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ICICI Bank Credit Risk Analyst Interview Questions and Answers for Experienced

Updated 17 Apr 2024

ICICI Bank Credit Risk Analyst Interview Experiences for Experienced

2 interviews found

I applied via Campus Placement and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Why you want to join bank?
  • Q2. What you was doing between completion of articleship to clearing your final exam?
  • Q3. Family background and blood relation already in bank?

I applied via Campus Placement and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial Analysis , Ratio Analysis, CMA Data , CIBIL etc
  • Q2. Why you want to join us ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident while interview .
candidate should be conceptual clear on respective topic, updated regarding current economic affairs, RBI guidelines, MSME sector etc

Credit Risk Analyst Interview Questions Asked at Other Companies for Experienced

asked in RBL Bank
Q1. Major financial ratios and their implications in credit risk asse ... read more
asked in RBL Bank
Q2. How to assess cash credit account statement
Q3. Update on short term and long term solvency ratio?
asked in RBL Bank
Q4. What is asset liability mismatch
asked in RBL Bank
Q5. Difference between Financial and Performance BG

Interview questions from similar companies

I appeared for an interview before May 2016.

Interview Questionnaire 

3 Questions

  • Q1. Current working experience,
  • Q2. Banking Related knowledge
  • Q3. How do you assess credit worthiness
  • Ans. 

    Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.

    • Review credit reports and scores

    • Analyze financial statements and income

    • Consider employment history and stability

    • Evaluate debt-to-income ratio

    • Assess collateral and assets

    • Look for red flags such as bankruptcies or late payments

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR

Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.

Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....

Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills

I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Ratio analysis
  • Q2. CIBIL, MPBF, BG

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall good

I applied via Referral and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Technical questions like: how do you see in any profile to check the business viability and borrower's credit worth?
  • Q2. Update on short term and long term solvency ratio?
  • Ans. 

    Solvency ratio measures a company's ability to meet its debt obligations. Short term ratio focuses on current assets and liabilities, while long term ratio considers long term debt.

    • Short term solvency ratio is also known as the current ratio

    • It measures a company's ability to pay off its short term debts with its current assets

    • Formula: Current assets / Current liabilities

    • Long term solvency ratio is also known as the deb...

  • Answered by AI
  • Q3. Brief profile and back ground of candidate to check his commend on language.

Interview Preparation Tips

Interview preparation tips for other job seekers - Always use one language as a mode of communication and be vocal but sensible too.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed before Jul 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience with Cloud services
  • Ans. 

    I have experience working with cloud services such as AWS, Azure, and Google Cloud.

    • Managed data storage and processing on AWS S3 and EC2 instances

    • Utilized Azure Machine Learning for predictive modeling

    • Implemented Google Cloud Platform for real-time data analytics

  • Answered by AI
  • Q2. Familiarity with PySpark
  • Ans. 

    PySpark is a Python API for Apache Spark, used for big data processing and analytics.

    • PySpark is a Python API for Apache Spark, a distributed computing system.

    • It allows for parallel processing of large datasets using Spark's distributed framework.

    • PySpark provides high-level APIs in Python for Spark programming, making it easier to work with big data.

    • Example: PySpark can be used for data preprocessing, machine learning,

  • Answered by AI

Skills evaluated in this interview

I applied via Recruitment Consulltant and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 
Round 2 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Why should we hire you?
  • Q4. Why are you looking for a change?
  • Q5. Where do you see yourself in 5 years?
  • Q6. What are your strengths and weaknesses?
  • Q7. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear and confident , They don't require very fluent English if you are average you can do it

I applied via Referral and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. There were different question asked and different types of responsibility where told

Interview Preparation Tips

Interview preparation tips for other job seekers - In kotak there is lots of partialities..so join kotak if ur okk with partilaties happening with uh

I applied via Campus Placement and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How many peoples are there in your company?
  • Q2. Please give me your office timings?

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test.It lasted for about 1 hour 10minutes.The interviewer wanted to test both my knowledge and communication skills.

I appeared for an interview in Nov 2020.

Interview Questionnaire 

1 Question

  • Q1. Self intro

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Honest .Be prepare be confident

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank Credit Risk Analyst interview for experienced candidates?
ICICI Bank interview process for experienced candidates usually has 1 rounds. The most common rounds in the ICICI Bank interview process for experienced candidates are One-on-one Round.
How to prepare for ICICI Bank Credit Risk Analyst interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ICICI Bank. The most common topics and skills that interviewers at ICICI Bank expect are Corporate Credit, Credit Analysis, Credit Assessment, Credit Evaluation and Credit Rating.

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ICICI Bank Credit Risk Analyst Salary
based on 110 salaries
₹7 L/yr - ₹24 L/yr
18% more than the average Credit Risk Analyst Salary in India
View more details

ICICI Bank Credit Risk Analyst Reviews and Ratings

based on 14 reviews

2.1/5

Rating in categories

2.3

Skill development

2.2

Work-life balance

2.2

Salary

3.4

Job security

1.6

Company culture

2.2

Promotions

2.2

Work satisfaction

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