SBI Cards & Payment Services Interview Questions, Process, and Tips for Freshers

Q1. Past Experience And Salary Discussion
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Q2. No Real Interview only a formal Discussion about your Past Experience and Salary Discussion. Then they give you a Offer letter before the training starts. Then 2 Days Of Training in which you have to learn...read more
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Q1. Introduction your selfie ? that's it
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Q1. Interviewer see your self confidence and communication skills without any hesitation.
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Q1. How to prepare yourself for an interview??
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Q1. Q.1 Tell me about your? Q.2 what is debit card?
Ans. 
A debit card is a plastic card that allows you to access funds in your bank account to make purchases or withdraw cash.
• Debit cards are linked to a checking or savings account

• They can be used at ATMs, online, and in-person at merchants

• Debit cards do not allow you to spend more than the available balance in your account

• They may come with rewards programs or cashback offers

• Examples of debit card issuers include Visa, Mast
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Q2. Q.1 what is credit card? Q.2 Credit card & debit card uses? Q.3 experienced or not ..?? And why left your job and your experience of your Ex-job?
Ans. 
Credit card is a plastic card that allows the holder to borrow money from the bank to make purchases.
• Credit cards allow users to make purchases on credit and pay back the borrowed amount later with interest.

• Debit cards, on the other hand, allow users to make purchases using their own money from their bank account.

• Credit cards offer rewards and cashback benefits, while debit cards do not.

• I have experience in handling cr...read more
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Q1. What is credit card
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Q2. Is credit cards have launch access
Ans. 
Yes, credit cards often come with launch access benefits.
• Many credit cards offer access to airport lounges for cardholders.

• Some credit cards provide exclusive access to events or experiences.

• Certain credit cards offer priority booking for concerts or shows.
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Q3. Types of credit cards
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There are various types of credit cards available to consumers, each with different features and benefits.
• Types include rewards cards, cash back cards, travel cards, secured cards, and business cards.

• Rewards cards offer points or cash back for purchases.

• Cash back cards provide a percentage of the purchase amount back to the cardholder.

• Travel cards offer travel rewards such as airline miles or hotel points.

• Secured cards...read more
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Q4. Common Eligibility criteria for issuing credit cards
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Common eligibility criteria for issuing credit cards include credit score, income, employment status, and credit history.
• Credit score must meet a minimum threshold set by the card issuer

• Applicant's income should be sufficient to cover credit card payments

• Employment status may be required for verification of income

• A good credit history with no defaults or bankruptcies is preferred

• Some credit cards may have specific elig
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Q1. HR conducted face to face interview
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Q1. How to sale sbi card
Ans. 
To sell SBI cards, focus on understanding customer needs, highlighting benefits, providing personalized solutions, and building trust.
• Understand customer needs and preferences

• Highlight the benefits and features of SBI cards

• Provide personalized solutions based on customer requirements

• Build trust and credibility through transparent communication

• Offer attractive rewards and incentives

• Give examples of how SBI cards have he
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Good communication with customer