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Central Bank of India Interview Questions, Process, and Tips

Updated 27 Feb 2025

Top Central Bank of India Interview Questions and Answers

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Central Bank of India Interview Experiences

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27 interviews found

I applied via Naukri.com and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What was the first regular bank ?
  • Ans. 

    The first regular bank is believed to be Banca Monte dei Paschi di Siena, founded in 1472 in Italy.

    • Banca Monte dei Paschi di Siena, founded in 1472, is considered the oldest surviving bank in the world.

    • It was established in Siena, Italy, and initially operated as a pawnbroker and moneylender.

    • The bank provided loans to the local government and played a significant role in financing trade and commerce.

    • Banca Monte dei Pas...

  • Answered by AI
  • Q2. Which bank of low interest bank?
  • Ans. 

    There are several low interest banks available. Some examples include Ally Bank, Capital One 360, and Discover Bank.

    • Ally Bank offers competitive interest rates on savings accounts and CDs.

    • Capital One 360 offers low interest rates on personal loans and credit cards.

    • Discover Bank provides low interest rates on mortgages and home equity loans.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test it lasted for about I b.com computer application student I interest of your job

According Assistant Interview Questions asked at other Companies

Q1. What was the first regular bank ?
View answer (2)

Risk Manager Interview Questions & Answers

user image Anonymous

posted on 10 May 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Introduce yourself
  • Q2. Basel III Norms, LCR calculation, NSFR Meaning, Return on Capital
  • Q3. What is PCA about PCA?
  • Ans. 

    PCA stands for Principal Component Analysis, a statistical technique used to reduce the dimensionality of data while preserving important information.

    • PCA is used to identify patterns in data and reduce the number of variables without losing much information.

    • It works by transforming the original variables into a new set of uncorrelated variables called principal components.

    • These principal components are ordered by the a...

  • Answered by AI
  • Q4. What is CRAR?What is CCB?
  • Ans. 

    CRAR stands for Capital to Risk-Weighted Assets Ratio, a measure of a bank's capital adequacy. CCB stands for Counter-Cyclical Buffer, an additional capital requirement imposed on banks during periods of excessive credit growth.

    • CRAR is calculated by dividing a bank's capital by its risk-weighted assets.

    • It is used to ensure that banks have enough capital to cover potential losses from their risk exposures.

    • CCB is a regul...

  • Answered by AI
  • Q5. What do you mean by asset liability managemnt?
  • Ans. 

    Asset liability management is the practice of managing risks that arise due to mismatches between assets and liabilities.

    • Asset liability management involves managing the risks associated with the assets and liabilities of a company or organization.

    • It aims to ensure that the assets are sufficient to cover the liabilities and meet the organization's financial obligations.

    • Strategies used in asset liability management incl...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Company

Skills evaluated in this interview

Risk Manager Interview Questions asked at other Companies

Q1. What do you mean by asset liability managemnt?
View answer (1)

Senior Clerk Interview Questions & Answers

user image Anonymous

posted on 15 Jan 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Walk-in

Round 1 - HR 

(2 Questions)

  • Q1. Do you know marathi?
  • Ans. 

    Yes, I am fluent in Marathi.

    • I am fluent in speaking, reading, and writing Marathi.

    • I have been speaking Marathi since childhood.

    • I have completed my education in Marathi medium.

    • I have worked in organizations where Marathi was the primary language of communication.

  • Answered by AI
  • Q2. Why you chose bank
  • Ans. 

    I chose to work in a bank because of the stability, growth opportunities, and the chance to work in a professional environment.

    • Stability: Banks are known for their stability and long-term prospects.

    • Growth opportunities: Banks offer various career paths and opportunities for advancement.

    • Professional environment: Working in a bank provides a professional setting to develop skills and knowledge.

    • Interest in finance: I have...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Participate and respose to motovational way in favour of company.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - HR 

(3 Questions)

  • Q1. Which type of policies in Bank
  • Ans. 

    Bank policies include lending, investment, risk management, and customer service policies.

    • Lending policies determine criteria for approving loans and setting interest rates.

    • Investment policies outline guidelines for investing bank funds in various assets.

