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Kogta Financial India Limited Credit Officer Interview Questions and Answers

Updated 13 Dec 2023

1 interview found

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Credit Officer Interview Questions

user image Anonymous

posted on 13 Dec 2023

Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed in Nov 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (5 Questions)

  • Q1. One on one round to be clear.
  • Q2. Personal details discussed.
  • Q3. Educational qualification discussed.
  • Q4. Field activities discussed.
  • Q5. Area knowledge discussed.
3

Aptitude Test Round

Nothing every thing is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing every thing is excellence.

Interview questions from similar companies

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed in May 2024.

1 Interview Round

1

Technical Round (2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

I applied via Referral and was interviewed in Jun 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Self and profile

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company

I applied via Referral and was interviewed in Feb 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Technical Round (2 Questions)

  • Q1. Core question of financial work.
  • Q2. Loan related norms like LTV FOIR
3

HR Round (1 Question)

  • Q1. Same as was in technical.

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.

Credit Officer Interview Questions

IKF Finance user image GattuPalli Kalyana Chakravarthy

posted on 16 Jun 2022

I applied via Company Website and was interviewed before Jun 2021.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Why do you want to leave your present Job ?

Interview Preparation Tips

Interview preparation tips for other job seekers - IKF Finance is the best place I have ever worked in finance industry.
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

Case Study Round

Credit policy and case analysis

Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

HR Round (2 Questions)

  • Q1. What is your experience
  • Q2. Which organisation

I applied via Referral and was interviewed before Sep 2021.

2 Interview Rounds

1

Group Discussion Round

First discussed Credit Manager and Second discussed with cluster credit manager

2

Case Study Round

Cibil report review and came report and customer person discussion and gst and nip sheet banking

Interview Preparation Tips

Interview preparation tips for other job seekers - Your interview the most part of your experience

I applied via Referral

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
2

HR Round (2 Questions)

  • Q1. Where do you see yourself in 5 years?
  • Q2. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good company good salary and Bonas, over all this is good company

I applied via Recruitment Consultant and was interviewed in Jun 2021.

1 Interview Round

Interview Questions

  • Q1. The first question was, tell me about yourself. View Answers (3)
  • Q2. Then where you used to work what was the work that you used to work according to the policy View Answers (1)
  • Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan...read more Add Answer
  • Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sol...read more View Answers (1)
  • Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him. View Answers (2)
  • Q6. Rest of the general information you should know about the department in which you are applying. Add Answer
  • Q7. And you need to be confident Add Answer
  • Q8. How to answer your question Question: Answering you the same way: Do not add something to B: View Answers (1)
  • Q9. You must have that Confidence and Attitude in your voice for the post you are applying for. Add Answer
  • Q10. That's my only advice Add Answer
  • Q11. The rest of the field you are going to be aware of. Add Answer
  • Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance. Add Answer
  • Q13. Mahindra good company Add Answer
  • Q14. I am looking for job in mahindra Add Answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Whether your video is calling or face to face, take care of dressing

Kogta Financial India Limited Interview FAQs

How many rounds are there in Kogta Financial India Limited Credit Officer interview?
Kogta Financial India Limited interview process usually has 3 rounds. The most common rounds in the Kogta Financial India Limited interview process are Resume Shortlist, One-on-one Round and Aptitude Test.
How to prepare for Kogta Financial India Limited Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kogta Financial India Limited. The most common topics and skills that interviewers at Kogta Financial India Limited expect are Credit Appraisal, Lap, Business Loan, Credit Assessment and Credit Management.
What are the top questions asked in Kogta Financial India Limited Credit Officer interview?

Some of the top questions asked at the Kogta Financial India Limited Credit Officer interview -

  1. Area knowledge discuss...read more
  2. One on one round to be cle...read more
  3. Educational qualification discuss...read more

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Kogta Financial India Limited Credit Officer Salary
based on 6 salaries
₹2.5 L/yr - ₹3.5 L/yr
17% less than the average Credit Officer Salary in India
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Kogta Financial India Limited Credit Officer Reviews and Ratings

based on 44 reviews

4.8/5

Rating in categories

4.7

Skill development

4.6

Work-Life balance

4.2

Salary & Benefits

4.7

Job Security

4.7

Company culture

4.5

Promotions/Appraisal

4.6

Work Satisfaction

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