ICICI Bank Manager Interview Questions, Process, and Tips

Bank financial statements are crucial for evaluating the financial health of a bank.

• Bank financial statements provide information on the bank's assets, liabilities, income, and expenses.

• They help investors and analysts evaluate the bank's financial health and performance.

• Key financial ratios such as return on assets (ROA) and return on equity (ROE) can be calculated using information from the financial statements.

• Examp...read more

Forwards, futures, and options are financial derivatives used for hedging and speculation.

• Forwards are contracts between two parties to buy or sell an asset at a specified price and date in the future.

• Futures are similar to forwards but are traded on exchanges and have standardized contract terms.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price and date in the futu...read more

Spot, TOM, Cash deals and Forex overview explained.

• Spot deals involve immediate delivery of currency at the current market rate.

• TOM deals involve delivery of currency the next day after the trade is executed.

• Cash deals involve delivery of currency within two business days after the trade is executed.

• Forex overview includes analysis of currency pairs, market trends, and economic indicators.

• Spot deals are commonly used f...read more

Banking refers to the business of accepting deposits and lending money.

• Banking involves financial institutions that accept deposits from customers and use those funds to make loans to other customers.

• Banks also offer a range of other financial services, such as credit cards, investment products, and insurance.

• Banking is regulated by government agencies to ensure the safety and soundness of the financial system.

• Examples...read more