Bandhan Bank Door Step Banking Officer Interview Questions and Answers for Experienced

Q1. What are you know about banking products?
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Q2. Tell me about yourself?
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Q1. Introduce yourself
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Q2. Why did you leave your previos job
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Q3. Tell me about your strength and weakness
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Q4. Tell me banking product
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Banking products are financial instruments offered by banks to customers, such as savings accounts, credit cards, loans, and investment products.
• Savings accounts: A type of account where customers can deposit and withdraw money while earning interest.

• Credit cards: A payment card issued by a bank that allows the cardholder to borrow funds for purchases.

• Loans: Financial products where a bank lends money to a customer wit...read more
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Q1. Tell me something about yourself
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Q2. What is demonitization
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Demonetization is the act of stripping a currency unit of its status as legal tender.
• Demonetization is usually done to curb corruption, black money, and counterfeit currency.

• It can lead to temporary economic disruption and inconvenience to the public.

• India implemented demonetization in 2016 by invalidating high-denomination currency notes.

• The goal was to move towards a cashless economy and reduce the circulation of bla
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Q3. Tell me banking product
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Banking products are financial instruments offered by banks to customers, such as savings accounts, loans, credit cards, and investment products.
• Savings accounts: allow customers to deposit money and earn interest

• Loans: provide customers with funds that must be repaid with interest

• Credit cards: allow customers to make purchases on credit and pay back later

• Investment products: such as mutual funds, stocks, and bonds, he
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Q4. Difference between asset and liablity
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Assets are resources owned by a company, while liabilities are obligations or debts owed by a company.
• Assets are things of value that a company owns, such as cash, inventory, equipment, and property.

• Liabilities are obligations that a company owes to others, such as loans, accounts payable, and accrued expenses.

• Assets are listed on the left side of the balance sheet, while liabilities are listed on the right side.

• The di...read more
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The aptitude for in over communication skill

Q1. System various work in expected
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Q2. What was to workingtime
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Q3. What is account model system
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An account model system is a framework used by financial institutions to manage client accounts and provide investment services.
• Account model systems help financial institutions create and manage investment portfolios for clients.

• They allow for customization based on client goals, risk tolerance, and investment preferences.

• These systems can automate trading, rebalancing, and reporting processes.

• Examples of account mode...read more
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Q4. Why are you loan cycle
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Q5. Why are you first loan size
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Q1. How much total Experience
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Q2. I am 4 years experience
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Q3. Where from you?
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Q4. What your education?
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Q1. What do you know about Utkarsh small finance bank
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Utkarsh Small Finance Bank is a small finance bank in India.
• It was founded in 2016 and is headquartered in Varanasi, Uttar Pradesh.

• It offers a range of banking products and services including savings accounts, current accounts, fixed deposits, and loans.

• The bank primarily serves the unbanked and underbanked segments of society.

• It has a network of over 500 branches and banking outlets across India.

• Utkarsh Small Finance ...read more
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Q1. Visit Idfc first bank wed site apply there
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Q2. About banking related questions
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Q1. Current profile
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Q2. Process explanation
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Process explanation involves detailing the steps involved in a particular procedure or operation.
• Start by outlining the overall objective of the process

• Break down the process into individual steps in a logical sequence

• Explain each step clearly and concisely, highlighting key actions or decisions

• Provide examples or scenarios to illustrate the process in action
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