HDFC Ergo General Insurance Senior Manager Interview Questions and Answers for Experienced

Q1. Tell me about yourself
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Q2. Why should we hire you
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Its easy for all the people dont get nervous

Be confident in the gd round don't rush to speak

Q1. Technical questions on ur work ex and education ? Also don't forget to answer properly?
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Q2. Don't worry if u go lil out?
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Zonal manger taken the interview along with Area manager

Q1. What motivates you to perform better?
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Q2. What is your professional objective in Life?
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Q3. What are the key habits you have for success?
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Q4. What is your salary expectation?
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Q1. Tell me about yourself
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Q1. What is marginal costing
Ans. 
Marginal costing is a technique of costing in which only variable costs are considered for decision making.
• Marginal costing helps in determining the contribution margin of a product or service.

• It is useful in short-term decision making such as pricing, make or buy decisions, etc.

• Fixed costs are not considered in marginal costing as they are assumed to remain constant.

• It is also known as direct costing or variable costi...read more
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Q2. What is term plan in insurance
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Term plan is a type of life insurance policy that provides coverage for a specific period of time.
• Term plan provides financial protection to the policyholder's family in case of their untimely demise

• Premiums for term plans are generally lower compared to other types of life insurance policies

• Term plans do not offer any maturity benefits if the policyholder survives the policy term

• Policyholders can choose the policy ter...read more
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Q1. What is internal audit
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Internal audit is an independent, objective assurance and consulting activity designed to add value and improve an organization's operations.
• Internal audit evaluates the effectiveness of an organization's risk management, control, and governance processes.

• It provides recommendations for improvement and helps the organization accomplish its objectives.

• Examples of internal audit activities include financial audits, opera...read more
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Q1. General questions aksed no details interview
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Q2. Reason for change and more abt job
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Q1. Yes more questions asked
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Q1. Q1 . Questions based on BEI that are mapped to competencies
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Q2. Q2. Qustions to understand achievment
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I have achieved significant growth in revenue and market share for my previous company.
• Implemented a new sales strategy that increased revenue by 25% in the first year

• Expanded the company's market share by 15% through targeted marketing campaigns

• Led a team of sales representatives to exceed quarterly sales targets consistently

• Developed and maintained strong relationships with key clients, resulting in repeat business a
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