    • Risk management policies focus on identifying and mitigating potential risks to the bank.

    • Customer service policies dictate how customers are treated and what services ...

  • Answered by AI
  • Q2. How you solve the problems at the earliest?
  • Ans. 

    I solve problems at the earliest by prioritizing tasks, seeking input from team members, and utilizing my experience and expertise.

    • Prioritize tasks based on urgency and impact

    • Seek input from team members to gather different perspectives and ideas

    • Utilize my experience and expertise to make informed decisions and solve problems efficiently

  • Answered by AI
  • Q3. How you manage the best for employees?
  • Ans. 

    I manage the best for employees by prioritizing their well-being, providing opportunities for growth, and fostering a positive work environment.

    • Prioritize employee well-being by offering support programs and resources

    • Provide opportunities for growth through training, mentorship, and career development

    • Foster a positive work environment by promoting open communication, recognition, and work-life balance

  • Answered by AI
Round 2 - Aptitude Test 

How we think for profitability of the institution and how we manage the work to be done well in time.

Interview Preparation Tips

Interview preparation tips for other job seekers - If we want that our institution progress is to be better in the industry, we will work with dedication, honestly and collectively.

Retired Chief Manager Interview Questions asked at other Companies

Q1. Which is city is beautiful in India? Simplicity is beautiful ever in India
View answer (2)

Central Bank of India interview questions for popular designations

 Chief Manager

 (2)

 Manager

 (2)

 Risk Manager

 (2)

 Chief Internal Auditor

 (2)

 Analyst

 (1)

 Assistant Manager

 (1)

 Team Manager

 (1)

 Credit Analyst

 (1)

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - Assignment 

Document verification

Apprentice Trainee Interview Questions asked at other Companies

Q1. # Modes of heat transfer and how do they work? #Thermodynamics #performance curve of pump #priming (pump)
View answer (3)

Get interview-ready with Top Central Bank of India Interview Questions

Chief Manager Interview Questions & Answers

user image Anonymous

posted on 11 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Naukri.com

Round 1 - HR 

(2 Questions)

  • Q1. How you make decisions in work place
  • Q2. How you satisfy your customer s
  • Ans. 

    By providing excellent customer service, addressing their needs promptly, and going above and beyond to exceed their expectations.

    • Listen to customer feedback and address any concerns promptly

    • Provide personalized solutions to meet individual customer needs

    • Offer incentives or rewards for loyal customers

    • Train staff to prioritize customer satisfaction in all interactions

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in answer what you are giving
Try to give yourself full effort and satisfaction in your given assignment of work
Don't waste the given time in job
Complete the work in given schedule

Chief Manager Interview Questions asked at other Companies

Q1. What was the strategy to increase business share in particular role ! How will you increase market share in ICICI bank .
View answer (1)
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What documents to take for loan applications
  • Ans. 

    Documents required for loan applications include proof of income, identification, credit history, and collateral.

    • Proof of income such as pay stubs or tax returns

    • Identification documents like driver's license or passport

    • Credit history report from credit bureaus

    • Collateral documentation for secured loans

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Study well for the exam. Interview is usually simple

Credit Analyst Interview Questions asked at other Companies

Q1. 1. what is minimum permissible banking finance 2. what do you know about this job profile 3. What iS Current Ratio, DSCR, ISCR 4. what we include in debt payment in calucation of DSCR and ISCR
View answer (1)

Interview Questions & Answers

user image Anonymous

posted on 1 Apr 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed before Apr 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Tell me about yourself. Please describe about SSS Schemes of CBoI. Tell me about CBoI. Tell me about BC and what are the process of appointing BC. What are the services provided at BC points.Many questions...
Round 2 - One-on-one 

(5 Questions)

  • Q1. If you're posted any where in Assam are you interested to working?
  • Q2. What is Sub Service Area?
  • Q3. How you can cordinate with BCs and allotted link branch.
  • Q4. How you can cordinate with RO?
  • Q5. When you are going to field visit at allotted BC points what are the responsibility you have to look into and how can you supervise your BC?

