Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by AU Small Finance Bank Team. If you also belong to the team, you can get access from here

AU Small Finance Bank Verified Tick

Compare button icon Compare button icon Compare

Filter interviews by

AU Small Finance Bank Credit Officer Interview Questions and Answers for Experienced

Updated 10 Jan 2025

AU Small Finance Bank Credit Officer Interview Experiences for Experienced

3 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths and reasoning questions

Round 2 - HR 

(3 Questions)

  • Q1. Finance related questions
  • Q2. Cibil related questions
  • Q3. About family background

Interview Preparation Tips

Interview preparation tips for other job seekers - For freshers company is good to improve skill and learning.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Family background
  • Q2. About academics
  • Q3. Knowledge about post applying for

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and precise and talk to the point. Gain thorough knowledge about company one is applying for and post for which one is giving interview.

Credit Officer Interview Questions Asked at Other Companies for Experienced

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. First impression with HR & Business Manager he check my body language family background etc its most important part your family background if you go there for interview than maintain your decorum simple s...
  • Q2. All company need hord working person so if you go in pvt sector mentally strong
  • Q3. If you go first time for interview and you selected in the company dont asked first for salary its go negative feedback
  • Q4. Check company policy work culture and customer service, its most important part in all companies, so dont rude with customer in any work presure

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice to all freshers and experience person first where you go for interview check details all about the company second decent look maintain (formal ) for interview, dont see your watch in interview time, need simple smile on your face ,not tell any thing else other than topics

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. High salary
  • Q2. High salary of good
  • Q3. Good job high salary
  • Q4. Good job this company
  • Q5. High salary of good job this company
  • Q6. Hi ma DEWASHISH KUMAR SHARMA

Interview Preparation Tips

Interview preparation tips for other job seekers - high salary of good job

Interview Questionnaire 

1 Question

  • Q1. Why should hire you

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. About me
  • Q2. Some another topic

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place

Interview Questionnaire 

1 Question

  • Q1. How will you work after this lockdown in the market.

I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. How much cases you can process on daily basis?
  • Ans. 

    I can process around 20-25 cases on a daily basis depending on the complexity of the cases.

    • The number of cases processed depends on the complexity of the cases.

    • On average, I can process around 20-25 cases per day.

    • I prioritize cases based on their urgency and importance.

  • Answered by AI
  • Q2. Approval rate and delinquency rate of your current product.
  • Ans. 

    Our approval rate is 85% and delinquency rate is 5% for the current product.

    • Our approval rate is higher than industry average.

    • We have strict credit checks in place to maintain low delinquency rate.

    • We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.

    • For example, we recently increased our credit score requirement to reduce delinquency rate.

  • Answered by AI
  • Q3. Why you want to leave current organisation.
  • Q4. Questions on personal information

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep Calm, express your expectations and experience confidently.

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. The interviewer wanted to test both my knowledge and communication skill. he asked to me that how did you sell the product.

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview was two rounds first was mock test and second face two face interview.the interviewer wanted to test both my knowledge and communication skill.most of the questions asked to me were related my job experience. I tried to answer each question.

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. 1.Tell About your self. 2.Previous work experience. 3.My previous company overall sales statistics.

Interview Preparation Tips

Interview preparation tips for other job seekers - Iam really comfortable with the interview no changes are required.

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Credit Officer interview for experienced candidates?
AU Small Finance Bank interview process for experienced candidates usually has 1-2 rounds. The most common rounds in the AU Small Finance Bank interview process for experienced candidates are One-on-one Round, Aptitude Test and HR.
How to prepare for AU Small Finance Bank Credit Officer interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Credit Cards, Sales, Credit Underwriting, Banking and Credit Risk Analysis.
What are the top questions asked in AU Small Finance Bank Credit Officer interview for experienced candidates?

Some of the top questions asked at the AU Small Finance Bank Credit Officer interview for experienced candidates -

  1. Finance related questi...read more
  2. Cibil related questi...read more
  3. About academ...read more

Tell us how to improve this page.

AU Small Finance Bank Credit Officer Interview Process for Experienced

based on 2 interviews

Interview experience

3.5
  
Good
View more
AU Small Finance Bank Credit Officer Salary
based on 241 salaries
₹1.3 L/yr - ₹4 L/yr
20% less than the average Credit Officer Salary in India
View more details

AU Small Finance Bank Credit Officer Reviews and Ratings

based on 173 reviews

4.4/5

Rating in categories

4.5

Skill development

4.1

Work-life balance

4.0

Salary

4.4

Job security

4.3

Company culture

3.9

Promotions

4.2

Work satisfaction

Explore 173 Reviews and Ratings
Assistant Manager
1.3k salaries
unlock blur

₹1.8 L/yr - ₹8.4 L/yr

Deputy Manager
1k salaries
unlock blur

₹1.9 L/yr - ₹9.4 L/yr

Relationship Manager
955 salaries
unlock blur

₹2.2 L/yr - ₹10 L/yr

Senior Executive
653 salaries
unlock blur

₹1.1 L/yr - ₹5.5 L/yr

Manager
615 salaries
unlock blur

₹3.7 L/yr - ₹14 L/yr

Explore more salaries
Compare AU Small Finance Bank with

IndusInd Bank

3.5
Compare

IDFC FIRST Bank

3.9
Compare

Yes Bank

3.7
Compare

Jana Small Finance Bank

3.8
Compare
Did you find this page helpful?
Yes No
write
Share an Interview