Standard Chartered Process Specialist Interview Questions and Answers

Q1. Do you have knowledge of banking industry
Ans. 
Yes, I have knowledge of the banking industry.
• I have a degree in finance and have worked in banking for 5 years.

• I am familiar with banking regulations and procedures.

• I have experience in credit processing and loan approvals.

• I have attended industry conferences and workshops to stay updated on industry trends.
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Q2. Do you know the market
Ans. 
Yes, I am familiar with the market trends, competitors, and customer preferences.
• I regularly research market trends and competitor activities to stay updated

• I analyze customer feedback and preferences to understand market demands

• I attend industry conferences and networking events to stay connected with market influencers
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Q3. Do you belong to commerce background
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Q4. Have ever seen audited financial statements
Ans. 
Yes, I have seen audited financial statements during my previous role as a financial analyst.
• Yes, I have reviewed audited financial statements as part of my job responsibilities.

• I have experience analyzing financial data and ensuring accuracy in financial reports.

• I am familiar with the process of auditing financial statements to ensure compliance with regulations and standards.
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Q5. Do you know banking terms
Ans. 
Yes, I am familiar with banking terms.
• I am familiar with terms like APR, overdraft, collateral, and interest rates.

• I understand terms related to credit processing such as credit score, credit limit, and credit utilization.

• I am knowledgeable about terms like debit card, savings account, checking account, and loan.

• I have experience with terms like mortgage, compound interest, principal, and escrow.
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Q1. Good introduce yourself
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Q1. Tell me about youreself
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Q2. Just tell about yoursseefl f
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Q1. Electrical department
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Q2. Any questions in technical
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Q1. Power electronic
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Q2. Any questions in technical
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Q1. What's your designation
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Q2. How much experience
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Basics of marketing , experience on marketing and advertising

Q1. Do you know how to study any company's financials?
Ans. 
Yes, I know how to study a company's financials.
• Start by reviewing the company's annual reports, 10-K filings, and quarterly earnings reports.

• Analyze key financial statements such as the income statement, balance sheet, and cash flow statement.

• Look for important financial ratios like profitability ratios, liquidity ratios, and leverage ratios.

• Compare the company's financial performance to industry benchmarks and compet...read more
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Q2. Where is turnover written in the balance sheet?
Ans. 
Turnover is not specifically written in the balance sheet, but it can be calculated using information from the income statement.
• Turnover is typically calculated as the total sales revenue generated by a company during a specific period.

• To calculate turnover, you would look at the income statement to find the total sales revenue and divide it by the average total assets for the same period.

• The resulting turnover ratio p...read more
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Maths, aptitude, English..

Q1. Questions based on our resume
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Q1. What are your strengths and weaknesses?
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Q2. Tell me about yourself.
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Q1. Tell me something about BOA
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