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State Bank of India Banker Interview Questions and Answers

Updated 6 Aug 2023

State Bank of India Banker Interview Experiences

1 interview found

Banker Interview Questions & Answers

user image SNEHAL ANNACHHATRE

posted on 6 Aug 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Entrance exam as like IBPS. Aptitude test is quiet tough and includes general awareness , english, economy etc

Round 3 - Group Discussion 

Group discussion involves topics about current affairs, HR related topics.

Round 4 - Personal Interview 

(1 Question)

  • Q1. Past experience and product knowledge. Case analysis also includes sometimes.

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Banker Interview Questions & Answers

ICICI Bank user image GORALI YUBARAJ DORA

posted on 29 Nov 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

English,math, verbal, amplitudes, logical

Round 3 - Group Discussion 

In present of mentor 2 person talking about and convenes customer.

Banker Interview Questions & Answers

IDBI Bank user image Pawan Kumar Singh

posted on 28 Sep 2022

I applied via Ibps. In and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths, reasoning, general awareness and banking news, english and computer. I joined through IBPS in 2016. At present IDBI conducts exam Separately of assistant managers and executives.

Round 2 - Personal Interview 

(5 Questions)

  • Q1. Difference between fixed cost and variable cost
  • Ans. 

    Fixed cost remains constant regardless of production while variable cost changes with production.

    • Fixed cost is a cost that remains constant regardless of the level of production or sales. Examples include rent, salaries, insurance, and property taxes.

    • Variable cost is a cost that changes with the level of production or sales. Examples include raw materials, labor, and utilities.

    • Total cost is the sum of fixed and variabl...

  • Answered by AI
  • Q2. What is smart city ?
  • Ans. 

    A smart city is a city that uses technology and data to improve the quality of life for its citizens.

    • Smart cities use sensors and data analytics to manage resources efficiently.

    • They prioritize sustainability and reduce environmental impact.

    • Smart transportation systems, such as self-driving cars and bike-sharing programs, are common in smart cities.

    • Examples of smart cities include Singapore, Barcelona, and Amsterdam.

  • Answered by AI
  • Q3. Name four deputy governors of RBI
  • Ans. 

    Four deputy governors of RBI are BP Kanungo, MK Jain, MD Patra, and Rajeshwar Rao.

    • BP Kanungo is in charge of currency management, payment systems, and information technology.

    • MK Jain is responsible for banking regulation and supervision.

    • MD Patra oversees monetary policy and research.

    • Rajeshwar Rao is in charge of financial markets, internal debt management, and international operations.

  • Answered by AI
  • Q4. What is intangible asset?
  • Ans. 

    Intangible asset is a non-physical asset that has no intrinsic value but holds value due to its legal or intellectual property rights.

    • Intangible assets are not physical in nature and cannot be touched or seen.

    • They include patents, trademarks, copyrights, goodwill, brand recognition, and intellectual property.

    • Intangible assets are valuable because they provide a competitive advantage and generate revenue for the company...

  • Answered by AI
  • Q5. Where intangible assets are shown in balance sheet?
  • Ans. 

    Intangible assets are shown in the balance sheet under non-current assets.

    • Intangible assets are assets that lack physical substance, such as patents, trademarks, and goodwill.

    • They are shown separately from tangible assets on the balance sheet.

    • Intangible assets are usually amortized over their useful life.

    • Examples of intangible assets include brand recognition, customer lists, and software licenses.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - IDBI bank is the one stop for overall carrier objectives. But one need to be ready for transfers and postings across PAN India.

Banker Interview Questions & Answers

HDFC Bank user image Prerna Singh

posted on 19 Feb 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. About my past working experiences and question some banking related. about the location.
  • Q2. Discussion About the location
Round 3 - Aptitude Test 

Some reasoning,sales question,mathematics,English

Interview Preparation Tips

Interview preparation tips for other job seekers - For bank job you have to b strong in sales.if you are in RBB.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Role responsibility in previous organisation
Round 2 - One-on-one 

(1 Question)

  • Q1. Expectations in the role and your understanding around it.

