Cholamandalam MS General Insurance Interview Questions, Process, and Tips

Q1. What factors influenced your decision to choose this company?
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Q2. What is the total number of employees in the company?
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Q1. Any insurance company work with you
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Q2. What are your salary expectations?
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Q1. What is your professional experience?
Ans. 
I have 5 years of experience in sales, including managing a team and exceeding sales targets.
• 5 years of sales experience

• Managed a sales team

• Exceeded sales targets consistently
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Q2. Has any work been completed before?
Ans. 
Yes, I have completed various sales-related tasks in my previous roles.
• Completed market research to identify potential clients

• Developed sales strategies to target specific customer segments

• Managed client relationships to ensure customer satisfaction

• Achieved sales targets by implementing effective sales techniques
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Q3. What do you know about insurance and general insurance?
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Insurance is a form of risk management primarily used to hedge against the risk of a contingent or uncertain loss.
• Insurance is a contract between an individual or entity and an insurance company where the individual or entity receives financial protection or reimbursement against losses from the insurance company.

• General insurance covers a wide range of non-life insurance policies, including automobile, home, travel, a...read more
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Q4. Are you familiar with the company?
Ans. 
Yes, I am familiar with the company.
• I have researched the company's history, products, and services.

• I have read recent news articles and press releases about the company.

• I have spoken to current employees or customers of the company to gain insights.

• I have attended company events or presentations.

• I have a good understanding of the company's target market and competitors.
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Q1. Are you proficient in Microsoft Excel?
Ans. 
Yes, I am proficient in Microsoft Excel.
• I have advanced knowledge of Excel functions and formulas.

• I am experienced in creating and managing spreadsheets for data analysis.

• I have used Excel for financial modeling and reporting.

• I am skilled in creating charts and graphs to visualize data.

• I am proficient in data manipulation and cleaning using Excel.
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Q1. DO YOU LIKE YOUR PREVIOUS JOB
Ans. 
Yes, I enjoyed my previous job as it provided me with valuable experience and opportunities for growth.
• I enjoyed the challenges and responsibilities of my previous job

• I had a great team and supportive colleagues

• I learned new skills and gained valuable experience

• I was able to contribute to the success of the company

• I felt fulfilled and motivated in my role
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Asked by how to grew up with team members

Q1. How to handle chalange
Ans. 
Handling challenges involves staying calm, analyzing the situation, seeking solutions, and adapting as needed.
• Stay calm and composed to think clearly

• Analyze the challenge to understand its root cause

• Seek input from team members or mentors for different perspectives

• Develop a plan of action and be flexible to adapt as needed

• Communicate openly with stakeholders to keep them informed
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Q2. Company process and service explain
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Company process and service explanation
• The company process involves detailed steps from initial customer inquiry to final delivery of service

• Service quality is maintained through regular training of staff and customer feedback

• Efficient communication channels are established to ensure smooth operations

• Examples: Customer inquiry -> Service request -> Service delivery -> Customer feedback

• Examples: Training sessio...read more
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Q1. We had one on one round intrview with hr
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Q2. Tell me about you're self
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Q3. Why insurance? Why sales?
Ans. 
Insurance provides financial security and sales allows me to help clients protect their assets and loved ones.
• Insurance offers peace of mind by providing financial protection against unexpected events

• Sales allows me to educate clients on the importance of insurance and help them make informed decisions

• I enjoy building relationships with clients and helping them navigate the complexities of insurance products
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Q4. Do you have two DL
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Q5. Why should we hire you
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Q6. Do you have any experience in sales
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