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Kotak Mahindra Bank Branch Head Interview Questions and Answers
Kotak Mahindra Bank Branch Head Interview Experiences
1 interview found
Anonymous
Selected
I applied via Recruitment Consulltant and was interviewed in Mar 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Basic question Salary of previous company Experience Why change the job
- Q2. Already mentioned above
Interview Preparation Tips
Practice common interview questions like .tell me something about yourself.
Why do you want to work with this company.
Dress appropriately
During the interview be sure to highlighted your skills and experience.
And remember to smile, maintain eye contacts to engage with your interviewer .
Best of luck to all job seekers 🙏
Interview questions from similar companies
I applied via Referral and was interviewed before Mar 2021. There were 3 interview rounds.
Reasoning and mathematics
(1 Question)
- Q1. Related to job role and JD
(6 Questions)
- Q1. What are your salary expectations?
- Q2. What is your family background?
- Q3. Share details of your previous job.
- Q4. Why should we hire you?
- Q5. Why are you looking for a change?
- Q6. Tell me about yourself.
Interview Preparation Tips
I applied via Referral and was interviewed before May 2021. There were 2 interview rounds.
(1 Question)
- Q1. Working Experience and other
Interview Preparation Tips
Branch operation manager
siva sankar
I applied via Company Website and was interviewed before May 2017. There were 3 interview rounds.
Interview Questionnaire
5 Questions
- Q1. Why HDFC?
- Ans.
HDFC is a leading financial institution known for its strong reputation, innovative products, and customer-centric approach.
HDFC has a strong reputation in the financial industry for its stability and reliability
The company offers innovative products and services tailored to meet the diverse needs of customers
HDFC has a customer-centric approach, focusing on providing excellent service and building long-term relationsh
- Q2. Why should I give you this offer?
- Ans.
I have the experience, skills, and passion to excel in this role.
I have a proven track record of successfully managing teams and projects.
My strong communication and leadership skills make me an effective manager.
I am passionate about driving results and exceeding expectations.
I am dedicated to continuous learning and development to stay ahead in the industry.
- Q3. First one would be tell me about your experience?
- Q4. No need to negotiate their offer is irresistible
- Q5. HR is dummy the decision lies with operations head who took the interview
Interview Preparation Tips
Advise to freshers there is no role in a private bank as such which is not a sales role. Every one has targets and should achieve productivity benchmarks
But the best point is that they pay very good.
Skills: Communication, Analytical Skills, Presentation Skills
Duration: 1-3 Months
I applied via Campus Placement and was interviewed in Dec 2016. There were 4 interview rounds.
Interview Preparation Tips
Experience: Easy to clear; Each section had its own time limit.
Tips: No special Preparation Needed
Duration: 1 hour 30 minutes
Total Questions: 100
Round: Technical + HR Interview
Experience: 1. Axis Bank would like to minimize the losses incurred by transactions being declined. Suggest strategies and formulate it as an optimization Problem.
2. Suggest a situation where you have guided your team through a difficult situation.
3.Would you be okay with working in Mumbai?
Tips: Ans:
1. Main loss incurred is through ATM running out of cash.
Possible solutions are increasing refill frequency and increasing amount refilled. Multi-objective problem with objectives as reducing the cost incurred for refill and reducing the losses due to ATM running out of cash. Constraints being maximum refill amount and maximum refill frequency. Try to think of additional constraints which will be experienced real-time.
Skills: Optimisation, Analytical Skills
College Name: IIT Madras
I was interviewed before Apr 2016.
Interview Questionnaire
5 Questions
- Q1. Which clauses are important in 3CD while sanctioning loan
- Ans.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
- Q2. Tell me profit and loss ratios
- Ans.
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
- Q3. Balance sheet ratios
- Q4. Diffrence between concurrent audit and statutory audit
- Ans.
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
- Q5. If someone is earning less than EMI should he take a loan or not
- Ans.
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
Interview Preparation Tips
Interview Questionnaire
4 Questions
- Q1. Tell me about yourself
- Ans.
Experienced manager with a background in team leadership and project management.
Over 5 years of experience in managing teams and projects
Strong communication and problem-solving skills
Proven track record of meeting deadlines and exceeding goals
- Q2. Profile related questions
- Q3. Profile preference and reasons for the same
- Q4. Stream related questions
Interview Preparation Tips
Experience: Case study related to banking sector where the MBA skills need to be applied
Tips: Be to the point
No faf required
Use decent language
Dont be too loud
Say valid points only
Duration: 30 minutes
Round: Technical + HR Interview
Experience: Direct the interview as per your desire in the first few minutes..make it a point to direct as per your stream..as the final profile offered to you would be based on this!
Tips: Be confident
Direct as per your preference to get the profile of your wish!
Show some concrete long term plans
Skills: Attitude, Communication, Finance, Behavioural Skills, Learning Ability, Commitment
College Name: SPM, PDPU
Interview Questionnaire
1 Question
- Q1. Trade and non trade guidelines
Interview Preparation Tips
sai sudheer davanam ventaka
Interview Questionnaire
5 Questions
- Q1. Tell me about yourself?
- Ans.
Experienced manager with a background in team leadership and project management.
Over 5 years of experience in managing teams and projects
Strong leadership skills with a focus on collaboration and communication
Proven track record of meeting deadlines and exceeding goals
Passionate about developing and mentoring team members
Previous roles include project manager at XYZ Company and team lead at ABC Corporation
- Q2. I told about myself and my journey with career
- Q3. Business interview
- Q4. Asked about wealth management and sales process
- Q5. Explained in brief
I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.
Interview Questionnaire
1 Question
- Q1. All financial ratios
Interview Preparation Tips
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Kotak Mahindra Bank Branch Head Interview Process
based on 5 interviews
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Manager
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