Newgen Software Technologies Interview Questions, Process, and Tips

Q1. Banking domain specific
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Q2. What are the steps in a mortgage lending process
Ans. 
The mortgage lending process involves several steps from application to closing.
• 1. Application: Borrower submits application with financial information.

• 2. Pre-approval: Lender evaluates borrower's creditworthiness and pre-approves the loan.

• 3. Property appraisal: Lender assesses the value of the property being purchased.

• 4. Underwriting: Lender reviews all documentation and makes a final decision on the loan.

• 5. Approval:...read more
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Q3. What is personal loan
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A personal loan is a type of unsecured loan that is typically used for personal expenses such as home renovations, weddings, or debt consolidation.
• Personal loans are unsecured, meaning they do not require collateral

• They are typically used for personal expenses such as home renovations, weddings, or debt consolidation

• Interest rates on personal loans can vary based on the borrower's credit score and financial history
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Q4. What is account opening
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Account opening is the process of creating a new account with a financial institution or service provider.
• Account opening involves providing personal information, identification documents, and agreeing to terms and conditions.

• It is typically done when opening a bank account, credit card account, investment account, or online account.

• The process may vary depending on the type of account and institution, but generally in...read more
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Q5. What are the main milestones in a project
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Its have 2 coding question easy and medium level based on leetcode

Gd takes place on familiar topic

Q1. Tell me about your self
Ans. 
I am a results-driven executive with over 10 years of experience in leading cross-functional teams to achieve business objectives.
• Led successful initiatives to increase revenue by 20% year over year

• Strong track record of building and developing high-performing teams

• Expertise in strategic planning and execution

• Proven ability to drive operational efficiency and cost savings
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Q2. How you spend your sunday
Ans. 
I usually spend my Sundays relaxing at home, catching up on reading, cooking, and spending time with family and friends.
• Reading books or articles

• Cooking a nice meal

• Spending time with family and friends

• Watching movies or TV shows

• Taking a walk or doing some light exercise
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It was not that tough. If you prepare well you can do well

Q1. Oops Aql query syntax
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Q2. Some personal questions to know about background like college and university
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Q1. Asked about college and other things
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Q1. Tell me about your self
Ans. 
I am a highly motivated Applications Engineer with a strong background in software development and problem-solving skills.
• Experienced in developing and implementing software applications

• Skilled in troubleshooting and resolving technical issues

• Strong communication and teamwork abilities

• Proficient in programming languages such as Java, C++, and Python
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Normal basic apti question

Q1. Tell me about your self
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Q1. Java 8, stream api, spring boot
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Q1. Java 8 ,stream api , Microservice, spring boot ,
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Q1. Stream api program,duplicate character find in given string how many way you can solve this problem, puzzles 25 horses
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Q1. How to improve performance issue your application,How to find proformance problem in system, How to join us
Ans. 
To improve performance in an application, identify performance problems and join our team.
• Analyze application code and identify bottlenecks

• Use profiling tools to measure performance

• Optimize database queries and improve indexing

• Implement caching mechanisms

• Upgrade hardware or infrastructure if necessary

• Join our team to collaborate on performance improvements
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