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Baroda Global Shared Services Credit Officer Interview Questions and Answers

Updated 20 Jan 2024

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Credit Officer Interview Questions

user image Anonymous

posted on 18 Jan 2024

Interview experience
5
Excellent
Difficulty level
-
Duration
-
Result
-

1 Interview Round

1

Technical Round (2 Questions)

  • Q1. Risk management
  • Q2. Credit analysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidential tell the answer

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected Selected

I applied via Tjsb webside and was interviewed before Aug 2023.

2 Interview Rounds

1

One-on-one Round (3 Questions)

  • Q1. About DSCR and other ratios
  • Q2. About risk,kyc,other operational
  • Q3. Why join tjsb bank
2

HR Round (2 Questions)

  • Q1. Salary discussion
  • Q2. Some policy discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Best bank for bankers.
Interview experience
5
Excellent
Difficulty level
Hard
Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2022.

4 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

HR Round (4 Questions)

  • Q1. In this round HR ask question from my CV.
  • Q2. How can handle HL and LAP product
  • Q3. What is difference between housing loan and mortgage loan
  • Q4. Which one is eligible for housing and mortgage loan and other loan
3

Technical Round (7 Questions)

  • Q1. What is underwriting
  • Q2. How can you are calculate income if customer not filing the income tax return in business class
  • Q3. What is the LTV ratio as per the RBI norms
  • Q4. How can you conduct PD in case of Street shops
  • Q5. How can you access the income of Kirana shopkeeper
  • Q6. How can we calculate income of pandit
  • Q7. What is the parameter of cibil
4

HR Round (4 Questions)

  • Q1. What is the main thing in any valuation and technical report
  • Q2. What is the legal report which document is mandatory for em creation
  • Q3. Why 13 years flow is mandatory for any any legal report
  • Q4. What is the incumbrance and CERSAI

Interview Preparation Tips

Interview preparation tips for other job seekers - I always suggest to jobs seekers before giving any interviews we have to update basic knowledge and read policies and rules and regulation as per RBI, without taking any conceptual and basic knowledge we cannot break any interview
Interview experience
5
Excellent
Difficulty level
Moderate
Duration
-
Result
Selected Selected

I applied via AmbitionBox

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Branch banking Credit oriented
  • Q2. Benchmarking related Questions
3

HR Round (1 Question)

  • Q1. Salary details conversation

3 Interview Rounds

1

Aptitude Test Round

It consist of 20 questions and no negative marking

2

Group Discussion Round

It’s not group discussion it’s one to one discussion on particular topic

3

Technical Round (2 Questions)

  • Q1. Direct interview with technical team
  • Q2. 5cs of credit Emi calculations

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and give the answers what you know .Don’t bluff and go prepared
Interview experience
4
Good
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Aug 2023.

2 Interview Rounds

1

Group Discussion Round

Carrier and ambition of life

2

HR Round (2 Questions)

  • Q1. Why do you want to do this job?
  • Q2. What do you know about Credit Officer?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good preparation for the post which has been submitting

Interview Questions

  • Q1. Self introduced Add Answer
  • Q2. My Self Samir Patra , I live at west bengal , I am Graduated .Near about 12 years experience in microfinance and banking sector .There job roll Branch Head , Re...read more Add Answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Positively response any questions .

I was interviewed before Nov 2021.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

Technical Round (2 Questions)

  • Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) questio...read more
  • Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
3

Technical Round (2 Questions)

  • Q1. Documents executed for a mortgage loan
  • Q2. Questions related to hometown and latest developments in the zone

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with your own role. It helps to base your answers on your practical experience and narrate scenarios.
Interview experience
3
Average
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Oct 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

One-on-one Round (1 Question)

  • Q1. What is Current Ratio
3

One-on-one Round (1 Question)

  • Q1. Documents rdquired for Housing Loan

Interview Preparation Tips

Interview preparation tips for other job seekers - Be on time
Interview experience
3
Average
Difficulty level
-
Duration
-
Result
-

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Credit related questions
  • Q2. Ratios and balance sheet analysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive vibes

Baroda Global Shared Services Interview FAQs

How many rounds are there in Baroda Global Shared Services Credit Officer interview?
Baroda Global Shared Services interview process usually has 1 rounds. The most common rounds in the Baroda Global Shared Services interview process are Technical.
What are the top questions asked in Baroda Global Shared Services Credit Officer interview?

Some of the top questions asked at the Baroda Global Shared Services Credit Officer interview -

  1. Risk managem...read more
  2. Credit analy...read more

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Baroda Global Shared Services Credit Officer Salary
based on 16 salaries
₹2.1 L/yr - ₹3.5 L/yr
12% less than the average Credit Officer Salary in India
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Baroda Global Shared Services Credit Officer Reviews and Ratings

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