Axis Bank Bank Clerk Interview Questions and Answers

Q1. Give me a brief introduction about yourself ?
Ans. 
I am a dedicated and customer-focused Personal Banker with a strong background in financial services.
• I have X years of experience in the banking industry

• I excel in building relationships with clients and providing personalized financial solutions

• I am skilled in conducting financial assessments and recommending appropriate products and services

• I have a proven track record of meeting and exceeding sales targets

• I am profi...read more
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Q2. What was your last CTC ?
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My last CTC was $50,000 per year.
• My last CTC was $50,000 per year

• I received an annual salary of $50,000 in my previous position

• My last compensation package was $50,000 per annum
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Q3. Tell me about your family background ?
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I come from a close-knit family with a diverse background and strong values.
• My parents are both professionals - my mother is a teacher and my father is an engineer.

• I have two siblings, an older brother who works in finance and a younger sister who is studying to become a doctor.

• We often gather for family dinners and celebrate holidays together.

• Family is very important to me and has shaped my values and work ethic.
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Q4. Do you have any location preference?
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I am open to working at any location based on the job requirements and opportunities available.
• I am flexible with location and willing to relocate if necessary

• I prioritize job fit and growth opportunities over location preference

• I am excited about the possibility of working in different environments and meeting new people
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Q5. Do you have any questions for me ?
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Q1. Tell me about yourself
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Q2. What are your strengths and weaknesses
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Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
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Q1. How do you fund a applicant
Ans. 
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
• Evaluate the applicant's credit history, income, and debt-to-income ratio

• Determine the appropriate loan amount based on the applicant's financial situation

• Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

• Obtain necessary documentation such as p...read more
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Q2. Ratios analysis , banking analaysis
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Q1. Ratio Related, Balance Sheet and P&L related
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Q2. FOIR ratio, LTV, DSCR
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Q1. General Accounting related
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Q2. Accounting related
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Group discussion with 18 to 15 folks.. With two moderators

Q1. Multiple questions were asked one on one. Generic questions about your best holiday... Fondest memory.
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Q1. Questions about your previous work experience
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Q2. Reason for leaving the previous job
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Q3. Reasons for joining barclays
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I am drawn to Barclays for its strong reputation, commitment to innovation, and opportunities for career growth.
• Strong reputation in the banking industry

• Commitment to innovation in financial services

• Opportunities for career growth and development
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Q4. Mock calls with the interviewers
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Q1. Describe a recent business news and how it would affect your role
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Q2. Tell me about yourself
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I am a recent graduate with a strong background in finance and a passion for investment banking.
• Recent graduate with a degree in finance

• Internship experience in investment banking

• Strong analytical and financial modeling skills

• Passionate about the investment banking industry
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