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IIFL Finance Assistant Credit Manager Interview Questions and Answers
IIFL Finance Assistant Credit Manager Interview Experiences
1 interview found
Interview Questionnaire
7 Questions
- Q1. Tell me about yourself
- Ans.
I am an experienced credit professional with a strong background in managing credit operations and analyzing financial data.
Over 5 years of experience in credit management
Proficient in assessing creditworthiness and risk analysis
Skilled in developing and implementing credit policies and procedures
Strong analytical and problem-solving skills
Excellent communication and negotiation abilities
Managed a portfolio of high-val...
- Q2. Your family background
- Ans.
I come from a diverse family background with a mix of cultures and professions.
My father is a doctor and my mother is a teacher, so I have been exposed to both the medical and education fields.
I have a sibling who is an engineer, which has influenced my interest in problem-solving and analytical thinking.
My extended family includes individuals from various industries such as business, law, and art, which has broadened ...
- Q3. Your expectations in terms of money
- Ans.
I expect a competitive salary that reflects my skills and experience in the industry.
I am looking for a salary that is commensurate with my qualifications and the responsibilities of the role.
I would like to be compensated fairly for my expertise and contributions to the company.
I am open to negotiation and would like to discuss the salary package in detail during the hiring process.
I have researched the average salary...
- Q4. Location
- Q5. Full form of KYC
- Ans.
KYC stands for Know Your Customer.
KYC is a process used by financial institutions to verify the identity of their customers.
It involves collecting and verifying customer information to prevent fraud, money laundering, and other illegal activities.
KYC typically includes gathering personal details, identification documents, and proof of address.
Financial institutions are required by law to perform KYC procedures for thei...
- Q6. Ratios
- Q7. Expectations in terms of money
- Ans.
The candidate's expectations in terms of salary and benefits.
Discuss the candidate's salary expectations and any additional benefits they may be seeking.
Ask about their previous salary and benefits package to understand their baseline expectations.
Consider discussing potential negotiation opportunities or flexibility in compensation.
Ensure the candidate's expectations align with the company's budget and compensation st
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Mahindra Finance
Anonymous
posted on 11 Nov 2022
I applied via Recruitment Consulltant and was interviewed in May 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Job profile with few questions on financials.
- Q2. Nature of my work and strengths.
Interview Preparation Tips
Assistant Credit Manager Interview Questions & Answers
HDB Financial Services
Anonymous
posted on 31 Jul 2022
I applied via Company Website and was interviewed before Jul 2021. There were 3 interview rounds.
(4 Questions)
- Q1. What is your name?, What is your previous experience, how much previous salary, How many years experience
- Q2. Family members name, family members job details,
- Q3. Previous job company details, work details
- Q4. My family members job details and contact numbers,
Explain the good friend
Explain the family details
Interview Preparation Tips
- Interpersonal Skills
- Good behaviour
Assistant Credit Manager Interview Questions & Answers
Bajaj Finance
Anonymous
posted on 12 Oct 2021
Interview Questionnaire
1 Question
- Q1. Mainly about banks and their works, bank ac etc but main question is
Selected
I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.
(2 Questions)
- Q1. Working place and location
- Q2. My experience credit team SME
(2 Questions)
- Q1. My job experience 6 years
- Q2. On time job working
(2 Questions)
- Q1. May notice period 2 month
- Q2. Dehradun Vikasnagr
Selected
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical related questions
- Q2. Product related questions
Interview Preparation Tips
I was interviewed in Jan 2025.
(2 Questions)
- Q1. Family background
- Q2. Financial Knowledge
Branch Credit Manager Interview Questions & Answers
Bharat Financial Inclusion
Anonymous
posted on 5 Feb 2025
Selected
(3 Questions)
- Q1. Tell me about yourself.
- Q2. What motivates you to want to join BFIL?
- Q3. Basic questions about previous employers and reasons of leaving previous job.
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Senior Credit Officer Interview Questions & Answers
Spandana Sphoorty Financial
Janmejay Nayak
posted on 8 Jan 2025
(5 Questions)
- Q1. Financial questions
- Q2. Disbursement type of question
- Q3. Customer problem handle
- Q4. Behaviour of all senior
- Q5. How to manage target
(2 Questions)
- Q1. What is meaning of CBIL
- Ans.
CBIL stands for Credit Bureau India Limited, which is a credit information company in India.
CBIL is a credit information company that collects and maintains credit information of individuals and businesses.
It provides credit reports and scores to lenders to help them make informed lending decisions.
CBIL helps in reducing the risk of default by providing accurate credit information.
It plays a crucial role in the credit ...
- Q2. What are the metrics used to evaluate risk
- Ans.
Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.
Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.
Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.
Payment history: A record of a borrower's past payments on credit accounts.
Credit utilization: The amount
(2 Questions)
- Q1. Why your leaving privious company
- Ans.
Seeking new challenges and growth opportunities in a different work environment.
Desire for career advancement
Looking for new challenges
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city
- Q2. What was salary expectation
- Ans.
My salary expectation is in line with industry standards and based on my experience and qualifications.
Research industry standards for Credit Manager salaries
Consider my experience and qualifications when determining salary expectation
Be open to negotiation based on the overall compensation package offered
IIFL Finance Interview FAQs
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IIFL Finance Interviews By Designations
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IIFL Finance Assistant Credit Manager Interview Process
based on 1 interview
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IIFL Finance Assistant Credit Manager Reviews and Ratings
based on 2 reviews
Rating in categories
|
Branch Manager
1k
salaries
|  ₹2.2 L/yr - ₹8 L/yr |
|
Gold Appraiser
794
salaries
| ₹1.8 L/yr - ₹4.8 L/yr |
|
Assistant Manager
699
salaries
| ₹2.2 L/yr - ₹7 L/yr |
|
Customer Care Executive
557
salaries
| ₹0.9 L/yr - ₹3.8 L/yr |
|
Relationship Manager
425
salaries
| ₹1.1 L/yr - ₹6 L/yr |
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