Tata Asset Management Private Limited Relationship Manager Interview Questions, Process, and Tips for Experienced

Q1. Brief your professional journey?
Add your answer
Q2. I have 1 cr in my bank a/c. I want to invest my money for next 10 year, my age is 40. How would you diversify my investment?
Add your answer
Q3. Why you want to leave your previous company so early?
Add your answer
Q4. What is mutual fund and which type of role you are looking for?
Ans. 
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
• Mutual funds are managed by professional fund managers who invest the pooled funds into a diversified portfolio of securities.

• Investors in mutual funds own shares of the fund and are entitled to a portion of the profits.

• There are different types of mutual funds such as equity funds, bond funds, money ma...read more
Answered by AI
Add your answer
Q5. How would you convince client to invest in mutual fund if he only invest in direct equity.
Ans. 
I would highlight the benefits of diversification, professional management, and lower risk compared to direct equity investments.
• Explain the benefits of diversification to reduce risk and increase potential returns.

• Highlight the expertise of professional fund managers in selecting and managing a diversified portfolio.

• Emphasize the convenience and ease of investing in mutual funds compared to directly managing a portfol...read more
Answered by AI
Add your answer

Q1. Speak about your favorite mutual fund for 10 min.
Ans. 
My favorite mutual fund is the Vanguard Total Stock Market Index Fund.
• The Vanguard Total Stock Market Index Fund is a low-cost index fund that provides broad exposure to the U.S. stock market.

• It is known for its diversification across various sectors and market capitalizations.

• The fund has a long track record of strong performance and is popular among long-term investors.

• Investors can benefit from the fund's low expens...read more
Answered by AI
Add your answer
Q2. What risk factors are there in mutual fund and define them?
Ans. 
Risk factors in mutual funds include market risk, credit risk, liquidity risk, interest rate risk, and inflation risk.
• Market risk: The risk of losing money due to fluctuations in the stock market.

• Credit risk: The risk of loss due to a bond issuer defaulting on payments.

• Liquidity risk: The risk of not being able to sell an investment quickly without significantly impacting its price.

• Interest rate risk: The risk of chang...read more
Answered by AI
Add your answer
Q3. What would you advice your client if market is crashed by 30%?
Ans. 
I would advise my client to stay calm, reassess their investment goals, and consider buying opportunities.
• Encourage them to stay calm and not make any impulsive decisions

• Reassess their investment goals and risk tolerance

• Consider buying opportunities in undervalued assets

• Diversify their portfolio to reduce risk

• Stay informed about market trends and seek professional advice
Answered by AI
Add your answer
Q4. Are you the best candidate for this job? If yes then why?
Add your answer

Test was all about 7 subjects. Apptitude, quantitative, reasoning, english, essay writing, financial test, advance financial test.

Q1. Introduce yourself and brief your professional journey.
Add your answer
Q2. Why should we hire you?
Add your answer
Q3. Why you want to switch?
Add your answer

Q1. Basic awareness about the indian and world economic conditions
Add your answer
Q2. Detailed knowledge of local market
Add your answer
Q3. Process knowledge is mandatory
Add your answer
Q4. Thorough understanding of the products already sold if candidate is experienced
Add your answer
Q5. Your achievements in previous organization and this need to be convincing as no proofs are asked
Add your answer
Q6. Your sales skill based on different situations put forward by the interviewer
Add your answer

Financial Market related questions, basic logical reasoning, industry related questions etc