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IDFC FIRST Bank Mortgage Relationship Officer Interview Questions and Answers

Updated 8 Apr 2022

IDFC FIRST Bank Mortgage Relationship Officer Interview Experiences

1 interview found

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Very excellent organization,
We have chance to work so our responsibility
We have try to better

Interview questions from similar companies

I applied via Company Website and was interviewed in Sep 2020. There were 6 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Why do you wanna join us ?
  • Q2. Why should we hire you
  • Q3. What are your future plans

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident

I applied via Newspaper Ad and was interviewed before Feb 2019. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. What is your father occupation? And what type of Business?
  • Q2. How can you sell stapler.
  • Ans. 

    A stapler is an essential tool for organizing documents and keeping them together.

    • Highlight the convenience of using a stapler over paper clips or rubber bands.

    • Emphasize the professional appearance of stapled documents.

    • Demonstrate the durability and longevity of the stapler.

    • Offer a variety of stapler sizes and styles to fit different needs.

    • Provide a competitive price point compared to other office supply stores.

    • Offer a...

  • Answered by AI
  • Q3. Easy..just show stapler to a person that this is steel and best branded.
  • Q4. Are you comfortable to do non sitting jobs

Interview Preparation Tips

Interview preparation tips for other job seekers - Simply said In interview I and my family staying in a joint family. I and my three brother are four member and father and mother

I applied via Referral and was interviewed before Aug 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. How to react and advice to banking customer
  • Ans. 

    To react and advise banking customers, listen actively, understand their needs, provide relevant information, offer suitable solutions, and ensure excellent customer service.

    • Listen actively to the customer's concerns and needs

    • Understand the customer's financial goals and objectives

    • Provide relevant information about banking products and services

    • Offer suitable solutions tailored to the customer's needs

    • Ensure excellent cu

  • Answered by AI
  • Q2. How to solving the customer issue .
  • Ans. 

    Solving customer issues requires active listening, empathy, and prompt action.

    • Listen actively to the customer's concerns and ask clarifying questions.

    • Show empathy and understanding for their situation.

    • Take prompt action to resolve the issue, whether it's offering a solution or escalating to a higher authority.

    • Follow up with the customer to ensure their satisfaction and address any further concerns.

  • Answered by AI
  • Q3. How to get relationship with bank customer
  • Ans. 

    To build a relationship with bank customers, one must focus on providing excellent customer service and personalized attention.

    • Listen actively to their needs and concerns

    • Offer customized solutions based on their financial goals

    • Follow up regularly to ensure satisfaction

    • Provide educational resources and financial advice

    • Be transparent and honest in all interactions

    • Show appreciation and gratitude for their business

    • Attend c...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I already working in HDFC as a sales executive I interviewed in ICICI they asking my strength and my weakness I told my strength is confident and loyalty my weakness is my anger .Then they gave offer for that same day I got a asset department .

I applied via Company Website and was interviewed before Jan 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Interview 

(1 Question)

  • Q1. Education,bio data , All
Round 3 - HR 

(8 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. What are your strengths and weaknesses?
  • Q8. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Yes sir share my details and send this

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Case Study 

A simple case study with some ratios

Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic work experience
  • Q2. 1. Difference between PPP model and HAM 2. Liquidity ratios, Leverage Ratios etc
  • Ans. 

    PPP model and HAM differences, liquidity and leverage ratios

    • PPP model involves private sector participation in public infrastructure projects while HAM is a hybrid annuity model for road projects

    • PPP model involves risk-sharing between public and private sectors while HAM involves a fixed government payment and variable private payment

    • Liquidity ratios measure a company's ability to meet short-term obligations while leve...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to start your career

I applied via Company Website and was interviewed in Apr 2018. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How will do this job
  • Q2. What was you working on last job
  • Ans. 

    I was responsible for managing key accounts and developing new business opportunities.

    • Managed relationships with key accounts to ensure customer satisfaction

    • Identified and pursued new business opportunities to drive revenue growth

    • Collaborated with cross-functional teams to meet sales targets

    • Analyzed market trends and competitor activities to inform sales strategies

  • Answered by AI

Interview Preparation Tips

General Tips: Don’t worry Friends face all question smoothly and stay confident
Skills: Body Language
Duration: <1 week

I applied via Other and was interviewed before Dec 2017. There were 3 interview rounds.

Interview Preparation Tips

Round: Test
Experience: Aptitude and reasoning test of 50 questions.

