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Svatantra Microfin Senior Relationship Officer Interview Questions and Answers

Updated 5 Mar 2024

Svatantra Microfin Senior Relationship Officer Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Mar 2023.

Round 1 - Aptitude Test 

Maths English Home loan calculation

Round 2 - One-on-one 

(2 Questions)

  • Q1. Difference between IIR and FOIR
  • Ans. 

    IIR stands for Internal Interest Rate while FOIR stands for Fixed Obligation to Income Ratio.

    • IIR is the interest rate set by the bank for a particular loan or credit product.

    • FOIR is the ratio of fixed obligations to the borrower's income, used to determine their loan eligibility.

    • IIR is specific to the financial institution's policies and can vary between different lenders.

    • FOIR is a standardized calculation used by lend...

  • Answered by AI
  • Q2. Relationship Manager
Round 3 - One-on-one 

(1 Question)

  • Q1. Housing industries background

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Interview questions from similar companies

I applied via Walk-in and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(6 Questions)

  • Q1. Why are you looking for a change?
  • Q2. Where do you see yourself in 5 years?
  • Q3. What are your salary expectations?
  • Q4. What is your family background?
  • Q5. Share details of your previous job.
  • Q6. Why should we hire you?

Interview Preparation Tips

Interview preparation tips for other job seekers - As i am previously working with Axis bank i have knowledge about product so this is easy to clear the interview process.
So my suggestion is if you are facing a interview basically learn about the product and the Role and responsibilities about the company.
This can 70% helps to crack the interview.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - One interview only 

(2 Questions)

  • Q1. Your experience
  • Ans. 

    I have over 10 years of experience in relationship management, including working with high net worth clients.

    • Managed relationships with high net worth clients, providing personalized financial solutions

    • Developed and implemented strategies to increase client retention and satisfaction

    • Collaborated with cross-functional teams to address client needs and concerns

    • Utilized CRM systems to track client interactions and maintai

  • Answered by AI
  • Q2. Knowledge about product

Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Senior Relationship Officer interview:
  • Marketing
  • Corporate Sales
Interview preparation tips for other job seekers - Selection in one round

I applied via Walk-in and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Why should we hire you

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be active always and you should quick on learning and doing things

I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Haw to sale banking products
  • Ans. 

    To sell banking products, one must understand the customer's needs and offer personalized solutions.

    • Identify the customer's financial goals and needs

    • Explain the benefits and features of the product

    • Offer personalized solutions based on the customer's needs

    • Build trust and rapport with the customer

    • Follow up with the customer to ensure satisfaction and address any concerns

  • Answered by AI
  • Q2. Diffrance between sales and marketing
  • Ans. 

    Sales is the process of selling products or services while marketing is the process of promoting and creating awareness about the products or services.

    • Sales involves direct interaction with customers while marketing involves indirect communication through advertising, branding, etc.

    • Sales focuses on closing deals and generating revenue while marketing focuses on building brand image and customer loyalty.

    • Sales is a short...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good god bless youHhhh hhhhjjjvc

Interview Questionnaire 

1 Question

  • Q1. Just go with confidence tell what can you will do .questions are banking related sales related.operation too

Interview Questionnaire 

1 Question

  • Q1. How you deal to customer
  • Ans. 

    As a Collection Officer, I deal with customers by maintaining a professional and empathetic approach.

    • Listen actively to understand the customer's concerns and needs.

    • Maintain a calm and patient demeanor, even in challenging situations.

    • Provide clear and concise explanations of payment options and consequences.

    • Offer assistance and explore possible solutions to help customers resolve their outstanding debts.

    • Follow up with ...

  • Answered by AI

I applied via Naukri.com and was interviewed in May 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. How will you source the business and what is your stretegy
  • Ans. 

    I will source business through networking, referrals, and targeted marketing. My strategy is to build strong relationships and provide excellent customer service.

    • Networking with industry professionals and attending events

    • Asking for referrals from satisfied clients

    • Targeted marketing through social media and email campaigns

    • Building strong relationships with clients and providing excellent customer service

    • Identifying pote

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be honest during interview

I applied via Recruitment Consultant and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Balance sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Listen the question properly and thik for a second then quote your answer.
Question was ask for difference between OD/CC, I hv answer that in odd we don't collect stock statement where as in CC we required.

I applied via Recruitment Consultant and was interviewed in May 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. My personal details and housing loan products
  • Q2. Housing loan products

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
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Svatantra Microfin Interview FAQs

How many rounds are there in Svatantra Microfin Senior Relationship Officer interview?
Svatantra Microfin interview process usually has 3 rounds. The most common rounds in the Svatantra Microfin interview process are One-on-one Round and Aptitude Test.
What are the top questions asked in Svatantra Microfin Senior Relationship Officer interview?

Some of the top questions asked at the Svatantra Microfin Senior Relationship Officer interview -

  1. Difference between IIR and F...read more
  2. Housing industries backgro...read more

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Svatantra Microfin Senior Relationship Officer Interview Process

based on 1 interview

Interview experience

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Good
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Svatantra Microfin Senior Relationship Officer Salary
based on 5 salaries
₹2.2 L/yr - ₹3.9 L/yr
11% less than the average Senior Relationship Officer Salary in India
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