Upload Button Icon Add office photos
Premium Employer

i

This company page is being actively managed by Muthoot Finance Team. If you also belong to the team, you can get access from here

Muthoot Finance Verified Tick

Compare button icon Compare button icon Compare

Filter interviews by

Clear (1)

Muthoot Finance Credit Risk Analyst Interview Questions and Answers

Updated 26 Mar 2024

Muthoot Finance Credit Risk Analyst Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. What is your previous work process.
  • Q2. What is the maximum limit of loan you deals with.
  • Ans. 

    As a Credit Risk Analyst, I typically deal with loan limits ranging from $10,000 to $1,000,000 depending on the client's creditworthiness.

    • Loan limits can vary based on the client's credit score, income, and financial history.

    • I have experience analyzing and approving loans ranging from small personal loans to large commercial loans.

    • The maximum loan limit I have dealt with is $1,000,000 for a commercial real estate proje...

  • Answered by AI

Interview questions from similar companies

I was interviewed before May 2016.

Interview Questionnaire 

3 Questions

  • Q1. Current working experience,
  • Q2. Banking Related knowledge
  • Q3. How do you assess credit worthiness
  • Ans. 

    Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.

    • Review credit reports and scores

    • Analyze financial statements and income

    • Consider employment history and stability

    • Evaluate debt-to-income ratio

    • Assess collateral and assets

    • Look for red flags such as bankruptcies or late payments

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR

Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.

Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....

Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills

I applied via Campus Placement and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial Analysis , Ratio Analysis, CMA Data , CIBIL etc
  • Q2. Why you want to join us ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident while interview .
candidate should be conceptual clear on respective topic, updated regarding current economic affairs, RBI guidelines, MSME sector etc

I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Ratio analysis
  • Q2. CIBIL, MPBF, BG

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall good

I applied via Campus Placement and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Why you want to join bank?
  • Q2. What you was doing between completion of articleship to clearing your final exam?
  • Q3. Family background and blood relation already in bank?
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What do you know about Shriram Finance
  • Ans. 

    Shriram Finance is a leading non-banking financial company in India, specializing in vehicle financing.

    • Established in 1974

    • Offers a wide range of financial products including loans for commercial vehicles, passenger vehicles, and construction equipment

    • Has a strong presence in rural and semi-urban areas

    • Part of the Shriram Group, a prominent conglomerate in India

  • Answered by AI
  • Q2. What is your basic understanding of Credit Analyst
  • Ans. 

    Credit Analyst assesses the creditworthiness of individuals or companies by analyzing financial data and determining the likelihood of repayment.

    • Evaluate financial data such as income, assets, debts, and credit history

    • Assess risk factors and determine credit ratings

    • Make recommendations on credit limits and terms

    • Monitor and review credit accounts for potential risks

    • Communicate findings and recommendations to management

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed before Jul 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience with Cloud services
  • Ans. 

    I have experience working with cloud services such as AWS, Azure, and Google Cloud.

    • Managed data storage and processing on AWS S3 and EC2 instances

    • Utilized Azure Machine Learning for predictive modeling

    • Implemented Google Cloud Platform for real-time data analytics

  • Answered by AI
  • Q2. Familiarity with PySpark
  • Ans. 

    PySpark is a Python API for Apache Spark, used for big data processing and analytics.

    • PySpark is a Python API for Apache Spark, a distributed computing system.

    • It allows for parallel processing of large datasets using Spark's distributed framework.

    • PySpark provides high-level APIs in Python for Spark programming, making it easier to work with big data.

    • Example: PySpark can be used for data preprocessing, machine learning,

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. In which type of industry you had your articleship experience

I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.

Interview Preparation Tips

General Tips: I am mohd zaffer with three year computer diploma three year work experience in computer center lam interested for this bank job sir you gave me opportunity for this job
Skills: Computer Networking

Intern Interview Questions & Answers

ICICI Bank user image Priyanka Bagree

posted on 3 May 2017

I was interviewed before May 2016.

Interview Questionnaire 

4 Questions

  • Q1. Tell us something which we can't find out from your CV.
  • Ans. 

    I am an avid rock climber and have scaled some of the tallest peaks in the region.

    • I have been rock climbing for over 5 years.

    • I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.

    • Rock climbing has taught me valuable lessons in perseverance and problem-solving.

  • Answered by AI
  • Q2. Fall in the Chinese yuan
  • Ans. 

    The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.

    • Trade tensions between China and the US have led to a decrease in demand for the yuan

    • China's economic growth has slowed down, leading to a decrease in investor confidence

    • The Chinese government has implemented policies to devalue the yuan in order to boost exports

    • The fall in the yuan has led to conce

  • Answered by AI
  • Q3. Ratios for banks
  • Ans. 

    Ratios are important for banks to measure their financial health and performance.

    • Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.

    • Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.

    • Net interest margin measures the difference between interest earned on loans and interest paid on d...

  • Answered by AI
  • Q4. Why ICICI?
  • Ans. 

    ICICI is a leading financial institution known for its innovative products and services.

    • ICICI has a strong reputation in the financial industry

    • Offers a wide range of products and services for customers

    • Known for its innovative digital banking solutions

    • Provides opportunities for growth and development

  • Answered by AI

Interview Preparation Tips

Round: Test
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes

Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes

Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.

College Name: IIM Raipur
Contribute & help others!
anonymous
You can choose to be anonymous

Muthoot Finance Interview FAQs

How many rounds are there in Muthoot Finance Credit Risk Analyst interview?
Muthoot Finance interview process usually has 1 rounds. The most common rounds in the Muthoot Finance interview process are Technical.

Recently Viewed

SALARIES

Virtusa Consulting Services

SALARIES

Virtusa Consulting Services

REVIEWS

Megha Engineering & Infrastructures

No Reviews

REVIEWS

Megha Engineering & Infrastructures

No Reviews

SALARIES

Virtusa Consulting Services

INTERVIEWS

Apptunix

No Interviews

REVIEWS

Megha Engineering & Infrastructures

No Reviews

SALARIES

Virtusa Consulting Services

REVIEWS

Megha Engineering & Infrastructures

No Reviews

REVIEWS

Megha Engineering & Infrastructures

No Reviews

Tell us how to improve this page.

Muthoot Finance Credit Risk Analyst Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

BigBasket

We don't just offer jobs; we offer peace of mind.

Interview Questions from Similar Companies

ICICI Bank Interview Questions
4.0
 • 2.4k Interviews
HDFC Bank Interview Questions
3.9
 • 2.1k Interviews
Axis Bank Interview Questions
3.8
 • 1.5k Interviews
Muthoot Fincorp Interview Questions
4.5
 • 499 Interviews
Shriram Finance Interview Questions
4.1
 • 340 Interviews
Bajaj Finance Interview Questions
4.0
 • 302 Interviews
IIFL Finance Interview Questions
4.0
 • 246 Interviews
SMFG India Credit Interview Questions
4.0
 • 157 Interviews
L&T Finance Interview Questions
3.9
 • 152 Interviews
View all
Muthoot Finance Credit Risk Analyst Salary
based on 4 salaries
₹3.9 L/yr - ₹5.4 L/yr
64% less than the average Credit Risk Analyst Salary in India
View more details
Junior Relationship Executive
1.8k salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Assistant Manager
743 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Relationship Executive
625 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Branch Manager
557 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Junior Executive
382 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Explore more salaries
Compare Muthoot Finance with

Manappuram Finance

3.9
Compare

Shriram Finance

4.1
Compare

Bajaj Finance

4.0
Compare

HDFC Bank

3.9
Compare
Did you find this page helpful?
Yes No
write
Share an Interview