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Kotak Mahindra Bank Credit Manager Interview Questions, Process, and Tips

Updated 20 Jun 2024

Top Kotak Mahindra Bank Credit Manager Interview Questions and Answers

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18 Kotak Mahindra Bank Credit Manager Interview Experiences

43 questions found

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Credit Manager Interview Questions

user image Anonymous

posted on 7 Feb 2022

I applied via Naukri.com and was interviewed in Aug 2021.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Technical Round (3 Questions)

  • Q1. How CC asessment is done?
  • Q2. How LC assessment is done?
  • Q3. What is MPBF formula
3

HR Round (5 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why are you looking for a change?
  • Q5. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Make sure you have good domain knowledge
Always show positive attitude
Don't say negative about current organization
Prepare answers on your negatives in advance

Credit Manager Interview Questions

user image Anonymous

posted on 20 Jun 2024

Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Technical Round (2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
  • Q2. FOIR ratio, LTV, DSCR
2

Technical Round (2 Questions)

  • Q1. General Accounting related
  • Q2. Accounting related

Get interview-ready with top interview questions

Credit Manager Interview Questions

user image Anonymous

posted on 3 Jun 2024

Interview experience
4
 Good
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in May 2024.

1 Interview Round

1

Technical Round (1 Question)

  • Q1. For which sectors have you evaluated credit

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Bank to work for

Credit Manager Interview Questions

user image Anonymous

posted on 10 Oct 2023

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Sep 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

One-on-one Round (1 Question)

  • Q1. What are Ratios are used in Credit assessments
3

One-on-one Round (1 Question)

  • Q1. Questions Related to your article ship Experience

Kotak Mahindra Bank interview questions for designations

 Senior Manager Credit

 (4)

 Branch Credit Manager

 (1)

 Credit Officer

 (5)

 Credit Underwriter

 (2)

 Credit Analyst

 (2)

 Location Credit Manager

 (2)

 Credit Processing Associate

 (2)

 Area Sme Credit Manager

 (1)

Credit Manager Interview Questions

user image Anonymous

posted on 13 Apr 2024

Interview experience
3
 Average
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Newspaper Ad and was interviewed in Mar 2024.

1 Interview Round

1

Technical Round (1 Question)

  • Q1. Business loan process

Interview Preparation Tips

Interview preparation tips for other job seekers - Basic interview questions regarding buiness loan process

Credit Manager Interview Questions

user image Anonymous

posted on 14 Mar 2024

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2023.

2 Interview Rounds

1

Technical Round (1 Question)

  • Q1. Asked questions regarding Loans& Customer profiles What is CAM , PSL & end use ??? For captive, How to judge the customer Segment ???
2

HR Round (1 Question)

  • Q1. HR round quit simple as compare to Technical round

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare Basic questions...
Depth knowledge of Financials required

Credit Manager Interview Questions

user image PRASAD HATKHAMBKAR

posted on 4 Mar 2024

Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
 No response

I applied via Naukri.com and was interviewed in Feb 2024.

2 Interview Rounds

1

Aptitude Test Round

Basic aptitude test about quants LR

2

HR Round (2 Questions)

  • Q1. Tell me about yourself and general interview question
  • Q2. Why this sector

Interview Preparation Tips

Interview preparation tips for other job seekers - work on your skills and communication

Credit Manager Interview Questions

user image Anonymous

posted on 4 Jun 2023

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Recruitment Consulltant and was interviewed in May 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

Technical Round (2 Questions)

  • Q1. ZCM took interview
  • Q2. DSCR AND OTHER RATIO

Credit Manager Interview Questions

user image Anonymous

posted on 13 Nov 2022

1 Interview Round

1

One-on-one Round (3 Questions)

  • Q1. 1 Which product you handle
  • Q2. 2 How u assess income
  • Q3. Stock observed at the time of PD

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls no need to fear
Be normal
Answer question careful

Credit Manager Interview Questions

user image Anonymous

posted on 25 May 2022

I applied via Jobaaj and was interviewed in Nov 2021.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Tell me something about yourself
  • Q2. What do you understand about loan processes

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to get the interview at Thane. My interview experience was very positive

Credit Manager Interview Questions

user image Shubham Dudhwala

posted on 21 Feb 2024

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Feb 2023.

1 Interview Round

1

One-on-one Round (1 Question)

  • Q1. Dscr, ratio and working capital

Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank Credit Manager interview?
Kotak Mahindra Bank interview process usually has 1-2 rounds. The most common rounds in the Kotak Mahindra Bank interview process are Resume Shortlist, Technical and One-on-one Round.
How to prepare for Kotak Mahindra Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are Credit Management, Credit Underwriting, Credit Analysis, Credit and Credit Appraisal.
What are the top questions asked in Kotak Mahindra Bank Credit Manager interview?

Some of the top questions asked at the Kotak Mahindra Bank Credit Manager interview -

  1. How CC asessment is do...read more
  2. How you assess financial viability of any comp...read more
  3. What is MPBF form...read more
How long is the Kotak Mahindra Bank Credit Manager interview process?

The duration of Kotak Mahindra Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

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Interview Process at Kotak Mahindra Bank Credit Manager

based on 6 interviews in last 1 year

1 Interview rounds

  • Technical Round
View more

People are getting interviews through

based on 11 Kotak Mahindra Bank interviews
Referral
Job Portal
36%
36%
28% candidates got the interview through other sources.
High Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.
Kotak Mahindra Bank Credit Manager Salary
based on 1.1k salaries
₹4 L/yr - ₹15.2 L/yr
15% more than the average Credit Manager Salary in India
View more details

Kotak Mahindra Bank Credit Manager Reviews and Ratings

based on 112 reviews

3.7/5

Rating in categories

3.3

Skill development

3.6

Work-Life balance

3.0

Salary & Benefits

4.1

Job Security

3.5

Company culture

2.9

Promotions/Appraisal

3.4

Work Satisfaction

Explore 112 Reviews and Ratings
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