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Standard Chartered Interview Questions and Answers for Freshers
28 Interview questions
Banks offer various financial products to meet customer needs, including loans, accounts, and investment options.
1. Savings Accounts: Interest-bearing accounts for personal savings, e.g., a standard savings account.
2. Checking Accounts: Accounts for daily transactions, e.g., a no-fee checking account.
3. Loans: Funds borrowed for various purposes, e.g., personal loans, mortgages, and auto loans.
4. Credit Cards: Pla...
Lease Rent Discounting (LRD) loans are secured loans against rental income from leased properties, providing liquidity to borrowers.
Secured Loan: LRD loans are secured against the rental income generated from leased properties, reducing the lender's risk.
Cash Flow Management: These loans help property owners manage cash flow by converting future rental income into immediate capital.
Interest Rates: LRD loans typica...
Accounting ratios are key metrics used to evaluate a company's financial performance and stability through various comparisons.
Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.
Profitability Ratios: Assess a company's ability to generate profit relative to its revenue, assets, or equity. Example: Net Profit Margin = Net Incom...
Merge sort is a divide-and-conquer algorithm that sorts an array by recursively splitting and merging sorted subarrays.
1. Divide the array into two halves until each subarray contains a single element.
2. Merge the subarrays back together in sorted order.
3. Example: For array [38, 27, 43, 3, 9, 82, 10], split into [38, 27, 43] and [3, 9, 82, 10].
4. Continue splitting until you have [38], [27], [43], [3], [9], [82],...
What people are saying about Standard Chartered
Find the minimum path sum in a matrix from top-left to bottom-right using dynamic programming.
Use a 2D array to store the minimum path sums at each cell.
Initialize the top-left cell with its value as the starting point.
For each cell, calculate the minimum sum from the top or left cell.
Example: For a matrix [[1,3,1],[1,5,1],[4,2,1]], the least sum path is 7.
The final cell will contain the minimum path sum from the ...
Standard Chartered provides a wide range of banking services including retail banking, corporate banking, wealth management, and investment banking.
Retail banking services such as savings accounts, credit cards, and personal loans
Corporate banking services including trade finance, cash management, and corporate lending
Wealth management services like investment advisory and portfolio management
Investment banking se...
Nostro reconciliation is the process of ensuring that the bank's records of its accounts with other banks match the records of those banks.
Nostro reconciliation involves comparing the bank's records of its accounts with other banks to the records provided by those banks.
It helps in identifying any discrepancies or errors in the transactions between the banks.
The process involves investigating and resolving any dif...
Commercial banks focus on providing services to individuals and businesses, while investment banks focus on helping companies raise capital and provide financial advisory services.
Commercial banks primarily deal with deposits, loans, and basic financial services for individuals and businesses.
Investment banks focus on underwriting securities, facilitating mergers and acquisitions, and providing financial advisory ...
KYC stands for Know Your Customer. It is a process of verifying the identity of a customer and assessing their potential risks.
KYC is a mandatory process for banks and financial institutions to prevent money laundering and terrorist financing.
It involves collecting personal information and documents such as ID proof, address proof, and PAN card.
The collected information is verified through various sources such as ...
Stop payment requests should be processed immediately for customer satisfaction and to prevent any potential fraud.
Stop payment requests should be taken seriously and processed promptly.
Delaying the process could lead to customer dissatisfaction and potential fraud.
It is important to verify the customer's identity and the validity of the request before processing.
Once verified, the request should be processed imme...
Standard Chartered Interview Experiences for Freshers
32 interviews found
Anonymous
I applied via LinkedIn and was interviewed in Nov 2024. There were 2 interview rounds.
Only we can determine how easy it was.
(3 Questions)
- Q1. Can you tell me about yourself?
- Ans.
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics from XYZ University.
I have 3 years of experience working as a data analyst at ABC Company.
I am proficient in using statistical software such as R and Python for data analysis.
I have a proven track record of delivering actionable insights to drive business decisions.
- Q2. They ask about your work experience?
- Q3. Based on your work experience, what questions do you expect to be asked?
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed in Jul 2024. There were 2 interview rounds.
Just a normal aptitude test
(4 Questions)
- Q1. They asked many questions about what we mentioned in our resume
- Q2. What types of banking services does standard chartered provide?
- Ans.
Standard Chartered provides a wide range of banking services including retail banking, corporate banking, wealth management, and investment banking.
