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ICICI Bank Credit Risk Analyst Interview Questions and Answers
ICICI Bank Credit Risk Analyst Interview Experiences
3 interviews found
Anonymous
(1 Question)
- Q1. In which type of industry you had your articleship experience
I applied via Campus Placement and was interviewed in Feb 2021. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Why you want to join bank?
- Q2. What you was doing between completion of articleship to clearing your final exam?
- Q3. Family background and blood relation already in bank?
I applied via Campus Placement and was interviewed before May 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Financial Analysis , Ratio Analysis, CMA Data , CIBIL etc
- Q2. Why you want to join us ?
Interview Preparation Tips
candidate should be conceptual clear on respective topic, updated regarding current economic affairs, RBI guidelines, MSME sector etc
What people are saying about ICICI Bank
Interview questions from similar companies
I applied via Referral and was interviewed before Jan 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Technical questions like: how do you see in any profile to check the business viability and borrower's credit worth?
- Q2. Update on short term and long term solvency ratio?
- Ans.
Solvency ratio measures a company's ability to meet its debt obligations. Short term ratio focuses on current assets and liabilities, while long term ratio considers long term debt.
Short term solvency ratio is also known as the current ratio
It measures a company's ability to pay off its short term debts with its current assets
Formula: Current assets / Current liabilities
Long term solvency ratio is also known as the deb...
- Q3. Brief profile and back ground of candidate to check his commend on language.
Interview Preparation Tips
I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Ratio analysis
- Q2. CIBIL, MPBF, BG
Interview Preparation Tips
MANU AGARWAL
I appeared for an interview before May 2016.
Interview Questionnaire
3 Questions
- Q1. Current working experience,
- Q2. Banking Related knowledge
- Q3. How do you assess credit worthiness
- Ans.
Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.
Review credit reports and scores
Analyze financial statements and income
Consider employment history and stability
Evaluate debt-to-income ratio
Assess collateral and assets
Look for red flags such as bankruptcies or late payments
Interview Preparation Tips
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR
Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.
Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....
Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills
I applied via Campus Placement and was interviewed before Jul 2023. There was 1 interview round.
(2 Questions)
- Q1. Experience with Cloud services
- Ans.
I have experience working with cloud services such as AWS, Azure, and Google Cloud.
Managed data storage and processing on AWS S3 and EC2 instances
Utilized Azure Machine Learning for predictive modeling
Implemented Google Cloud Platform for real-time data analytics
- Q2. Familiarity with PySpark
- Ans.
PySpark is a Python API for Apache Spark, used for big data processing and analytics.
PySpark is a Python API for Apache Spark, a distributed computing system.
It allows for parallel processing of large datasets using Spark's distributed framework.
PySpark provides high-level APIs in Python for Spark programming, making it easier to work with big data.
Example: PySpark can be used for data preprocessing, machine learning,
Skills evaluated in this interview
I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
Written test
(1 Question)
- Q1. Strength,weakness,personality development questions,how to manage work under pressure
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Sep 2020. There were 4 interview rounds.
Interview Questionnaire
1 Question
- Q1. There will be More challenging work so will i get support from here to learn
Interview Preparation Tips
I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Your business achievements and products knowledge based the questions
- Q2. Explain clearly and answering boldly
Interview Preparation Tips
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ICICI Bank Credit Risk Analyst Interview Process
based on 1 interview
Interview experience
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ICICI Bank Credit Risk Analyst Reviews and Ratings
based on 14 reviews
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