ICICI Bank
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CIBIL is a credit information company that maintains credit records of individuals and companies.
CIBIL stands for Credit Information Bureau (India) Limited.
It collects credit-related information from banks and financial institutions.
This information is used to create credit reports and credit scores for individuals and companies.
Credit scores range from 300 to 900, with higher scores indicating better creditworthiness.
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I applied via Referral and was interviewed in Sep 2019. There were 3 interview rounds.
Operations focus on internal processes while sales focus on external revenue generation.
Operations involve managing resources, logistics, and production processes.
Sales involve identifying and pursuing potential customers, negotiating deals, and generating revenue.
Operations ensure efficient and effective use of resources while sales ensure revenue growth.
Examples of operations include supply chain management, inventor...
NRE and NRO accounts are types of bank accounts for non-resident Indians.
NRE stands for Non-Resident External account, which is a rupee-denominated account that allows NRIs to transfer foreign earnings to India and earn tax-free interest.
NRO stands for Non-Resident Ordinary account, which is a savings or current account that allows NRIs to manage their income earned in India and abroad.
NRO accounts have taxable interes...
KYC docs required to open a current account
Identity proof - Aadhaar card, PAN card, Passport, Voter ID card
Address proof - Aadhaar card, Passport, Utility bills, Bank statement
Passport size photograph
Business proof - GST registration certificate, Trade license, etc.
PAN card of the business entity
KYC declaration form
I applied via Recruitment Consultant and was interviewed before May 2020. There were 3 interview rounds.
I applied via Naukri.com and was interviewed before Sep 2021. There were 2 interview rounds.
Banking is the business of accepting deposits and lending money. Profitability is the ability to generate revenue in excess of expenses.
Banks make money by charging interest on loans and earning fees for services like account maintenance and transactions.
Profitability is important for banks to remain financially stable and able to provide loans to customers.
Factors that affect profitability include interest rates, loan...
posted on 6 Jan 2020
I applied via Recruitment Consultant and was interviewed before Jan 2019. There were 4 interview rounds.
I appeared for an interview before Jan 2022.
I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Our company offers a wide range of products including banking, insurance, investment, and mortgage services.
Banking products such as checking and savings accounts
Insurance products including life, health, and auto insurance
Investment products like mutual funds and retirement accounts
Mortgage services for homebuyers and homeowners
Credit cards and personal loans
Affordable segment is concentrated for file cases.
The affordable segment is concentrated for file cases as they are more likely to need financial assistance.
Higher ticket file cases are concentrated in the higher income segment.
Examples of affordable file cases include personal loans, credit card debt, and small business loans.
Examples of higher ticket file cases include mortgages, car loans, and large business loans.
I applied via Recruitment Consultant and was interviewed in Sep 2020. There was 1 interview round.
The strategy for growing a new branch involves market research, identifying target customers, creating a strong brand image, and building a talented team.
Conduct market research to identify potential customers and competition
Develop a strong brand image through advertising and community involvement
Build a talented team through effective recruitment and training
Offer unique products or services to differentiate from com...
I applied via Walk-in and was interviewed before Nov 2020. There was 1 interview round.
based on 2 interviews
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Rating in categories
Deputy Manager
15.5k
salaries
| ₹2 L/yr - ₹11 L/yr |
Relationship Manager
13.1k
salaries
| ₹2.3 L/yr - ₹11.5 L/yr |
Assistant Manager
10.2k
salaries
| ₹1.8 L/yr - ₹6 L/yr |
Manager
4.8k
salaries
| ₹5.6 L/yr - ₹18.7 L/yr |
Senior Officer
3.3k
salaries
| ₹1 L/yr - ₹6 L/yr |
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