 56 salaries
₹4.5 L/yr - ₹8.3 L/yr
49% less than the average Credit Risk Analyst Salary in India
View more details

Fiserv Credit Risk Analyst Reviews and Ratings

based on 6 reviews

4.0/5

Rating in categories

3.2

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4.3

Work-Life balance

3.6

Salary & Benefits

4.1

Job Security

4.0

Company culture

3.1

Promotions/Appraisal

3.4

Work Satisfaction

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