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Shriram Finance Credit Risk Analyst Interview Questions and Answers

Updated 3 Sep 2024

Shriram Finance Credit Risk Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What do you know about Shriram Finance
  • Ans. 

    Shriram Finance is a leading non-banking financial company in India, specializing in vehicle financing.

    • Established in 1974

    • Offers a wide range of financial products including loans for commercial vehicles, passenger vehicles, and construction equipment

    • Has a strong presence in rural and semi-urban areas

    • Part of the Shriram Group, a prominent conglomerate in India

  • Answered by AI
  • Q2. What is your basic understanding of Credit Analyst
  • Ans. 

    Credit Analyst assesses the creditworthiness of individuals or companies by analyzing financial data and determining the likelihood of repayment.

    • Evaluate financial data such as income, assets, debts, and credit history

    • Assess risk factors and determine credit ratings

    • Make recommendations on credit limits and terms

    • Monitor and review credit accounts for potential risks

    • Communicate findings and recommendations to management

  • Answered by AI

Credit Risk Analyst Jobs at Shriram Finance

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Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. What is your previous work process.
  • Q2. What is the maximum limit of loan you deals with.
  • Ans. 

    As a Credit Risk Analyst, I typically deal with loan limits ranging from $10,000 to $1,000,000 depending on the client's creditworthiness.

    • Loan limits can vary based on the client's credit score, income, and financial history.

    • I have experience analyzing and approving loans ranging from small personal loans to large commercial loans.

    • The maximum loan limit I have dealt with is $1,000,000 for a commercial real estate proje...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Panel interview 

(4 Questions)

  • Q1. Tell me about yourself
  • Q2. Pass a journal entry
  • Ans. 

    Journal entry for Credit Relationship Manager position

    • Identify the accounts involved (e.g. Cash, Accounts Receivable, Sales)

    • Determine the type of transaction (e.g. sale of goods, payment of expenses)

    • Debit and credit the appropriate accounts based on the transaction

    • Ensure the accounting equation (Assets = Liabilities + Equity) remains balanced

  • Answered by AI
  • Q3. Where is a particular item found in balance sheet
  • Ans. 

    The particular item is found in the liabilities section of the balance sheet.

    • Liabilities section of the balance sheet

    • Opposite of assets

    • Includes debts and obligations

  • Answered by AI
  • Q4. Elaborate your internship/ training experiences

Interview Preparation Tips

Interview preparation tips for other job seekers - Review your resume thoroughly.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(5 Questions)

  • Q1. Financial questions
  • Q2. Disbursement type of question
  • Q3. Customer problem handle
  • Q4. Behaviour of all senior
  • Q5. How to manage target
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge

Shriram Finance Interview FAQs

How many rounds are there in Shriram Finance Credit Risk Analyst interview?
Shriram Finance interview process usually has 1 rounds. The most common rounds in the Shriram Finance interview process are Technical.
How to prepare for Shriram Finance Credit Risk Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Shriram Finance. The most common topics and skills that interviewers at Shriram Finance expect are Analytical Skills, Credit Risk Modelling, Data Entry, Excel and Python.
What are the top questions asked in Shriram Finance Credit Risk Analyst interview?

Some of the top questions asked at the Shriram Finance Credit Risk Analyst interview -

  1. What is your basic understanding of Credit Anal...read more
  2. What do you know about Shriram Fina...read more

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Shriram Finance Credit Risk Analyst Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

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Shriram Finance Credit Risk Analyst Salary
based on 5 salaries
₹3.1 L/yr - ₹4.2 L/yr
70% less than the average Credit Risk Analyst Salary in India
View more details
Credit Risk Analyst

Navi Mumbai,

Chennai

5-10 Yrs

Not Disclosed

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