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Veritas Finance Area Credit Manager Interview Questions and Answers

Updated 8 Dec 2023

Veritas Finance Area Credit Manager Interview Experiences

1 interview found

Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 8 Dec 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. About Previous work/process.
    • Add your answer
Round 3 - Technical 

(1 Question)

  • Q1. Assessment test for eligibility of loan for individual Salaried person.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and strong portfolio Company.

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Interview questions from similar companies

Area Credit Manager Interview Questions & Answers

Aavas Financiers user image Anonymous

posted on 22 Mar 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
    • Add your answer
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
    • Add your answer
  • Q3. Work experience
    • Add your answer
  • Q4. Income analysis
    • Add your answer
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

    • Answered by AI
    Add your answer
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Area Credit Manager Interview Questions & Answers

Mahindra Rural Housing Finance user image Anonymous

posted on 7 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About work history
    • Add your answer
  • Q2. About domain knowledge
    • Add your answer
Round 2 - HR 

(1 Question)

  • Q1. About Salary and others
    • Add your answer

Area Credit Manager Interview Questions & Answers

Tata Capital user image Anonymous

posted on 27 Jul 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Credit assessment
    • Add your answer

Area Credit Manager Interview Questions & Answers

Capri Global Capital user image Anonymous

posted on 24 Mar 2023

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

About tasks and personal information

Round 3 - Case Study 

Case assessment ,How to assess NIP case , and there was given some case example

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls be prepared about Legal Technical knowledge,coz it is also part of interview on there over.

Area Credit Manager Interview Questions & Answers

Poonawalla Fincorp user image pankaj gharpande

posted on 3 Dec 2022

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Group Discussion 

Asking regarding questions for credit filed

Round 3 - Group Discussion 

Asking regarding questions for credit releated

Round 4 - HR 

(2 Questions)

  • Q1. Asking basis deatils asking what is the current CTC & what is the requirements
    • Add your answer
  • Q2. Also HR saying other benifit
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience with interview asking regarding credit releated questions

Area Credit Manager Interview Questions & Answers

Tata Motors Finance user image Anonymous

posted on 2 Oct 2022

Round 1 - HR 

(2 Questions)

  • Q1. HR and Department Head interview
    • Add your answer
  • Q2. What is your current package and what is your expected
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Normal questions about your family background and last company job profile

Area Credit Manager Interview Questions & Answers

Aditya Birla Finance user image Anonymous

posted on 19 May 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic about CIBIL, financial eligibility, financial ratios
    • Add your answer
  • Q2. Bylaws of local mortgages, Equitable Mortgage and registered mortgages
  • Ans. 

    Bylaws of local mortgages, Equitable Mortgage and registered mortgages

    • Bylaws of local mortgages refer to the rules and regulations governing mortgages in a particular locality

    • Equitable Mortgage is a type of mortgage where the borrower pledges the property as security without transferring the ownership

    • Registered Mortgage is a type of mortgage where the mortgage is registered with the land registry office

    • Bylaws may diffe

    • Answered by AI
    View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be focused on risk underwriting

Area Credit Manager Interview Questions & Answers

Tyger Capital user image Anonymous

posted on 22 Sep 2021

I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About underwriting and analysis of login deals. Current branch / area Portfolio details, Existing territory details and exposure limit etc..,
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - There will be 3 interview rounds post that HR will contact you for further process. Be positive and good luck. One of fastest growing organization in NBFC.

Area Credit Manager Interview Questions & Answers

Aavas Financiers user image Kheta ram

posted on 12 May 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Credit understanding and team handling experience related questions asked by HR
    • Add your answer
More about working at Veritas Finance

Veritas Finance Interview FAQs

How many rounds are there in Veritas Finance Area Credit Manager interview?
Veritas Finance interview process usually has 3 rounds. The most common rounds in the Veritas Finance interview process are Technical and Resume Shortlist.
How to prepare for Veritas Finance Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Veritas Finance. The most common topics and skills that interviewers at Veritas Finance expect are Credit, Credit Appraisal, Credit Management, Credit Underwriting and Underwriting.

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Veritas Finance Area Credit Manager Salary
based on 55 salaries
₹3 L/yr - ₹10.5 L/yr
41% less than the average Area Credit Manager Salary in India
View more details

Veritas Finance Area Credit Manager Reviews and Ratings

based on 42 reviews

4.9/5

Rating in categories

4.6

Skill development

4.6

Work-Life balance

4.6

Salary & Benefits

4.6

Job Security

4.7

Company culture

4.6

Promotions/Appraisal

4.5

Work Satisfaction

Explore 42 Reviews and Ratings
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