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based on 9.8k Reviews

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IDFC FIRST Bank Mortgage Relationship Officer Interview Questions and Answers

Updated 8 Apr 2022

IDFC FIRST Bank Mortgage Relationship Officer Interview Experiences

1 interview found

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Very excellent organization,
We have chance to work so our responsibility
We have try to better

Interview questions from similar companies

Mortgage Relationship Manager Interview Questions & Answers

ICICI Bank user image Naga Suri Venkata Siva Manikanta Lingampalli

posted on 24 Apr 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Company Website and was interviewed in Mar 2023. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. 1.tel me something about yourself. 2.about mortgage.
Round 3 - One-on-one 

(1 Question)

  • Q1. Are you ready to relocate from previous job? notice period.
Round 4 - One-on-one 

(1 Question)

  • Q1. About education qualifications. about previous company salary and CTC/ bonus.
Round 5 - One-on-one 

(1 Question)

  • Q1. How your experience related to this job?

Interview Preparation Tips

Topics to prepare for ICICI Bank Mortgage Relationship Manager interview:
  • Business Communication
  • Sales
  • Banking
  • Operations Management
Interview preparation tips for other job seekers - just read the job description and mention the skills and responsibilities in your resume. make sure your answer should me related to job responsibilities and salse and company growth.
due to network issue i have got few simple questions only. all the very best dear.
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About industry of mortgage
Interview experience
4
Good
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Questions are on my past experience.

Round 2 - HR 

(1 Question)

  • Q1. Same question asked by HR

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a very good platform to learn.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is mortgage loan
  • Ans. 

    A mortgage loan is a type of loan specifically used to purchase real estate, where the property itself serves as collateral for the loan.

    • Mortgage loans are typically long-term loans with fixed or adjustable interest rates.

    • The borrower makes monthly payments to the lender until the loan is fully paid off.

    • If the borrower fails to make payments, the lender has the right to foreclose on the property.

    • Common types of mortgag...

  • Answered by AI
  • Q2. What means property cycle
  • Ans. 

    Property cycle refers to the recurring pattern of ups and downs in the real estate market.

    • Property cycle consists of four stages: recovery, expansion, hyper supply, and recession.

    • During the recovery phase, property prices start to increase after a period of decline.

    • Expansion phase sees increased demand for properties, leading to higher prices and construction activity.

    • Hyper supply phase occurs when there is an oversupp...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - All is well
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Related mortgages
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. First shortlisted my cv after then online interview
  • Q2. Please tell me something about yourself in brief.
  • Q3. What is home loan and mortgage.
  • Ans. 

    A home loan is a type of loan used to purchase or refinance a property, secured by the property itself.

    • A home loan is a type of secured loan where the property being purchased or refinanced serves as collateral.

    • The borrower makes regular payments to the lender over a set period of time, typically 15-30 years.

    • The interest rate on the loan can be fixed or adjustable, depending on the terms of the loan.

    • Mortgage is a legal...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Plz be confident infront of interviewer and gives proper response and show our knowledge with confidence.

IDFC FIRST Bank Interview FAQs

How many rounds are there in IDFC FIRST Bank Mortgage Relationship Officer interview?
IDFC FIRST Bank interview process usually has 2 rounds. The most common rounds in the IDFC FIRST Bank interview process are Resume Shortlist and HR.
How to prepare for IDFC FIRST Bank Mortgage Relationship Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bank. The most common topics and skills that interviewers at IDFC FIRST Bank expect are Banking, Client Acquisition, Cold Calling, Customer Retention and EMI.

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based on 1 IDFC FIRST Bank interview
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IDFC FIRST Bank Mortgage Relationship Officer Salary
based on 129 salaries
₹1.6 L/yr - ₹3.1 L/yr
6% less than the average Mortgage Relationship Officer Salary in India
View more details

IDFC FIRST Bank Mortgage Relationship Officer Reviews and Ratings

based on 26 reviews

4.5/5

Rating in categories

4.1

Skill development

4.1

Work-Life balance

4.1

Salary & Benefits

3.8

Job Security

4.4

Company culture

3.8

Promotions/Appraisal

4.2

Work Satisfaction

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