Canara Bank Interview Questions, Process, and Tips

IBPS takes test moderate to high

Q1. Assessment of working capital
Ans. 
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
• Calculate working capital by subtracting current liabilities from current assets.

• A positive working capital indicates the company has enough assets to cover its short-term debts.

• A negative working capital may signal financial trouble and the need for additional fu...read more
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Q2. Why do you wan tot join banj
Ans. 
I am passionate about finance and have a strong desire to help individuals and businesses achieve their financial goals.
• Passion for finance and helping others

• Desire to assist individuals and businesses with financial goals

• Interest in the banking industry

• Seeking opportunities for professional growth and development
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Q1. Circular based questions
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Q1. Business figures related questions
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To communicate the people for who was want best account in the bank to take advice from hr 🙏

Q1. How to communicate the people in field
Ans. 
Communicating with people in the field requires clear and concise messaging through various channels.
• Use clear and concise language to convey information effectively

• Utilize various communication channels such as phone calls, emails, and in-person meetings

• Listen actively to understand the needs and concerns of the individuals in the field

• Provide regular updates and feedback to ensure effective communication

• Establish rap...read more
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Q2. How to take account for people opinion
Ans. 
Taking account of people's opinions involves actively listening, considering different perspectives, and valuing diverse viewpoints.
• Listen actively to what others have to say

• Consider different perspectives before forming an opinion

• Value diverse viewpoints and opinions

• Seek feedback and input from others

• Respect others' opinions even if you disagree
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Q3. How to do fixed deposit with people from bank
Ans. 
To open a fixed deposit with a bank, visit the bank branch, fill out the necessary forms, provide required documents, and deposit the desired amount.
• Visit the bank branch where you hold an account

• Fill out the fixed deposit form with details like deposit amount, tenure, and nominee information

• Provide necessary documents such as ID proof, address proof, and passport size photographs

• Deposit the desired amount in the fixed
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Q4. How to take higher account from people for bank
Ans. 
To take higher account from people for bank, build trust, offer personalized services, provide competitive rates, and maintain good communication.
• Build trust by being transparent and reliable

• Offer personalized services tailored to individual needs

• Provide competitive rates and incentives to attract higher deposits

• Maintain good communication to keep customers informed and engaged
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Q5. Higher account for people
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EASY





TEST WAS BASIC AND EASY

Q1. TELL ME SOMETHING ABOUT YOURSELF
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Q2. CASH HANDLING procedure
Ans. 
Cash handling procedures involve securely managing and recording all cash transactions.
• Always count cash at the beginning and end of shift

• Use a cash register to record all transactions

• Keep cash in a secure location, such as a locked drawer or safe

• Require dual authorization for large cash transactions

• Regularly reconcile cash on hand with recorded transactions
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Q3. Loan details and products
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Q4. RETAIL BANKING LOANS
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Q5. Msme loan AND PRODUCTS
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Means passitive attitude and about your self

Coding text means alfabates number

Q1. Related to educational background
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Q2. Rlated to family
Ans. 
Family plays a crucial role in my life and I prioritize spending quality time with them.
• Family support is important for work-life balance

• I believe in maintaining a healthy work-family balance

• I prioritize family commitments alongside work responsibilities
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Good communication skills and team work

How to make the application process is last round test for this test