PNB Housing Finance Sales Team Leader Interview Questions and Answers

Q1. All questions related to my previous experience.
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Q2. How I source the file? What was the process of login to Disbursement?
Ans. 
To source the file, I typically use various databases and platforms to gather relevant information. The process of logging into Disbursement involves entering credentials and navigating through the system.
• Utilize databases and platforms to gather information

• Enter credentials to log into Disbursement

• Navigate through Disbursement system to access files
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Q1. WHAT IS USL? Criteria Of UBL.
Ans. 
USL stands for Unique Selling Proposition, which is a factor that differentiates a product or service from its competitors. UBL refers to Unique Buying Logic, which is the reason why customers choose to purchase a product or service.
• USL is a unique feature or benefit that sets a product apart from competitors

• UBL is the specific reason why customers choose to buy a product or service

• USL focuses on what makes a product u...read more
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Q2. Who will be your targeted customers?
Ans. 
Our targeted customers will be small to medium-sized businesses in the technology sector looking to streamline their sales processes and increase revenue.
• Small to medium-sized businesses in the technology sector

• Companies looking to streamline sales processes

• Businesses aiming to increase revenue
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Q1. EXPERIENCE.ABOUT THE JOB RELATED
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Q2. Product.and geographic area
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Q1. About my family back ground
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Q2. About my work back ground
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Q3. How to work in field
Ans. 
Working in the field involves building relationships, understanding customer needs, and effectively communicating product benefits.
• Develop strong relationships with customers to understand their needs and preferences

• Effectively communicate the benefits of your product or service to potential clients

• Regularly follow up with leads and customers to ensure satisfaction and address any concerns

• Stay organized and prioritize ...read more
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Q4. Make your sales team
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Q5. How to manage all product
Ans. 
Managing all products involves effective inventory management, sales forecasting, and product lifecycle management.
• Implement a robust inventory management system to track stock levels and prevent stockouts.

• Utilize sales forecasting techniques to predict demand and adjust inventory levels accordingly.

• Regularly review product performance and make data-driven decisions on pricing, promotions, and discontinuation.

• Collabora...read more
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Q1. What is last experience in your last company?
Ans. 
I successfully led a team to exceed sales targets by 20% in the last quarter.
• Implemented new sales strategies to increase customer engagement

• Provided ongoing training and support to sales team members

• Analyzed sales data to identify trends and opportunities for growth
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Q2. HOW TO WORK? And cultural?
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Q1. What is your last salary?
Ans. 
I prefer not to disclose my previous salary, as I am more focused on the opportunities and challenges this new role presents.
• Focus on discussing your skills, experience, and achievements instead of previous salary

• Emphasize your interest in the new role and how you can contribute to the company

• Politely decline to disclose previous salary information
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Q2. Why do you work with us?
Ans. 
I work with you because of your strong reputation in the industry and the opportunity for growth and development.
• Strong reputation in the industry

• Opportunity for growth and development

• Alignment with company values and culture
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Test was good and interviewer was friendly.

Q1. What you konw about Home loan Industry?
Ans. 
Home loan industry involves lending money to individuals for purchasing or renovating homes.
• Home loan industry is a part of the financial services sector

• It involves providing loans to individuals for purchasing or renovating homes

• Interest rates, loan terms, and eligibility criteria vary among lenders

• Major players in the industry include banks, credit unions, and mortgage companies

• Regulations and government policies pla
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Q2. Which type of product company provide to its customer?
Ans. 
A product company provides goods or services to its customers.
• Product companies can provide physical goods such as electronics, clothing, or furniture.

• They can also provide services such as software, consulting, or education.

• The type of product offered depends on the industry and target market of the company.
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Q1. As per our policy
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Q2. Experience count
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Q3. Market feedback
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Q4. Rcu positive, team handling experience
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Q5. Check cibil ,Max to max experience secured loan
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