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HDFC Bank Credit Appraisal Interview Questions and Answers

Updated 31 May 2021

1 interview found

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Credit Appraisal Interview Questions

user image Anonymous

posted on 31 May 2021

I applied via Naukri.com and was interviewed in Dec 2020.

6 Interview Rounds

Interview Questions

Interview Preparation Tips

Interview preparation tips for other job seekers - For questions like 'Why you are best suited for this role, will you able to manage stress, reason for choosing this organisation, strength and weaknesses', please remain consistent with the answers throughout the interview. The interviewer will keep asking these questions in all indirect ways possible but ensure your answers remain the same. Even slight variation in your answers for the same questions asked in indirect ways will let the interviewer think twice before shortlisting you.
Consistency of answers and body language are the most important criteria's to get through the interview successfully.
Also, its completely okay if you do not have answers to some questions. One can reply by saying ' I do not have much knowledge about this topic but I will definitely read it up soon'.

Credit Appraisal Jobs at HDFC Bank

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Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 More than 8 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed before Apr 2023.

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. What is Kyc and what is cibil
  • Q2. What is Cibil of type
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 More than 8 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed before Apr 2023.

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. What is Kyc and what is cibil
  • Q2. What is Cibil of type

I applied via Walk-in and was interviewed in Aug 2022.

1 Interview Round

1

HR Round (3 Questions)

  • Q1. On gold loan appseair and testing
  • Q2. Any on gold loan gold appraisal testing
  • Q3. Gold testing purposes

Interview Preparation Tips

Interview preparation tips for other job seekers - Good morning sir any gold loan appraisal

HDFC Bank Interview FAQs

How to prepare for HDFC Bank Credit Appraisal interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Credit Appraisal, Credit Underwriting, Credit, housing finance and housing loan.
What are the top questions asked in HDFC Bank Credit Appraisal interview?

Some of the top questions asked at the HDFC Bank Credit Appraisal interview -

  1. Case solving- Process from pre sanctioning to post sanctioning of retail l...read more
  2. 1. Latest RERA amendments/n...read more

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HDFC Bank Credit Appraisal Salary
based on 34 salaries
₹3 L/yr - ₹11.9 L/yr
32% more than the average Credit Appraisal Salary in India
View more details

HDFC Bank Credit Appraisal Reviews and Ratings

based on 2 reviews

4.4/5

Rating in categories

3.7

Skill development

3.7

Work-Life balance

3.0

Salary & Benefits

4.3

Job Security

3.0

Company culture

2.7

Promotions/Appraisal

3.0

Work Satisfaction

Explore 2 Reviews and Ratings
Credit Appraiser

Mumbai

0-3 Yrs

Not Disclosed

Credit Appraisal - Retail Lending

Patna

1-4 Yrs

Not Disclosed

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