South Indian Bank Officer Scale 1 Interview Questions and Answers

Preliminary Examination Multiple choice questions with 100 Ques in 60 minutes

Mains Exam with both objective and subjective part.

Q1. Diff b/w ATM Card amd Debit Card
Ans. 
ATM card is used to withdraw cash from ATM machines while debit card is used for online and offline transactions.
• ATM card is linked to a savings or current account while debit card can be linked to both savings and current accounts.

• ATM card can only be used to withdraw cash from ATM machines while debit card can be used for online and offline transactions.

• ATM card does not have a CVV number while debit card has a CVV n...read more
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Q2. How ur knowledge will help us
Ans. 
My knowledge will help in improving team performance, customer satisfaction and achieving business goals.
• I have experience in managing teams and ensuring their productivity

• I have knowledge of customer service and can ensure customer satisfaction

• I have a good understanding of business operations and can contribute to achieving business goals

• I am familiar with industry trends and can provide insights for improvement

• I hav...read more
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Q3. Ques from previous work experience
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Q4. Why you choose banking
Ans. 
I chose banking because of its stability, growth opportunities, and the chance to work with diverse clients.
• I chose banking because it offers stability and job security.

• I am attracted to the growth opportunities in the banking industry.

• I enjoy working with diverse clients and helping them achieve their financial goals.

• Banking allows me to utilize my analytical and problem-solving skills.

• I find the financial industry fa...read more
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Q1. Share details of your previous job.
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Aptitude, Reasoning, General Knowledge, Computer Skills

Q1. Self Introduction and Education related question
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Q2. Banking related questions
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Considering ourself as a information security analyst

Q1. What is your last annual income,
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Q2. Why you want to leave previous organisation
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Q3. Career Growth and learning new technologies
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Q4. What made you to join kvb
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Q5. KVB is being an private bank with good customer service
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Q6. Wil you be satisfied with the current job role and salary pack
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Q7. Yes information security is know profession and I am interested to be in that team
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Credit monitoring,SMA,NPA,sales,marketing,business growth

Q1. Place of posting,language skills,salary negotiation,willing to work in any shift
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Q2. Educational qualification,Basics of banking,Time management
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