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Banking operations encompass various activities that facilitate financial transactions and services for individuals and businesses.
Account Management: Banks manage customer accounts, including savings, checking, and loans. For example, opening a new savings account.
Transaction Processing: This includes deposits, withdrawals, and transfers. For instance, processing an online money transfer.
Loan Services: Banks prov...
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.
A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a comp...
Working capital is the difference between a company's current assets and current liabilities.
Working capital is essential for a company's day-to-day operations.
It indicates the company's ability to meet its short-term financial obligations.
Formula: Working Capital = Current Assets - Current Liabilities
Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current ...
Organization of the Petroleum Exporting Countries
OPEC is an intergovernmental organization of 13 oil-exporting countries
It aims to coordinate and unify the petroleum policies of its member countries
Examples of OPEC member countries include Saudi Arabia, Iran, and Venezuela
Communicating with people in the field requires clear and concise messaging through various channels.
Use clear and concise language to convey information effectively
Utilize various communication channels such as phone calls, emails, and in-person meetings
Listen actively to understand the needs and concerns of the individuals in the field
Provide regular updates and feedback to ensure effective communication
Establis...
Taking account of people's opinions involves actively listening, considering different perspectives, and valuing diverse viewpoints.
Listen actively to what others have to say
Consider different perspectives before forming an opinion
Value diverse viewpoints and opinions
Seek feedback and input from others
Respect others' opinions even if you disagree
To take higher account from people for bank, build trust, offer personalized services, provide competitive rates, and maintain good communication.
Build trust by being transparent and reliable
Offer personalized services tailored to individual needs
Provide competitive rates and incentives to attract higher deposits
Maintain good communication to keep customers informed and engaged
To open a fixed deposit with a bank, visit the bank branch, fill out the necessary forms, provide required documents, and deposit the desired amount.
Visit the bank branch where you hold an account
Fill out the fixed deposit form with details like deposit amount, tenure, and nominee information
Provide necessary documents such as ID proof, address proof, and passport size photographs
Deposit the desired amount in the ...
RBI regulates and supervises the functioning of PSU banks in India.
RBI issues guidelines and policies for PSU banks to follow
RBI conducts regular inspections and audits of PSU banks
RBI has the power to impose penalties and take corrective actions if necessary
RBI also provides financial assistance to PSU banks in times of need
Examples include the recent merger of several PSU banks and the bailout of Yes Bank by RBI
Modern rules of balance sheet include presenting assets and liabilities in order of liquidity.
Assets are listed in order of liquidity, with the most liquid assets listed first.
Liabilities are also listed in order of liquidity, with the most immediate liabilities listed first.
The balance sheet must balance, with total assets equaling total liabilities and equity.
Intangible assets must be disclosed separately from t...
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
Working capital is the difference between a company's current assets and current liabilities.
Working capital is essential for a company's day-to-day operations.
It indicates the company's ability to meet its short-term financial obligations.
Formula: Working Capital = Current Assets - Current Liabilities
Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi...
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.
A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's...
I applied via Walk-in and was interviewed in Nov 2024. There were 2 interview rounds.
I am looking for a competitive salary that reflects my experience and skills in the industry.
Research industry standards for System Engineers in the specific location
Consider years of experience and level of expertise
Factor in benefits and perks offered by the company
Be prepared to negotiate based on the overall compensation package
IBPS takes test moderate to high
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
I am passionate about finance and have a strong desire to help individuals and businesses achieve their financial goals.
Passion for finance and helping others
Desire to assist individuals and businesses with financial goals
Interest in the banking industry
Seeking opportunities for professional growth and development
I appeared for an interview in Mar 2025, where I was asked the following questions.
posted on 26 May 2025
I appeared for an interview in Nov 2024, where I was asked the following questions.
Banking operations encompass various activities that facilitate financial transactions and services for individuals and businesses.
Account Management: Banks manage customer accounts, including savings, checking, and loans. For example, opening a new savings account.
Transaction Processing: This includes deposits, withdrawals, and transfers. For instance, processing an online money transfer.
Loan Services: Banks provide v...
Understanding banking fundamentals includes knowledge of financial systems, services, regulations, and customer relations.
Types of banks: Commercial banks, investment banks, and central banks serve different purposes in the financial system.
Banking services: Knowledge of services like savings accounts, loans, mortgages, and credit cards is essential.
Regulatory framework: Understanding regulations like the Dodd-Frank Ac...
I applied via Naukri.com and was interviewed in Jul 2023. There were 3 interview rounds.
To communicate the people for who was want best account in the bank to take advice from hr 🙏
Communicating with people in the field requires clear and concise messaging through various channels.
Use clear and concise language to convey information effectively
Utilize various communication channels such as phone calls, emails, and in-person meetings
Listen actively to understand the needs and concerns of the individuals in the field
Provide regular updates and feedback to ensure effective communication
Establish rap...
Taking account of people's opinions involves actively listening, considering different perspectives, and valuing diverse viewpoints.
Listen actively to what others have to say
Consider different perspectives before forming an opinion
Value diverse viewpoints and opinions
Seek feedback and input from others
Respect others' opinions even if you disagree
To open a fixed deposit with a bank, visit the bank branch, fill out the necessary forms, provide required documents, and deposit the desired amount.
Visit the bank branch where you hold an account
Fill out the fixed deposit form with details like deposit amount, tenure, and nominee information
Provide necessary documents such as ID proof, address proof, and passport size photographs
Deposit the desired amount in the fixed...
To take higher account from people for bank, build trust, offer personalized services, provide competitive rates, and maintain good communication.
Build trust by being transparent and reliable
Offer personalized services tailored to individual needs
Provide competitive rates and incentives to attract higher deposits
Maintain good communication to keep customers informed and engaged
I applied via Campus Placement and was interviewed in Jul 2023. There were 3 interview rounds.
EASY
TEST WAS BASIC AND EASY
Cash handling procedures involve securely managing and recording all cash transactions.
Always count cash at the beginning and end of shift
Use a cash register to record all transactions
Keep cash in a secure location, such as a locked drawer or safe
Require dual authorization for large cash transactions
Regularly reconcile cash on hand with recorded transactions
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The duration of Canara Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 45 interview experiences
Difficulty level
Duration
based on 1.3k reviews
Rating in categories
Manager
424
salaries
| ₹12.4 L/yr - ₹22 L/yr |
Senior Manager
354
salaries
| ₹16.7 L/yr - ₹30 L/yr |
Assistant Manager
262
salaries
| ₹9.6 L/yr - ₹17 L/yr |
Officer
172
salaries
| ₹9.9 L/yr - ₹18 L/yr |
Chief Manager
151
salaries
| ₹12 L/yr - ₹40 L/yr |
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