Electronica Finance Interview Questions, Process, and Tips

General GK topic mine was is india really growing with 3 rd largest GDP in the world

Q1. Basic questions checking your general knowledge ability
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Q2. Confidence is most important in the interview.
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Making person good in his work

How can we resolve NPA case

About the NPA case

Q1. How can we resolve NPA case
Ans. 
To resolve NPA cases, a collection manager can implement strategies such as restructuring loans, offering settlements, or initiating legal action.
• Analyze the reasons for the NPA and work with the borrower to restructure the loan terms.

• Offer settlements or discounts to encourage repayment and close the NPA case.

• Initiate legal action as a last resort to recover the outstanding amount.

• Regularly follow up with the borrower...read more
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Q2. How can we get achievements
Ans. 
Achievements can be obtained through setting clear goals, working hard, staying focused, and celebrating successes.
• Set specific and measurable goals

• Create a plan of action to achieve those goals

• Stay focused and motivated

• Track progress and make adjustments as needed

• Celebrate achievements and milestones

• Seek feedback and learn from failures

• Collaborate with others to achieve common goals
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Q3. How can we motivate customer to payment
Ans. 
Motivate customers to make payments by offering incentives, setting clear expectations, and providing excellent customer service.
• Offer discounts or payment plans for early or on-time payments

• Clearly communicate payment deadlines and consequences for late payments

• Provide excellent customer service to build trust and rapport with customers

• Send reminders or follow-up emails/texts about upcoming payments

• Consider implementi
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Q4. How can we rich ourtarget
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Reaching the target can be achieved by setting clear goals, implementing effective strategies, monitoring progress, and making necessary adjustments.
• Set specific and measurable goals for the team to work towards

• Implement strategies such as regular communication, training, and incentives to motivate and guide team members

• Monitor progress regularly through performance metrics and adjust strategies as needed

• Provide necess...read more
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Q5. How can we get make good performance
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Q1. All questions related to my previous experience.
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Q2. How I source the file? What was the process of login to Disbursement?
Ans. 
To source the file, I typically use various databases and platforms to gather relevant information. The process of logging into Disbursement involves entering credentials and navigating through the system.
• Utilize databases and platforms to gather information

• Enter credentials to log into Disbursement

• Navigate through Disbursement system to access files
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Q1. WHAT IS USL? Criteria Of UBL.
Ans. 
USL stands for Unique Selling Proposition, which is a factor that differentiates a product or service from its competitors. UBL refers to Unique Buying Logic, which is the reason why customers choose to purchase a product or service.
• USL is a unique feature or benefit that sets a product apart from competitors

• UBL is the specific reason why customers choose to buy a product or service

• USL focuses on what makes a product u...read more
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Q2. Who will be your targeted customers?
Ans. 
Our targeted customers will be small to medium-sized businesses in the technology sector looking to streamline their sales processes and increase revenue.
• Small to medium-sized businesses in the technology sector

• Companies looking to streamline sales processes

• Businesses aiming to increase revenue
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Q1. Previous Company Working and Job responsibilities
Ans. 
I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.
• Assessed creditworthiness of new and existing customers

• Set credit limits based on risk assessment

• Managed collections process for overdue accounts
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Q1. Previous organizations Job responsibilities KRA
Ans. 
Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.
• Analyzed credit risk for potential customers

• Monitored collections and followed up on overdue accounts

• Ensured compliance with credit policies and procedures

• Managed credit operations and team of credit analysts
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