State Bank of India SBI Interview Questions and Answers

I come from a close-knit family of four.

• My parents have been married for over 30 years and are still very much in love.

• I have an older sister who is a nurse and a younger brother who is studying to become a lawyer.

• We enjoy spending time together, whether it's going on vacations or just having dinner at home.

• Family is very important to me and I value the support and love they provide.

Banks can cover loss after settlement through various methods.

• Banks can use insurance to cover losses

• They can also set aside funds for potential losses

• Banks can also try to recover losses through legal means

• They can also adjust interest rates or fees to compensate for losses

• In extreme cases, banks may need to write off the loss as a bad debt

Customers go into NPA (Non-Performing Assets) or written off when they fail to repay their loans for a certain period of time.

• NPA is a loan or advance for which the principal or interest payment remains overdue for a period of 90 days.

• Written off is when the bank or lender removes the loan from its books as an asset and declares it as a loss.

• Customers can go into NPA or written off due to various reasons such as financ...read more

To seek better growth opportunities and challenges.

• I wanted to explore new challenges and opportunities for growth.

• I was looking for a role that aligned better with my career goals.

• I wanted to work in a company with a better work culture and values.

• I relocated to a new city and had to leave my previous job.

• I completed a project at my previous job and wanted to move on to new challenges.

My previous boss was supportive and provided constructive feedback.

• My previous boss was always available to answer questions and provide guidance.

• They were supportive of my professional development and encouraged me to take on new challenges.

• My boss provided constructive feedback on my work and helped me improve my skills.

• They were also open to hearing feedback from me and other team members.

• Overall, my previous boss w