Round: Group Discussion
Experience: It's not group discussion, sales manager discuss about my previous organization manappuram finance LTD

General Tips: Discuss all things properly with interviver, in Hdfc i get bad experience after joining.
Skills: Communication
Duration: 1-4 weeks

Interview Questionnaire 

6 Questions

  • Q1. Briefing of resume
  • Q2. Familiarity with accounts
  • Q3. Tell me all the sources of money for an organization
  • Q4. Tell me about yourself
  • Ans. 

    I am a relationship manager with 5 years of experience in managing client relationships and providing financial advice.

    • I have a Bachelor's degree in Finance from XYZ University.

    • I have worked with ABC Bank for 3 years and gained experience in managing high net worth clients.

    • I am skilled in financial analysis, risk management, and investment planning.

    • I have a proven track record of achieving sales targets and building lo...

  • Answered by AI
  • Q5. Why bank?
  • Ans. 

    Banking offers a dynamic and challenging work environment with opportunities for growth and development.

    • Banking is a constantly evolving industry with new technologies and products being introduced regularly.

    • Working in a bank provides exposure to a wide range of clients and industries.

    • Banking offers opportunities for career growth and development through training and mentorship programs.

    • The role of a relationship manag...

  • Answered by AI
  • Q6. Why should we hire you?
  • Ans. 

    I have the necessary skills, experience, and passion to excel in this role.

    • I have a proven track record of building and maintaining strong relationships with clients.

    • I am highly organized and able to manage multiple tasks and priorities effectively.

    • I am a skilled communicator and able to effectively convey complex information to clients.

    • I am passionate about helping clients achieve their financial goals and am committe...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: It was overall a simple test, some difficult questions were there to check the patience of student. Otherwise the questions were of moderate level.
Tips: Prepare basic things, work on fast calculation & anlytical skills. For sales competency section no need to give ideal answers, be realistic.
Duration: 120 minutes aprox minutes

Round: Technical Interview
Experience: It was a 10-15 minute interview. He asked basic things & the interviewer was focusing on my financial knowledge
Tips: If you are planning to appear in hdfc interview, work on your accounting, frame some stories of your life, try to find out your skills so that they can hire you.

Round: HR Interview
Experience: The questions were simple, they were looking for relative experience & person suitable for their profile.
Tips: Sales experience of internship will add some weightage to your performance. Try to share experience of projects you have worked on.

Round: FLIP Online training program
Experience: They detailed us about the profile, gave us relavant information & took the test for the same. There were online ppts on types of loan, balance sheet, credit note etc.
Tips: You have to work seriously to crack this part of process. Once you clear this you will become a member of hdfc bank. All the best

General Tips: If you are looking for a profile in banking sector&#44; then work on accounting balance shhets & generate your interest in the same field. It is not always about financial selling. You may have to give advice to your customers, prepare credit note.
Skills: sales, financial knowledge, communication skills, grasping power, commen sense
College Name: IMDR
Motivation: Name of the company&#44; profile was a mixture of sales & finance & I was confused about my interest whether lies in sales or office work (analysis). So i applied
Funny Moments: waiting time. We spent a great time in Indira college that day.

Interview Preparation Tips

Round: Test
Experience: I scored 42 out of 60 and 60 people were selecred out of 300
Tips: First attempt those questions which you know to save time.
Duration: 1 hour
Total Questions: 60

College Name: IBS Gurgaon

IDFC FIRST Bank Interview FAQs

How many rounds are there in IDFC FIRST Bank Mortgage Relationship Officer interview?
IDFC FIRST Bank interview process usually has 2 rounds. The most common rounds in the IDFC FIRST Bank interview process are Resume Shortlist and HR.
How to prepare for IDFC FIRST Bank Mortgage Relationship Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bank. The most common topics and skills that interviewers at IDFC FIRST Bank expect are Banking, Client Acquisition, Cold Calling, Customer Retention and EMI.

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IDFC FIRST Bank Mortgage Relationship Officer Salary
based on 124 salaries
₹1.7 L/yr - ₹3.1 L/yr
8% less than the average Mortgage Relationship Officer Salary in India
View more details

IDFC FIRST Bank Mortgage Relationship Officer Reviews and Ratings

based on 26 reviews

4.5/5

Rating in categories

4.2

Skill development

4.2

Work-life balance

4.2

Salary

4.0

Job security

4.4

Company culture

3.4

Promotions

4.2

Work satisfaction

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