Senior Process Executive Data Interview Questions and Answers

The question covers various financial terms and institutions.

• Rollover refers to extending the maturity of a financial instrument.

• Derivatives are financial contracts whose value is derived from an underlying asset.

• Loan restructuring involves modifying the terms of a loan to make it more manageable for the borrower.

• Fixed income refers to investments that provide a fixed return, such as bonds.

• SEBI is the Securities and Exchange Board of India, which regulates the securities mark...read more

Capital markets refer to financial markets where stocks, bonds, and other securities are traded. Dividend is a portion of a company's profits distributed to its shareholders.

• Capital markets are where companies and governments raise funds by selling securities to investors

• Investors buy and sell securities in the capital markets to earn returns on their investments

• Dividend is a payment made by a company to its shareholders as a share of its profits

• Dividends can be paid in cash ...read more

Money market is a place where short-term financial instruments are traded. Shares are units of ownership in a company.

• Money market deals with short-term financial instruments like treasury bills, commercial papers, etc.

• Shares represent ownership in a company and can be bought and sold on stock exchanges.

• Money market is considered less risky than stock market.

• Shares can provide dividends and capital gains to investors.

• Money market is regulated by central banks while stock mark...read more

Copy, co-insurance, and coins are terms related to insurance policies.

• Copy refers to the amount that the policyholder has to pay before the insurance company starts covering the expenses.

• Co-insurance is the percentage of the medical expenses that the policyholder has to pay after the deductible is met.

• Coinsurance is the amount that the policyholder has to pay for covered services after the deductible is met.

• These terms are commonly used in health insurance policies.

Reconciliation is the process of comparing two sets of records to ensure they are in agreement.

• It involves identifying and resolving discrepancies between the two sets of records.

• Examples include bank statement reconciliation, inventory reconciliation, and account reconciliation.

• Reconciliation is important for ensuring accuracy and integrity of financial and other data.

• It can also help identify errors or fraud.

• The process may involve manual or automated methods.