Apprentice Interview Questions & Answers

user image Anonymous

posted on 7 Jan 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - Documents verification 

(2 Questions)

  • Q1. Learn digital banking
  • Q2. Learn how to sell digital products

Interview Preparation Tips

Topics to prepare for Central Bank of India Apprentice interview:
  • Examination
Interview preparation tips for other job seekers - At least you have perfect about how to sell bank product and insurance, and customer service

Apprentice Interview Questions asked at other Companies

Q1. 3. What do you know about artificial intelligence and Machine learning?
View answer (3)
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - No 

(6 Questions)

  • Q1. 1 Questionery in banking scenerio polivy norms snd gen banking difficulty. Security from sibercrime 2 Modern technology aspects for disgital policy aspects .
  • Q2. Ttechnogy aspects in deposit acs from frauds shoulf be analyzed. Staff shoulf be honest.
  • Ans. 

    Technology and staff honesty are both crucial in analyzing deposit frauds.

    • Technology should be used to detect and prevent frauds, such as implementing multi-factor authentication and real-time transaction monitoring.

    • Regular staff training and awareness programs should be conducted to ensure honesty and ethical behavior.

    • Internal controls should be established to prevent conflicts of interest and ensure segregation of du...

  • Answered by AI
  • Q3. Recovery policy various norms for recovery proceeding in non performing loan acs Securitization recovery procedures Compromise in npa loan acs State recovery proceeding in npa agri loan acs Lok ada...
  • Ans. 

    Recovery policies for non-performing loans including securitization, compromise, state recovery proceedings, Lok Adalat procedures, and DRRBT recovery tribunal.

    • Recovery policies for non-performing loans are crucial for financial institutions to minimize losses.

    • Securitization involves pooling of non-performing loans and selling them to investors.

    • Compromise in NPA loan accounts involves negotiating with the borrower to s...

  • Answered by AI
  • Q4. Operational area various types of Deposits acs opening in banks. Deposit saving bank acs and there kyc docs for opening the acs in banks. Acs opening in single name or jointly with spouse. Operation...
  • Ans. 

    The question is about various types of deposits and their operational instructions for opening and maturity.

    • Different types of deposits include saving bank accounts, time deposits, recurring deposits, FDR deposits, and senior citizen special deposits.

    • KYC documents are required for opening saving bank accounts.

    • Accounts can be opened in single name or jointly with a spouse.

    • Operational instructions can be self or either o...

  • Answered by AI
  • Q5. Operational area work. Opening of saving acs. Opersting instruction in saving acs singly jointly instruction either or survivor. Time deposit various acs recurring deposit acs.FDR.ACS FOR SHORT PERIO...
  • Q6. Deceased acs various disciplinary powers to settle deceased acs.acs settled upto Rs25000 without secession certificate In deceased acs using br descriptions powers for settle the acs. Interest to pbe...

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is vast subject and committee can ask the question in any subject.current general scenario question

Chief Internal Auditor Interview Questions asked at other Companies

Q1. Operational area various types of Deposits acs opening in banks. Deposit saving bank acs and there kyc docs for opening the acs in banks. Acs opening in single name or jointly with spouse. Operational instructions self or either or survivor... read more
View answer (2)

Chief Manager Interview Questions & Answers

user image Anurag Nigam

posted on 15 Apr 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - Personal Interview 

(1 Question)

  • Q1. Where do you like to work?

Chief Manager Interview Questions asked at other Companies

Q1. What was the strategy to increase business share in particular role ! How will you increase market share in ICICI bank .
View answer (1)

Central Bank of India Interview FAQs

How many rounds are there in Central Bank of India interview?
Central Bank of India interview process usually has 1-2 rounds. The most common rounds in the Central Bank of India interview process are Resume Shortlist, Group Discussion and One-on-one Round.
What are the top questions asked in Central Bank of India interview?

Some of the top questions asked at the Central Bank of India interview -

  1. Operational area various types of Deposits acs opening in banks. Deposit sav...read more
  2. Recovery policy various norms for recovery proceeding in non performing loan ...read more
  3. What was the first regular ban...read more
How long is the Central Bank of India interview process?

The duration of Central Bank of India interview process can vary, but typically it takes about less than 2 weeks to complete.

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Central Bank of India Interview Process

based on 43 interviews

Interview experience

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