Retail banking services such as savings accounts, credit cards, and personal loans
Corporate banking services including trade finance, cash management, and corporate lending
Wealth management services like investment advisory and portfolio management
Investment banking service...
- Q3. What is the difference between a commercial bank and a investment bank?
- Ans.
Commercial banks focus on providing services to individuals and businesses, while investment banks focus on helping companies raise capital and provide financial advisory services.
Commercial banks primarily deal with deposits, loans, and basic financial services for individuals and businesses.
Investment banks focus on underwriting securities, facilitating mergers and acquisitions, and providing financial advisory servi...
- Q4. What is Nostro reconciliation?
- Ans.
Nostro reconciliation is the process of ensuring that the bank's records of its accounts with other banks match the records of those banks.
Nostro reconciliation involves comparing the bank's records of its accounts with other banks to the records provided by those banks.
It helps in identifying any discrepancies or errors in the transactions between the banks.
The process involves investigating and resolving any differen...
Interview Preparation Tips
2 questions were asked followed by a behavioral test
(2 Questions)
- Q1. Basic merge sort
- Ans.
Merge sort is a divide-and-conquer algorithm that sorts an array by recursively splitting and merging sorted subarrays.
1. Divide the array into two halves until each subarray contains a single element.
2. Merge the subarrays back together in sorted order.
3. Example: For array [38, 27, 43, 3, 9, 82, 10], split into [38, 27, 43] and [3, 9, 82, 10].
4. Continue splitting until you have [38], [27], [43], [3], [9], [82], [10]...
- Q2. About projects and experiences
(2 Questions)
- Q1. Why do you want to join SCB
- Ans.
I want to join SCB because of its reputation for innovation and global presence.
SCB is known for its innovative approach to banking and financial services
I am impressed by SCB's global network and opportunities for growth
I believe SCB will provide me with valuable experience and skills for my future career
- Q2. Very basic hr questions
Selected
(5 Questions)
- Q1. Sactioned countries
- Q2. What is money laundering
- Ans.
Money laundering is the illegal process of making large amounts of money generated by a criminal activity, such as drug trafficking or terrorist funding, appear to have come from a legitimate source.
Money laundering involves disguising the origins of illegally obtained money by passing it through a complex sequence of banking transfers or commercial transactions.
The purpose of money laundering is to make the money appe...
- Q3. Correspondence banking
- Q4. Risk Flags of transaction
- Ans.
Risk flags of transaction refer to indicators that suggest potential fraudulent or high-risk activity.
Unusual transaction amounts or frequency
Transactions from high-risk countries
Sudden changes in customer behavior
Mismatch between customer profile and transaction details
Use of anonymous or suspicious payment methods
- Q5. Bsa and patriotic act
I applied via Job Portal
(2 Questions)
- Q1. About projects and related questions
- Q2. Oops, DSA concept questions
Sneha Kumar
(2 Questions)
- Q1. Tell me about yourself
- Q2. Previous experience
Interview Preparation Tips
Selected
I appeared for an interview in Nov 2024, where I was asked the following questions.
- Q1. Datawarehouse concepts- various schema of modelling, data governance related questions and data validation and data quality questions
- Q2. MLOPs questions like how do you deploy a model to production.
I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.
It was sort of an assessment
(2 Questions)
- Q1. It was a virtual interview
- Q2. Tell me about yourself, why this role, why scb, a challenge you faced and how you solved it, the outcome
- Ans.
Experienced finance student passionate about financial markets, interested in SCB for its global presence and innovative approach.
Passionate about finance and eager to learn about financial markets
Interested in SCB for its global presence and innovative approach
Challenged with analyzing complex financial data during a project
Solved the challenge by breaking down the data into smaller components and seeking guidance fro...
Interview Preparation Tips
akshant ujjwal
Easy to medium questions can be done easily
Medium to hard level coding question 2
I applied via Company Website and was interviewed in Dec 2023. There were 3 interview rounds.
(1 Question)
- Q1. The games are not difficult, they check your personality traits
(1 Question)
- Q1. Choose the answer that best describes a situation you would put yourself in
(1 Question)
- Q1. Make sure to have good lighting, fast internet and browse for preparation questions on youtube.
Standard Chartered Interview FAQs
Some of the top questions asked at the Standard Chartered interview for freshers -
The duration of Standard Chartered interview process can vary, but typically it takes about less than 2 weeks to complete.
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