Upload Button Icon Add office photos

Filter interviews by

Yes Bank Trade Finance Officer Interview Questions and Answers for Experienced

Updated 6 Dec 2023

Yes Bank Trade Finance Officer Interview Experiences for Experienced

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. About your current position and work related.
Round 3 - HR 

(1 Question)

  • Q1. About previous salary

Interview questions from similar companies

Credit Analyst Interview Questions & Answers

IndusInd Bank user image Siddesh Goregaonkar

posted on 25 May 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Asking about financial and ratio
  • Q2. TOL/ATNW related to industry
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Business loan process

Interview Preparation Tips

Interview preparation tips for other job seekers - Basic interview questions regarding buiness loan process
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Role and responsibilities
  • Q2. Why leave job and RBI guidelines and what is family in microfinance Bank and
  • Ans. 

    Leaving job and RBI guidelines are important factors in microfinance banking.

    • Leaving a job may be due to career growth opportunities or better work-life balance.

    • RBI guidelines are crucial for ensuring compliance and stability in the microfinance sector.

    • Family in microfinance bank refers to the close-knit team of employees working towards a common goal.

    • Supportive work environment and strong team dynamics are key aspects

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Hard working and good communication for customer

Credit Analyst Interview Questions & Answers

Axis Bank user image CA. Piyush Maheshwari

posted on 24 Jul 2023

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Many questions related to profile
  • Q2. How you will assessment the case ??
  • Ans. 

    I will assess the case by analyzing the financial statements, credit history, industry trends, and potential risks.

    • Review the company's financial statements to assess its financial health and performance.

    • Evaluate the credit history of the company to determine its repayment ability.

    • Research industry trends and economic conditions that may impact the company's creditworthiness.

    • Identify potential risks such as market vola...

  • Answered by AI
  • Q3. What is Maximum permissible Bank Finance?
  • Ans. 

    Maximum permissible Bank Finance is the maximum amount of loan a bank is willing to provide to a borrower based on their creditworthiness and financial situation.

    • Maximum permissible Bank Finance is determined by the bank's assessment of the borrower's creditworthiness, financial stability, and ability to repay the loan.

    • Factors such as the borrower's income, assets, liabilities, credit history, and industry trends are t...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Many questions they asked
Round 4 - One-on-one 

(1 Question)

  • Q1. Many questions they asked

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to learn all the things related with profile and show your confidence level
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About Job Related questions
Round 3 - HR 

(1 Question)

  • Q1. Salary Discussion and personal Discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Always positive thinking
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is DSCR and ISCR
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.

    • DSCR measures a company's ability to pay its debt obligations with its operating income.

    • A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.

    • ISCR measures a company's ability to pay its interest expenses with its operating inco...

  • Answered by AI
  • Q2. LTV ratio in LAP
  • Ans. 

    LTV ratio in LAP refers to the Loan to Value ratio in Loan Against Property.

    • LTV ratio is calculated by dividing the loan amount by the market value of the property.

    • It helps in determining the risk associated with the loan.

    • A lower LTV ratio indicates lower risk for the lender.

    • For example, if a property is valued at $500,000 and the loan amount is $300,000, the LTV ratio would be 60%.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Learn the technical term in credit

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I was interviewed before Jan 2023.

Round 1 - Case Study 

Cibil score scenario discuss and

Round 2 - HR 

(2 Questions)

  • Q1. About salary increment
  • Q2. Discussed about how was past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Instant revert should for employees
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Questions regarding articleship experience mentioned in resume

I applied via Referral and was interviewed in Oct 2021. There were 3 interview rounds.

Interview Questionnaire 

6 Questions

  • Q1. Previous company job role
  • Q2. Product I handle
  • Ans. 

    I handle credit products for various industries.

    • I manage credit lines and evaluate creditworthiness for clients in different sectors.

    • I analyze financial statements, credit reports, and other relevant data to assess risk.

    • I collaborate with sales teams to establish credit terms and conditions for customers.

    • I monitor credit limits, payment terms, and collections to ensure timely payments.

    • I provide recommendations for cred...

  • Answered by AI
  • Q3. Count of files per day I do
  • Ans. 

    I process an average of 50 files per day.

    • On average, I handle 50 files daily.

    • The number of files I process per day is around 50.

    • I typically deal with approximately 50 files each day.

  • Answered by AI
  • Q4. About Visit to client
  • Q5. Check points while underwriting
  • Ans. 

    Check points while underwriting

    • Evaluate the borrower's credit history and credit score

    • Assess the borrower's income and employment stability

    • Review the borrower's debt-to-income ratio

    • Analyze the borrower's collateral or assets

    • Consider the borrower's repayment capacity

    • Verify the borrower's financial documents

    • Assess the borrower's payment history and credit utilization

    • Evaluate the borrower's industry and market conditions

  • Answered by AI
  • Q6. Any questions to ask

Interview Preparation Tips

Interview preparation tips for other job seekers - Feel free they will ask you work related questions only

Yes Bank Interview FAQs

How many rounds are there in Yes Bank Trade Finance Officer interview for experienced candidates?
Yes Bank interview process for experienced candidates usually has 3 rounds. The most common rounds in the Yes Bank interview process for experienced candidates are HR, Resume Shortlist and Technical.

Tell us how to improve this page.

People are getting interviews through

based on 1 Yes Bank interview
Referral
100%
Low Confidence
?
Low Confidence means the data is based on a small number of responses received from the candidates.

Interview Questions from Similar Companies

ICICI Bank Interview Questions
4.0
 • 2.4k Interviews
HDFC Bank Interview Questions
3.9
 • 2k Interviews
Axis Bank Interview Questions
3.8
 • 1.4k Interviews
IDFC FIRST Bank Interview Questions
4.0
 • 604 Interviews
IndusInd Bank Interview Questions
3.6
 • 571 Interviews
Bandhan Bank Interview Questions
3.7
 • 507 Interviews
View all
Yes Bank Trade Finance Officer Salary
based on 13 salaries
₹2.2 L/yr - ₹5.5 L/yr
33% less than the average Trade Finance Officer Salary in India
View more details

Yes Bank Trade Finance Officer Reviews and Ratings

based on 4 reviews

4.1/5

Rating in categories

3.4

Skill development

3.3

Work-Life balance

3.8

Salary & Benefits

4.4

Job Security

3.0

Company culture

3.2

Promotions/Appraisal

3.4

Work Satisfaction

Explore 4 Reviews and Ratings
Assistant Manager
3.5k salaries
unlock blur

₹2 L/yr - ₹7 L/yr

Deputy Manager
3.1k salaries
unlock blur

₹2.2 L/yr - ₹9.1 L/yr

Senior Manager
2.6k salaries
unlock blur

₹6.2 L/yr - ₹20 L/yr

Manager
2.6k salaries
unlock blur

₹4 L/yr - ₹13.5 L/yr

Assistant Vice President
2k salaries
unlock blur

₹7.2 L/yr - ₹24.8 L/yr

Explore more salaries
Compare Yes Bank with

HDFC Bank

3.9
Compare

ICICI Bank

4.0
Compare

Axis Bank

3.8
Compare

Kotak Mahindra Bank

3.8
Compare

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Did you find this page helpful?
Yes No
write
Share an Interview