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Utkarsh Small Finance Bank Assistant Vice President Interview Questions and Answers

Updated 4 May 2019

1 interview found

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I applied via Approached by Company and was interviewed in Sep 2018.

6 Interview Rounds

Interview Questions

  • Q1. Over the call it happened, as i was in Mumbai and Utkarsh’s corporate office is in Varanasi. Add Answer
  • Q2. At the time of interview, i was with Development Bank Of Singapore, and working with Institutional Banking Group- COO team! I joined DBS couple of months ago on...read more Add Answer
  • Q3. The first one why i want to join a small finance bank while working with MNC and why i am thinking about change within a short period of time? Add Answer
  • Q4. On the day of my telephonic interview, supreme court verdict was announced regarding voluntary disclosure of Aadhaar, and for money bill, it was a made compulso...read more Add Answer
  • Q5. Then the next question was about relocation to Varanasi, as Mumbai and Varanasi are pole apart in culture, working ethics etc. Add Answer
  • Q6. It was a cake walk for me, cause questions were easy and i had already worked with greater scenarios related to Anti Money Laundering Add Answer
  • Q7. What are behavioural alerts? View Answers (1)
  • Q8. What measurements previous employer taken after infamous Cobra Post operation? View Answers (1)
  • Q9. Technical things related to statutory reporting and functioning of FIU-IND? Add Answer
  • Q10. Initiative taken for training and development regarding KYC AML CFT field? View Answers (1)

Interview Preparation Tips

Round: Resume Shortlist
Experience: My Experience and Expertise in the area helped in the short listening of the CV.

Round: Meeting with MD & CEO
Experience: After clearing these rounds a meeting was fixed with MD & CEO of Utkarsh Small Finance Bank Limited, and it was all about attitude, behaviour and expectations from each other!!

General Tips: Be clear in concepts and ready to take challenges! World is waiting for courageous and bold movers! Be a leader rather being a boss..
Logic and rationalism are two great asset, so as communication, attitude and aptitude!!
Skills: Communication, Analytical Skills, Leadership, Time Management, Decision Making Skills
Duration: <1 week

Skills evaluated in this interview

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Oct 2023.

2 Interview Rounds

1

One-on-one Round (1 Question)

  • Q1. Balance sheet Analysis and how to analyse clients requirements
2

HR Round (1 Question)

  • Q1. Current Package and expected CTC
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

One-on-one Round (2 Questions)

  • Q1. Professional experience
  • Q2. About Collection process
2

One-on-one Round (1 Question)

  • Q1. Details review about profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
1
 Bad
Difficulty level
 Hard
Duration
 4-6 weeks
Result
Selected  Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023.

2 Interview Rounds

1

One-on-one Round (2 Questions)

  • Q1. Reason for job change and how are my skill useful for current job
  • Q2. Reason for choosing idfc
2

One-on-one Round (1 Question)

  • Q1. Challenges of working In new bank
Interview experience
4
 Good
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed in Nov 2022.

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. What is the reason for changing the bank after serving for more than 14+ years?
  • Q2. After 6 years, where will you standing?
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Oct 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Will ask about achievement in previous organization

Interview Preparation Tips

Interview preparation tips for other job seekers - It is very difficult to survive if we are not having our own network
Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 More than 8 weeks
Result
Selected  Selected

I applied via Newspaper Ad and was interviewed before May 2023.

2 Interview Rounds

1

Group Discussion Round

Discussion on business growth and processing of credit proposals

2

Nil Round (5 Questions)

  • Q1. How to obtain Credit Rating of an SME customer
  • Q2. How liquidity ratio of a Bank depends their growth? What you mean by vertical growth?
  • Q3. What is rural banking
  • Q4. Who appoint Ombudsman
  • Q5. How to calculate current asset

Interview Preparation Tips

Interview preparation tips for other job seekers - Reply fearlessly and sincerely
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Technical Round (2 Questions)

  • Q1. Mechanism of LCs
  • Q2. Scorecard model
3

One-on-one Round (1 Question)

  • Q1. General aptitude
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

HR Round (2 Questions)

  • Q1. About experience and Sales
  • Q2. About organization
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
 Not Selected

I applied via Job Portal and was interviewed in Sep 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (11 Questions)

  • Q1. Let me know your profile Yes of course,thank you very much for sort out my name for interview ,I am so and so residing at urban place
  • Q2. Let me know your company and experience Yes of course, I was working in Canara Bank gained unblemished experience of 34 years worked as bank assistant, as assis...read more
  • Q3. Oh very nice and congratulations on completing 34 years of service,what are the places you have been worked. Thank you,I worked in totally 13 branches like,Rura...read more
  • Q4. What is your last working branch Nagercoil,Tamilnadu
  • Q5. What is the big ticket size of the beach yes it is ₹435 crore total business
  • Q6. What is retail deposits Yeah it is around ₹320 crores
  • Q7. What are the rewards that you have received Yeah,I have received cash award in loan recovery and other third party products like life,general insurance and mutu...read more
  • Q8. Are you currently working in which company Yeah ,of course currently I am not working
  • Q9. What is your current package It was ₹24 lakh
  • Q10. Are you interested to work any where or any place of choice Yeah of course,if it is inevitable I can
  • Q11. Thank you very much let you know the status very soon,we will meet shortly. Thank you very much for your kind patronage extended during the interview,obviously ...read more

Interview Preparation Tips

Interview preparation tips for other job seekers - Attend the interview in a positive way with active voice of course it was web based interview

Utkarsh Small Finance Bank Interview FAQs

How to prepare for Utkarsh Small Finance Bank Assistant Vice President interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Data Analytics, Predictive Analytics, Predictive Modeling, Business Analysis and Data Analysis.
What are the top questions asked in Utkarsh Small Finance Bank Assistant Vice President interview?

Some of the top questions asked at the Utkarsh Small Finance Bank Assistant Vice President interview -

  1. What measurements previous employer taken after infamous Cobra Post operati...read more
  2. Initiative taken for training and development regarding KYC AML CFT fie...read more
  3. What are behavioural aler...read more

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Utkarsh Small Finance Bank Assistant Vice President Salary
based on 19 salaries
₹17 L/yr - ₹25 L/yr
33% less than the average Assistant Vice President Salary in India
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Utkarsh Small Finance Bank Assistant Vice President Reviews and Ratings

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Job Security

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Company culture

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Promotions/Appraisal

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