Mahindra Finance Interview Questions, Process, and Tips

Q1. Zonal head interview
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Q2. All process and policy related
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Q3. Sales and business development
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Q1. Concall with hr and zh and bh
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Q1. Policy and business discussion
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Q1. Only salary discussion
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Q1. You went to customer's house for EMI but customer did not give EMI what to do?
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Q2. You will give a loan to the customer but how do you know if he is suitable for taking the loan ?
Ans. 
We assess the customer's credit history, income, employment status, and financial stability to determine their suitability for a loan.
• Check the customer's credit score and credit history to evaluate their creditworthiness

• Verify the customer's income and employment status to ensure they have the means to repay the loan

• Assess the customer's overall financial stability and debt-to-income ratio

• Consider any collateral or as...read more
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Gharmgarh porsa Morena

Q1. Bsc , bed .DCA
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Q2. Ms exal ,ms office
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Q3. Ms exal, ms word
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Q4. Ms office, power point
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Q5. Power point, ms office
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Q1. Hr ka kam kya hota hai
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Q1. GST related question
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Q2. What is Composite supply & mix supply
Ans. 
Composite supply is a supply consisting of two or more taxable supplies of goods or services or both, which are naturally bundled and supplied in conjunction with each other.
• Composite supply involves multiple taxable supplies bundled together as a single supply.

• It is treated as a single supply for tax purposes.

• The tax rate applicable to the principal supply is applied to the entire composite supply.

• Example: A laptop so...read more
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Q3. What is composition scheme
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Composition scheme is a simplified tax scheme for small businesses with turnover below a certain threshold.
• Available for businesses with turnover below a certain threshold

• Allows for simplified tax calculations and compliance

• Businesses under composition scheme cannot collect tax from customers

• Quarterly filing of returns instead of monthly

• Example: In India, businesses with turnover up to Rs. 1.5 crore can opt for composi
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Q4. What is reverse charge macanizem
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Reverse charge mechanism is a system where the recipient of the goods or services is liable to pay the tax instead of the supplier.
• Under reverse charge mechanism, the recipient of the goods or services is responsible for paying the tax to the government instead of the supplier.

• This mechanism is commonly used in cases where the supplier is not registered for GST or is an unregistered dealer.

• It helps in preventing tax ev...read more
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Q5. What is tntra state sale and inter state sale about GST
Ans. 
Intra-state sale refers to sale of goods within the same state, while inter-state sale refers to sale of goods between different states under GST.
• Intra-state sale is subject to CGST and SGST/UTGST, while inter-state sale is subject to IGST.

• Intra-state sale occurs when both the seller and buyer are located in the same state.

• Inter-state sale occurs when the seller and buyer are located in different states.

• Example of intr...read more
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Q1. What is refinance
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Refinance is the process of replacing an existing loan with a new loan, typically to take advantage of better terms or lower interest rates.
• Refinance involves paying off an existing loan with the proceeds from a new loan

• It is often done to secure a lower interest rate, reduce monthly payments, or change the loan term

• Homeowners commonly refinance their mortgages to take advantage of lower interest rates
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