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My ambition is to grow within the banking industry, eventually becoming a Branch Manager and leading a successful team.
I aim to continuously improve my skills and knowledge in banking operations and customer service.
I aspire to take on more responsibilities and challenges to advance my career.
I envision myself as a leader who motivates and guides my team towards achieving our branch's goals.
I am committed to building s...
I have extensive knowledge in various aspects of banking including customer service, account management, lending, and financial analysis.
Customer service: Assisting customers with their banking needs, resolving issues, and providing information on products and services.
Account management: Opening and closing accounts, processing transactions, and ensuring accuracy of account information.
Lending: Evaluating loan applica...
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I was interviewed in Jan 2025.
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Example Question (Numerical Ability):
Question:
If 15% of a number is 45, what is 30% of that number?
Solution:
1. Find the number:
If 15% of a number is 45, then
\text{Number} = \frac{45}{0.15} = 300.
2. Calculate 30% of the number:
Now, 30% of 300 is
0.30 \times 300 = 90.
Answer:
30% of the number is 90.
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Additional Example (Simple Interest):
Question:
A bank offers a simple interest rate of 5% per annum on a deposit of Rs.20,000. What will be the interest earned in 3 years?
Solution:
1. Use the simple interest formula:
\text{Simple Interest} = \frac{P \times R \times T}{100}
= Principal amount = Rs.20,000
= Rate of interest = 5%
= Time = 3 years
2. Calculate the interest:
\text{Interest} = \frac{20000 \times 5 \times 3}{100} = 3000.
Answer:
The interest earned in 3 years is Rs. 3000.
1. Quantitative Aptitude
Q: A sum of ₹10,000 is invested at 10% per annum simple interest. What is the interest after 3 years?
A: Interest = (P × R × T) / 100 = (10,000 × 10 × 3) / 100 = ₹3,000
2. Reasoning Ability
Q: If A is the father of B, but B is not the son of A, what is B’s relation to A?
A: Daughter
3. English Language
Q: Choose the correct sentence:
a) She don’t like coffee.
b) She doesn’t like coffee.
A: b) She doesn’t like coffee.
4. General Awareness (Banking GK)
Q: What does RBI stand for?
A: Reserve Bank of India
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Example Question (Numerical Ability):
Question:
A bank offers a simple interest rate of 6% per annum. If a customer deposits Rs. 25,000 for 4 years, what is the total simple interest earned over that period?
Solution:
1. Identify the formula for Simple Interest (SI):
\text{SI} = \frac{P \times R \times T}{100}
is the principal (Rs. 25,000)
is the rate of interest (6%)
is the time period (4 years)
2. Substitute the values into the formula:
\text{SI} = \frac{25000 \times 6 \times 4}{100}
3. Calculate the interest:
\text{SI} = \frac{25000 \times 24}{100} = \frac{600000}{100} = 6000.
Answer:
The total simple interest earned over 4 years is Rs. 6,000.
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Additional Example (Logical Reasoning):
Question:
In a sequence of numbers representing daily bank transactions, the amounts follow an arithmetic progression: 105, 115, 125, ... What will be the 8th transaction amount?
Solution:
1. Identify the first term and common difference:
First term,
Common difference,
2. Use the formula for the nth term of an arithmetic progression:
a_n = a_1 + (n - 1)d
3. Substitute :
a_8 = 105 + (8 - 1) \times 10 = 105 + 70 = 175.
Answer:
The 8th transaction amount is 175.
I applied via Walk-in and was interviewed in Dec 2024. There were 2 interview rounds.
I applied via Walk-in and was interviewed in Nov 2024. There were 2 interview rounds.
To gain valuable experience in a dynamic and challenging environment, and to contribute to the growth and success of the organization.
Opportunity to work on diverse projects and learn new skills
Collaboration with talented colleagues and mentors
Exposure to different aspects of the industry
Contributing to the success of the company through innovative ideas and hard work
posted on 18 Dec 2024
Discussion on retail liability TPP income Assets products how part of profitability
I applied via Recruitment Consulltant and was interviewed in Dec 2024. There was 1 interview round.
I applied via Naukri.com and was interviewed in Sep 2024. There was 1 interview round.
The best opportunity in my opinion is to leverage technology to streamline operations and improve customer experience.
Implementing a new CRM system to better track customer interactions and improve communication
Introducing online banking services to make it easier for customers to manage their accounts remotely
Utilizing data analytics to identify trends and opportunities for growth
Investing in employee training and dev
I applied via Referral
Challenges in banking sector include regulatory compliance, cybersecurity threats, competition, and technological advancements.
Regulatory compliance: Banks must adhere to strict regulations which can be complex and constantly changing.
Cybersecurity threats: With the increase in digital banking, banks are vulnerable to cyber attacks and data breaches.
Competition: Banks face competition from traditional banks as well as ...
ICICIBANK is a leading private sector bank in India known for its innovative products and services.
ICICIBANK offers a wide range of banking products and services including savings accounts, loans, credit cards, and investment options.
The bank has a strong presence in both urban and rural areas, catering to a diverse customer base.
ICICIBANK is known for its digital banking initiatives and user-friendly mobile app, makin...
I manage my stress through regular exercise, meditation, and setting boundaries.
Regular exercise helps me release tension and clear my mind.
Meditation allows me to relax and focus on the present moment.
Setting boundaries helps me prioritize tasks and avoid feeling overwhelmed.
Taking short breaks throughout the day to recharge and refocus.
Seeking support from colleagues or a mentor when needed.
posted on 21 Dec 2024
I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.
The CTC provided will depend on the candidate's experience, qualifications, and negotiation skills.
CTC (Cost to Company) is the total amount of money a company will spend on an employee in a year, including salary, bonuses, benefits, etc.
CTC can vary based on factors such as experience, qualifications, industry standards, and negotiation skills.
Candidates can negotiate their CTC during the job offer stage to ensure the...
The CTC required for assessments is the total cost to company needed to conduct the assessments and evaluate the product.
CTC stands for Cost to Company, which includes all expenses related to the assessments such as materials, personnel, and facilities.
The CTC required for assessments may vary depending on the complexity and scope of the assessments.
It is important to budget and plan for the CTC required for assessment
based on 3 reviews
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