Interview Preparation Tips

Interview preparation tips for other job seekers - Relevant skills are required to be shortlisted. Interview panels are professional who make you feel comfortable.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Job Fair

Round 1 - Aptitude Test 

About logical reasoning questions english grammer

Round 2 - Assignment 

Questions paper about the bank

Round 3 - HR 

(1 Question)

  • Q1. About myself about Education growth
Round 4 - One-on-one 

(1 Question)

  • Q1. Salary expectations
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Coding Test 

Coding and aptitude test and about sakes

Round 3 - One-on-one 

(3 Questions)

  • Q1. Regarding sales what is the sales pitch
  • Q2. What is expected salary
  • Q3. As per standard hike which is 25-30%
Interview experience
2
Poor
Difficulty level
-
Process Duration
Less than 2 weeks
Result
-

I applied via Company Website and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Bank details account
  • Q2. Bank details otherswise
  • Q3.  any information relating to the Account including without limitation the account number, account balance or value, gross receipts, withdrawals and payments from the account.
  • Q4. Name as in the account (b) Bank Name and IFSC code for the branch (c) Account number.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job your future is bright job mst your gol is tutu

I applied via Recruitment Consultant and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is golden rules of accounts?
  • Ans. 

    The golden rules of accounts are basic principles that guide the recording of financial transactions.

    • The golden rules include the Personal Account, Real Account, and Nominal Account.

    • Personal Account: Debit the receiver, credit the giver. For example, when cash is received from a customer, debit the cash account and credit the customer's account.

    • Real Account: Debit what comes in, credit what goes out. For example, when ...

  • Answered by AI
  • Q2. What is modern rules of accounts?
  • Ans. 

    Modern rules of accounts refer to the updated accounting standards and practices that are used in the current business environment.

    • Modern rules of accounts are based on the Generally Accepted Accounting Principles (GAAP) and International Financial Reporting Standards (IFRS).

    • They emphasize on transparency, accuracy, and consistency in financial reporting.

    • Modern rules of accounts also include the use of technology in ac...

  • Answered by AI
  • Q3. What is modern rules of balance sheet?
  • Ans. 

    Modern rules of balance sheet include presenting assets and liabilities in order of liquidity.

    • Assets are listed in order of liquidity, with the most liquid assets listed first.

    • Liabilities are also listed in order of liquidity, with the most immediate liabilities listed first.

    • The balance sheet must balance, with total assets equaling total liabilities and equity.

    • Intangible assets must be disclosed separately from tangib...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - N

I applied via Referral and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What answer did you give

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test. It lasted for about 1 hour 10 minutes. The interviewer wanted to test both my knowledge and communication skills. Most of the questions asked to me were related to my B.Tech curriculum i.e. computer science related topics. He stressed a lot on the basics related to my project topic. Luckily I was able to answer most of the questions correctly. I tried to answer each question with examples and also used props on the table (like pens, paperweights, pen stands etc.) to explain my theories. It was my first offcampus interview, and I think I did pretty well for a fresher. You need to stay calm and should apply presence of mind. Please go through the job description thoroughly word-by-word and recheck your resume to ensure that you are a best-fit for the position.

State Bank of India Interview FAQs

How many rounds are there in State Bank of India Banker interview?
State Bank of India interview process usually has 4 rounds. The most common rounds in the State Bank of India interview process are Resume Shortlist, Aptitude Test and Group Discussion.

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State Bank of India Banker Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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State Bank of India Banker Salary
based on 64 salaries
₹7 L/yr - ₹18.6 L/yr
154% more than the average Banker Salary in India
View more details

State Bank of India Banker Reviews and Ratings

based on 17 reviews

4.0/5

Rating in categories

3.8

Skill development

3.3

Work-life balance

3.6

Salary

4.0

Job security

3.5

Company culture

3.5

Promotions

3.6

Work satisfaction

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