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Muthoot Finance
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Muthoot Finance Credit Risk Analyst Interview Questions and Answers
Muthoot Finance Credit Risk Analyst Interview Experiences
1 interview found
Shefali Jain
(2 Questions)
- Q1. What is your previous work process.
- Q2. What is the maximum limit of loan you deals with.
- Ans.
As a Credit Risk Analyst, I typically deal with loan limits ranging from $10,000 to $1,000,000 depending on the client's creditworthiness.
Loan limits can vary based on the client's credit score, income, and financial history.
I have experience analyzing and approving loans ranging from small personal loans to large commercial loans.
The maximum loan limit I have dealt with is $1,000,000 for a commercial real estate proje...
Interview questions from similar companies
MANU AGARWAL
I was interviewed before May 2016.
Interview Questionnaire
3 Questions
- Q1. Current working experience,
- Q2. Banking Related knowledge
- Q3. How do you assess credit worthiness
- Ans.
Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.
Review credit reports and scores
Analyze financial statements and income
Consider employment history and stability
Evaluate debt-to-income ratio
Assess collateral and assets
Look for red flags such as bankruptcies or late payments
Interview Preparation Tips
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR
Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.
Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....
Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills
Anonymous
I applied via Campus Placement and was interviewed before May 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Financial Analysis , Ratio Analysis, CMA Data , CIBIL etc
- Q2. Why you want to join us ?
Interview Preparation Tips
candidate should be conceptual clear on respective topic, updated regarding current economic affairs, RBI guidelines, MSME sector etc
I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Ratio analysis
- Q2. CIBIL, MPBF, BG
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Feb 2021. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Why you want to join bank?
- Q2. What you was doing between completion of articleship to clearing your final exam?
- Q3. Family background and blood relation already in bank?
I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.
(2 Questions)
- Q1. What do you know about Shriram Finance
- Ans.
Shriram Finance is a leading non-banking financial company in India, specializing in vehicle financing.
Established in 1974
Offers a wide range of financial products including loans for commercial vehicles, passenger vehicles, and construction equipment
Has a strong presence in rural and semi-urban areas
Part of the Shriram Group, a prominent conglomerate in India
- Q2. What is your basic understanding of Credit Analyst
- Ans.
Credit Analyst assesses the creditworthiness of individuals or companies by analyzing financial data and determining the likelihood of repayment.
Evaluate financial data such as income, assets, debts, and credit history
Assess risk factors and determine credit ratings
Make recommendations on credit limits and terms
Monitor and review credit accounts for potential risks
Communicate findings and recommendations to management
I applied via Campus Placement and was interviewed before Jul 2023. There was 1 interview round.
(2 Questions)
- Q1. Experience with Cloud services
- Ans.
I have experience working with cloud services such as AWS, Azure, and Google Cloud.
Managed data storage and processing on AWS S3 and EC2 instances
Utilized Azure Machine Learning for predictive modeling
Implemented Google Cloud Platform for real-time data analytics
- Q2. Familiarity with PySpark
- Ans.
PySpark is a Python API for Apache Spark, used for big data processing and analytics.
PySpark is a Python API for Apache Spark, a distributed computing system.
It allows for parallel processing of large datasets using Spark's distributed framework.
PySpark provides high-level APIs in Python for Spark programming, making it easier to work with big data.
Example: PySpark can be used for data preprocessing, machine learning,
Skills evaluated in this interview
(1 Question)
- Q1. In which type of industry you had your articleship experience
I applied via Recruitment Consultant and was interviewed before Mar 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. All questions in MFI work in
Interview Preparation Tips
I applied via Company Website and was interviewed before Apr 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. How to Crake bank Interview
Interview Preparation Tips
2.Clear And Sweet Self Intro for Ur Self.
3.Mention Ur special Skils.
4.About Ur Interest In banking Carrier.
5.Full Knowlaged In Ur Bank History.
6.Our Assets,Our Share Rate,Branches,Atm,Online Apps,Bank using For Operations Apps you Know First.
7.Rate of Interest,Our Products,Other business Product,Our Charges for All Transaction Details,Its fully understand before go to the Interview.
8.Finely Ur Interview Performace Merrer To Ur Working Performace We are like them.
9.If u dont Know the Interviewer Qustion Pls Reply for Sir sorry I dont Know sir,This Excuse for New Qustions and Reach For Ur best Answer For Interview.
10.One Important Mind Thought Must For Go To The Interview:We are Successful In Bussiness so our don't Want Workers,They are like Working With Patner For More Achivements.
Thank U
Rajasingh
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Muthoot Finance Credit Risk Analyst Interview Process
based on 1 interview
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