Tata AIA Life Insurance Manager Interview Questions and Answers for Freshers

Q1. BM interview. Self introduction. About company details. Job profile. Job description
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About pnb. Methamatics test, general knowledge

Q1. Self introduction, about privious company experience,
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Q1. What is the job roll of previous company?
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Q2. What is total experience?
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Q1. About your past experience and
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Q2. How you relate to current infrastructure issues.
Ans. 
I have extensive experience in managing infrastructure issues and implementing solutions to improve efficiency and reliability.
• I have successfully led projects to upgrade outdated hardware and software systems

• I have implemented disaster recovery plans to ensure business continuity

• I have worked closely with IT teams to identify and resolve network and server issues

• I stay up-to-date with industry trends and emerging tech...read more
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Q1. Salary expectations, past experience
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Q1. General CV related, wfh, past experience, willingness to travel
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Q1. Different lifestyle diseases and their diagnosis
Ans. Since I was in the underwriting dept, I was asked ques about lifestyle diseases, main focus being the diagnosis and medicines used to cure the diseases
Answered by Purva Samant
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Q1. Why do you want to join the organisation
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Q2. I want to explore a different tangent in my field (since I am a pharmacist)
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Q1. Tell me about yourself
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Q1. What is marginal costing
Ans. 
Marginal costing is a technique of costing in which only variable costs are considered for decision making.
• Marginal costing helps in determining the contribution margin of a product or service.

• It is useful in short-term decision making such as pricing, make or buy decisions, etc.

• Fixed costs are not considered in marginal costing as they are assumed to remain constant.

• It is also known as direct costing or variable costi...read more
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Q2. What is term plan in insurance
Ans. 
Term plan is a type of life insurance policy that provides coverage for a specific period of time.
• Term plan provides financial protection to the policyholder's family in case of their untimely demise

• Premiums for term plans are generally lower compared to other types of life insurance policies

• Term plans do not offer any maturity benefits if the policyholder survives the policy term

• Policyholders can choose the policy ter...read more
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Q1. What is internal audit
Ans. 
Internal audit is an independent, objective assurance and consulting activity designed to add value and improve an organization's operations.
• Internal audit evaluates the effectiveness of an organization's risk management, control, and governance processes.

• It provides recommendations for improvement and helps the organization accomplish its objectives.

• Examples of internal audit activities include financial audits, opera...read more
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Q1. General questions aksed no details interview
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Q2. Reason for change and more abt job
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Q1. Yes more questions asked
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