ICICI Bank Senior Banking Officer Interview Questions and Answers for Experienced

Q1. Hell ground staff
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Q2. Pathetic infra as compared to Pvt banks
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Q1. Shit HR team no need to join
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Q2. Don't play with your career
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What did you like about banking benefits.

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Q1. Introduce yourself
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Q2. Why did you leave your previos job
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Q3. Tell me about your strength and weakness
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Q4. Tell me banking product
Ans. 
Banking products are financial instruments offered by banks to customers, such as savings accounts, credit cards, loans, and investment products.
• Savings accounts: A type of account where customers can deposit and withdraw money while earning interest.

• Credit cards: A payment card issued by a bank that allows the cardholder to borrow funds for purchases.

• Loans: Financial products where a bank lends money to a customer wit...read more
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Q1. Tell me something about yourself
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Q2. What is demonitization
Ans. 
Demonetization is the act of stripping a currency unit of its status as legal tender.
• Demonetization is usually done to curb corruption, black money, and counterfeit currency.

• It can lead to temporary economic disruption and inconvenience to the public.

• India implemented demonetization in 2016 by invalidating high-denomination currency notes.

• The goal was to move towards a cashless economy and reduce the circulation of bla
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Q3. Tell me banking product
Ans. 
Banking products are financial instruments offered by banks to customers, such as savings accounts, loans, credit cards, and investment products.
• Savings accounts: allow customers to deposit money and earn interest

• Loans: provide customers with funds that must be repaid with interest

• Credit cards: allow customers to make purchases on credit and pay back later

• Investment products: such as mutual funds, stocks, and bonds, he
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Q4. Difference between asset and liablity
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Assets are resources owned by a company, while liabilities are obligations or debts owed by a company.
• Assets are things of value that a company owns, such as cash, inventory, equipment, and property.

• Liabilities are obligations that a company owes to others, such as loans, accounts payable, and accrued expenses.

• Assets are listed on the left side of the balance sheet, while liabilities are listed on the right side.

• The di...read more
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Q1. How was your journey of previous bank
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Q2. Why choose bandhan bank
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Q1. Questions around financial statements, EV calculation and industry.
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Q1. Testing finance knowledge, industry and inter-personal skills.
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Its a good experience and gk knowledge quation and mathmetics

Q1. 1.Previous work experience 2.and proceed of work
Ans. 
I have 5 years of experience as a Bank Officer, handling various responsibilities and achieving targets.
• Worked as a Bank Officer for 5 years

• Managed customer accounts and provided financial advice

• Processed loan applications and evaluated creditworthiness

• Achieved sales targets by cross-selling banking products

• Handled cash transactions and ensured accuracy

• Maintained compliance with banking regulations

• Led a team of junior ...read more
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Q2. Last work and proceed
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