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Indusind Marketing & Financial Services Credit Officer Interview Questions and Answers

Updated 21 Jan 2023

Indusind Marketing & Financial Services Credit Officer Interview Experiences

2 interviews found

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Previous work experience
  • Q2. Politics between Marketing Officer and CVO is bad
  • Q3. Need to change it politics between mo and cvo

Interview Preparation Tips

Interview preparation tips for other job seekers - Only buisness is needed no job security and salary.

Credit Officer Interview Questions & Answers

user image Yugal Bhuyan

posted on 1 Aug 2017

I was interviewed before Aug 2016.

Interview Preparation Tips

Round: Test
Duration: 1 hour
Total Questions: 10

Round: Test
Duration: 1 hour

Credit Officer Interview Questions Asked at Other Companies

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Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

Interview questions from similar companies

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Interview Questionnaire 

1 Question

  • Q1. Why you chnge this job

I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Working capital
  • Ans. To cater the need of current assets
  • Answered Anonymously
  • Q2. What is Leverage
  • Ans. 

    Leverage is the use of borrowed funds to increase potential returns on an investment.

    • Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.

    • It amplifies both gains and losses, so it can increase potential profits but also increase risk.

    • Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.

    • Leverage is commonly used ...

  • Answered by AI
  • Q3. Strength of company to lift the obligation of company
  • Q4. Salary expectation
  • Q5. As per industry norms
  • Q6. Education background
  • Q7. I added my qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Listen interview questions properly then answer
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Behavioral 

(2 Questions)

  • Q1. Work experience
  • Q2. Qualification
Round 2 - HR 

(2 Questions)

  • Q1. What is your education
  • Ans. 

    I have a Bachelor's degree in Finance and a Master's degree in Business Administration.

    • Bachelor's degree in Finance

    • Master's degree in Business Administration

  • Answered by AI
  • Q2. Qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - do not join this company
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion team convinced and confident

Round 2 - Assignment 

Daily same assignment business topic my team

Round 3 - Technical 

(1 Question)

  • Q1. Any technical issue in time resolved
  • Ans. 

    Yes, I once encountered a technical issue with our credit scoring system but resolved it by updating the software.

    • Identified the issue with the credit scoring system

    • Consulted with IT department to troubleshoot the problem

    • Updated the software to fix the issue

    • Tested the system to ensure the problem was resolved

  • Answered by AI
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Indusind Marketing & Financial Services Interview FAQs

How many rounds are there in Indusind Marketing & Financial Services Credit Officer interview?
Indusind Marketing & Financial Services interview process usually has 2 rounds. The most common rounds in the Indusind Marketing & Financial Services interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in Indusind Marketing & Financial Services Credit Officer interview?

Some of the top questions asked at the Indusind Marketing & Financial Services Credit Officer interview -

  1. Politics between Marketing Officer and CVO is ...read more
  2. Need to change it politics between mo and ...read more

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Indusind Marketing & Financial Services Credit Officer Interview Process

based on 2 interviews

Interview experience

3
  
Average
View more
Indusind Marketing & Financial Services Credit Officer Salary
based on 22 salaries
₹1.3 L/yr - ₹3 L/yr
34% less than the average Credit Officer Salary in India
View more details

Indusind Marketing & Financial Services Credit Officer Reviews and Ratings

based on 14 reviews

3.9/5

Rating in categories

3.9

Skill development

3.9

Work-life balance

3.4

Salary

4.1

Job security

4.1

Company culture

3.2

Promotions

3.7

Work satisfaction

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