Axis Bank Investment Banking Analyst Interview Questions and Answers

Q1. Describe a recent business news and how it would affect your role
Add your answer
Q2. Tell me about yourself
Ans. 
I am a recent graduate with a strong background in finance and a passion for investment banking.
• Recent graduate with a degree in finance

• Internship experience in investment banking

• Strong analytical and financial modeling skills

• Passionate about the investment banking industry
Answered by AI
Add your answer

IBPS takes test moderate to high

Q1. Assessment of working capital
Ans. 
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
• Calculate working capital by subtracting current liabilities from current assets.

• A positive working capital indicates the company has enough assets to cover its short-term debts.

• A negative working capital may signal financial trouble and the need for additional fu...read more
Answered by AI
Add your answer
Q2. Why do you wan tot join banj
Add your answer

Credit analysis - analysis of corporate fundamentals

Q1. Refer MSME book iibf
Ans. 
MSME book by IIBF provides comprehensive information on Micro, Small and Medium Enterprises.
• MSME book by IIBF covers various aspects of MSME sector such as financing, credit assessment, risk management, etc.

• It also includes case studies and practical examples to help understand the concepts better.

• The book is a valuable resource for credit managers looking to enhance their knowledge and skills in managing MSME credit.

• I...read more
Answered by AI
Add your answer

Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
Ans. 
To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.
• Examine the company's financial statements to assess its profitability, liquidity, and leverage.

• Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.

• Evaluate the company's ...read more
Answered by AI
Add your answer

Q1. Type of Charge?
Ans. 
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
• Type of charge can be fixed or floating.

• Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.

• Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...read more
Answered by AI
Add your answer
Q2. What is the role of CERSAI portal?
Ans. 
CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
• CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.

• It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.

• Lenders are required to register their security interest...read more
Answered by AI
Add your answer

Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category

Q1. Interview was all about my Past experience and my previous job profile as I was already working in Banking Sector prior to joining in SBI. Based on my experience and satisfactory answers to the questions a...read more
Add your answer
Q2. What is Turnover Method? What is Second Method of Lending? How to process a Working Capital Loan? How did you canvassed Current account in your previous organisation? Why you want to Join SBI?
Ans. 
Turnover Method is a method used by lenders to evaluate a borrower's creditworthiness based on their annual sales turnover.
• Turnover Method involves calculating a borrower's credit limit based on a percentage of their annual sales turnover.

• Second Method of Lending involves assessing a borrower's creditworthiness based on their financial statements, cash flow projections, and collateral.

• Processing a Working Capital Loan ...read more
Answered by AI
Add your answer