South Indian Bank Assistant Manager 1 Interview Questions and Answers

Q1. Regarding working process & achievement of targets
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Q2. Slary benifits working hours
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Q1. Tell me about yourself
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Q2. Impact of NPA for banks
Ans. 
Non-performing assets (NPAs) have a negative impact on banks by reducing profitability and liquidity.
• NPAs lead to loss of interest income for banks

• Banks have to set aside provisions for NPAs, reducing their profits

• NPAs can affect the bank's ability to lend and grow its business

• High levels of NPAs can erode investor confidence in the bank

• Examples: Punjab National Bank, Yes Bank, ICICI Bank have faced NPA issues in the p
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Q1. How to sale any product
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To sell any product, one must understand the target audience, highlight the benefits, and create a sense of urgency.
• Identify the target audience and their needs

• Highlight the unique benefits and features of the product

• Create a sense of urgency through limited time offers or scarcity

• Use persuasive language and storytelling to connect with the audience

• Provide excellent customer service to build trust and loyalty
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Q2. Proper knowledge of yourself, about co. And their work
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Q1. How to sell any product to the person.
Ans. 
To sell any product to a person, understand their needs and show how your product can fulfill those needs.
• Listen to the customer and understand their requirements

• Highlight the benefits of the product that align with the customer's needs

• Create a sense of urgency by emphasizing the limited availability or time-sensitive nature of the product

• Offer a solution to any objections or concerns the customer may have

• Provide excel
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Q1. Personal information, documents verification
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Q1. What are the sections handled by you?
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Q2. How will you Process the Loan Proposal end to end?
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Q3. Balance sheet analysis?
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Q4. Different types of loan products?
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Q5. How will you arrive Dp?
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Q6. How to arrive FOIR?
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Q7. Bank ratios
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Q8. Turn over method,cash budgeting method,Tandon committee method
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Q1. Can you tell me about yourself?
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Q2. Why do you wants to work in hdfc bank
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Q3. How do Bank operate
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Q4. What is upsell and cross sell
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Q5. How do you effectively pitch to new customers and persuade them about your product?
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Q1. Life insurance business
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Q2. Mutual fund business
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Q1. Why leave previous job.
Ans. 
Seeking new challenges and growth opportunities.
• Desire for career advancement

• Seeking new challenges

• Opportunity for professional growth

• Company restructuring or downsizing

• Relocation to a new area
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Q2. Portfolio size
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Best banking industry

Q1. Best HR manager support
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Q2. Best banking industry for HR manager support
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Q3. And joining formalities
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Best group discussion HR team

Q1. Best' knowledge services
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Best case study structure

Q1. Best banking technical support
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Best' knowledge services of Branch banking activities

Best assignment test for
Below company related questions

Best banking industry in TPP

Best banking technical support and achieving Retail asset Target

Q1. Best banking HR policy
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