Filter interviews by
I applied via Referral and was interviewed before Aug 2022. There were 3 interview rounds.
Top trending discussions
posted on 25 May 2024
I applied via Newspaper Ad and was interviewed in Mar 2024. There was 1 interview round.
posted on 8 Sep 2023
I applied via Job Fair and was interviewed in Aug 2023. There were 2 interview rounds.
Leaving job and RBI guidelines are important factors in microfinance banking.
Leaving a job may be due to career growth opportunities or better work-life balance.
RBI guidelines are crucial for ensuring compliance and stability in the microfinance sector.
Family in microfinance bank refers to the close-knit team of employees working towards a common goal.
Supportive work environment and strong team dynamics are key aspects
I applied via Referral and was interviewed in Jan 2023. There were 4 interview rounds.
I will assess the case by analyzing the financial statements, credit history, industry trends, and potential risks.
Review the company's financial statements to assess its financial health and performance.
Evaluate the credit history of the company to determine its repayment ability.
Research industry trends and economic conditions that may impact the company's creditworthiness.
Identify potential risks such as market vola...
Maximum permissible Bank Finance is the maximum amount of loan a bank is willing to provide to a borrower based on their creditworthiness and financial situation.
Maximum permissible Bank Finance is determined by the bank's assessment of the borrower's creditworthiness, financial stability, and ability to repay the loan.
Factors such as the borrower's income, assets, liabilities, credit history, and industry trends are t...
posted on 14 Aug 2023
I applied via Approached by Company and was interviewed in Jul 2023. There were 3 interview rounds.
posted on 17 Jun 2024
I applied via LinkedIn and was interviewed before Jun 2023. There was 1 interview round.
DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.
DSCR measures a company's ability to pay its debt obligations with its operating income.
A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.
ISCR measures a company's ability to pay its interest expenses with its operating inco...
LTV ratio in LAP refers to the Loan to Value ratio in Loan Against Property.
LTV ratio is calculated by dividing the loan amount by the market value of the property.
It helps in determining the risk associated with the loan.
A lower LTV ratio indicates lower risk for the lender.
For example, if a property is valued at $500,000 and the loan amount is $300,000, the LTV ratio would be 60%.
posted on 18 Jan 2024
I was interviewed before Jan 2023.
Cibil score scenario discuss and
I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Apr 2023. There was 1 interview round.
I applied via Referral and was interviewed in Oct 2021. There were 3 interview rounds.
I handle credit products for various industries.
I manage credit lines and evaluate creditworthiness for clients in different sectors.
I analyze financial statements, credit reports, and other relevant data to assess risk.
I collaborate with sales teams to establish credit terms and conditions for customers.
I monitor credit limits, payment terms, and collections to ensure timely payments.
I provide recommendations for cred...
I process an average of 50 files per day.
On average, I handle 50 files daily.
The number of files I process per day is around 50.
I typically deal with approximately 50 files each day.
Check points while underwriting
Evaluate the borrower's credit history and credit score
Assess the borrower's income and employment stability
Review the borrower's debt-to-income ratio
Analyze the borrower's collateral or assets
Consider the borrower's repayment capacity
Verify the borrower's financial documents
Assess the borrower's payment history and credit utilization
Evaluate the borrower's industry and market conditions
based on 4 reviews
Rating in categories
Assistant Manager
3.5k
salaries
| ₹2 L/yr - ₹7 L/yr |
Deputy Manager
3.1k
salaries
| ₹2.2 L/yr - ₹9.1 L/yr |
Senior Manager
2.6k
salaries
| ₹6.2 L/yr - ₹20 L/yr |
Manager
2.6k
salaries
| ₹4 L/yr - ₹13.5 L/yr |
Assistant Vice President
2k
salaries
| ₹7.2 L/yr - ₹24.8 L/yr |
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank